God is good and kind, i am filled with so much joy.
It's PPR.

Application Timeline:

Second Application
Application submitted Aug 4
Medical request September 30
Medical updated to “passed” October 12
PPR Nov 3

Documents Submitted:
IELTS (General)
MyBankstatement (POF)
Deed of Agreement for 3 landed properties
Professional certificates
Undergraduate degree certificate
Transcript
Birth certificate
Letter of Explanation
Updated LOA
SSCE Result
NYSC Certificate
Reference letter from work
Payslip
Marriage certificate
SOP
Consent letter
Deed gift affidavit (had some money transferred to me from my brother)
Pension statement
Reference letter from my pension manager

Please note that I did not make any deposit or pay tuition as my school did not ask me to at the time of my application.

Very much thanks to Mr. Frankrobbn1 of fandrglobal.com who handled my second application. I was refused on financial and personal assets ground for my 1st application. He repackaged my application and God made it happen.