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Business / Re: What Online Business Can Someone Start With N50,000 by biz4u(m): 5:37pm On Aug 05, 2023
50k is quite enough to start some businesses in Nigeria.

There are also businesses that you can start with less than 20k s you can see the explanation below:


https://www.youtube.com/watch?v=wwkCdGGCfMU

Watch the video above to see 10 businesses that you can start with less than 20k.


GreenDo:
Please I need viable business
Good afternoon, please I need information on internet business to start with either N50,000 or less. Please I don't want any of the following;
Pay to click, pay to read, pay to sleep, pay to chop; any pay to business always make me sick. I don't want data entry as well. No survey intro.
My reason is that Nigeria is not among viable countries such time wasting stuff can thrive.
Thank you and God bless you
Jobs/Vacancies / Re: Strictly For Those Interested In Teaching Jobs by biz4u(m): 4:31am On Jan 08, 2023
Go to https://www.cambridgeinternational.org/,
on the top left hand corner, click on the drop down menu and then click on professional development. You will find some information there.
Alternatively, you can contact the British Council.

Kaysalas:

Anybody has an idea on how to go about this IGCSE certification?

1 Like

Business / Re: Sokoloan Are Very Nasty Set Of People, The Government Should Take Action (photo) by biz4u(m): 2:47pm On Oct 22, 2021
Some loan applications are like that. The best thing is to make sure you pay when due.

However, see below in the video top 5 loan applications that will give you cash without collateral and will not send useless messages.




https://www.youtube.com/watch?v=QAe3bmLvrUQ&t=3s
Culture / Re: Top 10 Richest Kings In Nigeria! Net Worth And Cars by biz4u(m): 10:35pm On Sep 05, 2021
Good compilation. I have discovered that the richest kings in Nigeria have Rolls Royce and Bentley. At least the top 5 of them have these cars.
Check it out here:


https://www.youtube.com/watch?v=MH0EZSQNuao

Ezegedegreat:
Here are 10 Top Richest Nigerian Kings, We are gonna be counting down from the first to the very last, let's dive in

Oba Obateru Akinruntan Net Worth: ₦138 Billion

Oba Obateru Akinruntan is the royal leader of Ugbo –a prominent town in Ondo State. He bears the title of “Olugbo of Ugbo”, it is no doubt that Oba Akinruntan is one of the notable Yoruba monarchs within and outside Ondo State. His wealth has earned him the richest king not only in the Yoruba kingdom but also in the entirety of Nigeria at this present time.

Oba Obateru Akinruntan Net worth
His wealth and assets beat that of other traditional leaders with a net worth of ₦138 Billion according to Forbes.
Oba Obateru Akinruntan Cars

Oba Obateru Akinrutan owns a Bentley Mulsanne (2014 model) valued at over N100 million and also boasts of driving a Custom built Rolls-Royce (2012 edition) built to match the standard of that of the Queen of England, with which the Olugbo of Ugbo joins the royal list of Nigerian monarchs who ride Rolls-Royce.

Sa’adu Abubakar Sultan of Sokoto – Net worth: ₦46 Billion

A compilation of the richest kings will be incomplete without the entry of the sultan of Sokoto. The monarch, who is one of the most respected not just the country but the continent, has played a key role in ensuring the peace and stability of Nigeria. Sultan Abubakar IV is the 20th Sultan of the Sokoto Caliphate and ascended the throne in 2006 after the death of the 19th Sultan Sultan Miccado. Sultan Abubakar served in the military and resigned as Brigadier General before he took the throne.

Check out Other 8 From Source link Here:

https://yawabase.com/top-10-richest-kings-in-nigeria-in-2021-their-namescars-and-net-worth/
Business / Re: Top 10 Online Loan Providers In Nigeria by biz4u(m): 11:16pm On Aug 28, 2021
This is a very nice write up I must confess. Loan applications are taking over in Nigeria. Permit me to share my top five loan apps that will give you quick loans without collateral in five minutes.


https://www.youtube.com/watch?v=QAe3bmLvrUQ

sellamarket:
Today am going to share with you guys the best small business online loan lenders in Nigeria. Below are the top 10 business loans for startup founders, small business owners, and entrepreneurs seeking for collateral, non collateral, cheap and low interest rate business loan to empower their businesses.

1. OneFi Business Loans

OneFi Loans mission is to provide short-term and affordable consumer credit to individuals who have limited access to finance.

Customer service

The customer is our top priority, and we are committed to providing exemplary service at all times.

Innovation

This means listening to the customer and giving her what she wants – at a point and time of her choosing. Innovation really is that simple.

Technology

We leverage technology to make it easy for you to access our products irrespective of distance and time of day.


2. Aella Credit

Aella Credit is a Personal Loan lender that underwrites loans with a proprietary algorithm. Our pilot launched with a focus on the Nigerian market and integrated with local credit bureaus. Our team has over 30 years of combined experience with a core focus on technology, finance, risk management and analytics, we give affordable Personal Loans and strive to ensure an excellent customer experience.

Aella Credit offers loans with the opportunity for declining interest rates based on our in house repayment reward system while offering financial literacy training, and the opportunity to build credit within the consumer finance space.


3. KiaKia Business Loans

KiaKia is a direct money lender. We provide quick loans to credible borrowers within 1 hour of completing our entirely online loan application*. We are Nigeria’s first online money lender. No physical meetings, No paper application filings. Everything happens online and in real-time, 24/7.

Financial credits don’t give as much value to borrowers as making such available exactly when they need the credits. This is where our name KiaKia loan derives its inspiration. We want to deliver responsible lending services to credible Nigerians in real time. We are Nigeria’s premier online money lender.

BEFORE YOU APPLY

1. Be aware and advised that we take the credibility of our site users very seriously, hence we use industry’s most advanced data integrity authentication validation systems.

Users of this site must ensure that personal data are authentic and genuine to prevent avoidable blacklisting, denial of service and possible criminal prosecution where necessary.

2. Be advised that our primary means of identification for all our website users (borrowers and attesters) is the BVN (Bank Verification Number).

3. We use your social media as a source of data for risk assessment. Therefore, it is very important that personal information such as names on social media accounts MUST not be aliases or monikers.

4. Loans are not designed for business purposes and for long term use. Our loans are designed to provide financial credits for urgent and unexpected consumer needs before your next employment or business income.

Our loan rates could be as high as 240% APR (Annual Percentage Rate).

5. KiaKia is neither a deposit money bank, finance house, micro-finance bank nor fund manager. We are a licensed direct money lender. KiaKia nor any of our affiliate services will never solicit nor ask you for fund deposits with us.

Please kindly contact us to report if anyone contacts you soliciting for funds.

6. We will never ask you to share your debit card details either via email, SMS or phone call.


4. ZEDVANCE LIMITED

We are committed to providing consumer credits to our target market in the most efficient and convenient manner while ensuring best practice. We provide payday loans, Cash Loans to individual, groups and offer Point of Sale finance for consumer goods and appliances in partnership with retailers across Lagos.

INTEGRITY

We always keep our word.

We place our integrity high above other things, that’s why our company policies are geared towards fair business guidelines and frown upon exploitation of our customers. That’s one more reason why you can trust us.

COMMITMENT

We put our customers first.

We are commited towards giving you the best financial service that’s why we all work together as a team and devote the best of our ability to providing the best and most customer friendly loan services.

PROMPTNESS

We deliver on time.

We understand the urgency of your needs and the difference prompt service delivery can make. That is why we work fervently to deliver our services to you in record time without compromising on quality.


5. Rosabon Business Loans

Now more than ever, many people have resorted to taking out loans as they come in handy for situations that savings alone cannot handle.

With our loan facilities there are so many possibilities! Whether it is planning your wedding, paying the children’s school fees or remodeling your kitchen, Rosabon is here for you!

Our loans come with affordable interest rates and a flexible repayment schedule which is conveniently spread over a period of 6-8 months.

Rosabon Quick Loan

Attend to financial emergencies with Rosabon Quick Loan – RQL. With Rosabon Quick Loan, you are no longer caught unawares as you can now loan up to N650,000 within 24 Hours to finance urgent needs and emergencies.

No collateral, No Guarantor, Affordable Interest Rates!

To Apply, You Need To:

- Be in a paid employment
- Be between 21 and 58 years
- Have a current account
- Get a pension account or tax ID
- Acquire a valid Proof of Identification


6. UT Personal & Social loans

Our business loans are targeted at providing quick funds to business concerns towards meeting deadlines and attaining profitability and growth.

We pride ourselves on being able to deliver within the shortest possible time within the industry (72 hours) while we strive to even do much better than this.

Our business loan structures are simple; flexible and tailored to meet the needs of the clients with little or no hassles.

The tailored loan types under the business loan category are:

Working Capital Loans (WCL)

Are you out of stocks?, do you want to be more efficient in your business?. Improve your working capital position in a unique way at attractive interest rates.

Stop Gap Loans (SGL)

While waiting for the disbursement of an approved loan or financial package from the conventional banks or other sources of funding; our clients may avail themselves the opportunity to utilize this facility in order not to lose time on their projects.

Special Purpose Loans (SPL)

The SPL product is a quick financial response to LPOs; Pos; Project and contract finances.

We meet your contract deadlines; make your contract originators happy and proud of you at a price of winning more deals

Market Borrowing/Investments

We have a bouquet of investment products geared at encouraging our clients to maximize the returns on their fund while assuring fund safety.


7. Seedvest Business Loans

Our business loans are designed to meet the finance needs of commercial, small and micro enterprises.

Specifically, working capital, purchase order finance and invoice discounting finance needs are addressed by our business loans.

Features

- Loans up to N5million
- Tangible assets required as collateral

Requirements

- Duly completed application form
- Cashflow statements (sales records, bank statements)
- Full collateral coverage
- 3rd party guarantee/guarantor
- Completed KYC documents


8. FCMB Business Loans

SALARY PLUS

Personal loans are based on your monthly salary.

- Features
- Borrow N180,000.00 to N10,000,000.00
- Pay over 12 to 60 months
- Added Insurance for loan customers
- Pricing is based on employer rating

Benefits

- Versatility – Customers can apply for this loan in any branch of FCMB
- Flexibility – Customers can apply for a Top Up 6 months after initial loan disbursement
- Speed – Quick Turn Around Time

Eligibility

- Confirmed employee of FCMB rated companies. (The list of rated companies is available in our branches nationwide)
- Employer must give a commitment to remit his/her monthly salary to FCMB account.
- Minimum net monthly income of N18,000.00
- Employee must receive at least 1 salary payment in FCMB prior to the loan disbursement.

Visit any branch of FCMB for documentation requirement.


9. Stanbic IBTC Bank Business Loans

Our Business Loan provides funds which you can repay over one to five years. You repay the loan in monthly set installments.

Whatever your business plans, our fixed or revolving business loans can help you reach your goals.

What does it offer you:

- Where you use the loan to buy an asset, the asset becomes yours when you make the last payment.
- The repayments are structured to suit your business’ cash flow.
- You’ll get access to affordable insurance for your loan.

What you need to apply:

- The full names and capacities of those who will sign
- CV of each member of the management team.
- The reason why you need the finance.
- Your business’ financial statements, including an income statement, balance sheet and cash flow statements.
- Personal statements of assets and liabilities of all the partners, members or directors.
- A 12 month cash flow forecast.
- The amount of your own contribution and the source of the funds.
- If you do not have a business account with Stanbic IBTC Bank you must provide the business’ bank statements for the past six months.


10. RenMoney Business Loans

RenMoney (formerly RenCredit) started operations in 2012 under a unit Microfinance Banking License in Ikoyi, Lagos. It then upgraded to a state license to operate multiple locations in Lagos State.

This led to the opening of five additional branches – Ikeja, Surulere, Lagos Island, Apapa and Ikota.

RenMoney offers customers unsecured cash loans (i.e. not requiring collateral or guarantors) of up to NGN2.5 million for a tenor that ranges from three (3) to nine (9) months for new customers.

But, a returning customer enjoys a longer tenor of twelve (12) months.


Source: https://ioumoney.com.ng
Nairaland / General / Re: Please Who Knows How To Download Youtube Videos...urgent Help Needed Please. by biz4u(m): 4:09pm On Aug 17, 2017
Read full tutorials on how you can download you tube videos directly to your phone or PC without using any software. Check it out here:

http://www.yemakblog.com/2016/08/how-to-download-youtube-videos-without.html
Business / Re: Tips For Getting Your Business Name Approved With CAC by biz4u(m): 4:01pm On Aug 17, 2017
nneomac89:
Please what's the current price for Biz Registration?

You can register your business name (without a lawyer or agent) with just ten thousand, seven hundred and fifty naira (N10 750) and get your certificate in less than 3 weeks.

Read the full tutorials on how to do that here http://www.yemakblog.com/2017/08/register-business-name-with-cac-nigeria.html
Business / Re: Entrepreneurship: Commercial Liquid Soap Production by biz4u(m): 11:11am On Apr 19, 2016
I am very sorry for the delay in coming up with the second part of this tutorial.
Let's continue now...

I have just decided not to put the lesson in segments because I know that some people can't wait to start earning money from liquid soap production. In order to also entertain your questions, I will rather give you a link that contains the full tutorials on how to produce 40 litres of liquid soap.

Visit the link below to learn liquid soap production:

https://bizandtech.com.ng/2016/05/step-by-step-guide-on-liquid-soap.html

1 Like 2 Shares

Business / Re: Entrepreneurship: Commercial Liquid Soap Production by biz4u(m): 1:00pm On Apr 16, 2016
Lesson 1:
How to produce commercial liquid soap - The materials/chemicals needed

Many skill acquisition centres are now training young entrepreneurs on how to produce liquid soap because of the profit margin when compared to tablet soaps and the relative ease of production.
Liquid soap is highly preferred to tablet soap because it does not require much energy when using it to wash clothes or utensils. Liquid soap is also relatively cheaper than tablet soap.

Below are the domestic materials needed for the production of liquid soap:

1. Bucket for fetching water and about 3 smaller bowls
2. Hand gloves
3. Wooden/Rolling stick
4. Big bowl that can contain as many litres as you want to produce.
5. Clean water

Chemicals for making liquid soap

1. Nitrosol
2. Caustic soda
3. Soda ash
4. Texapon
5. Sodium Lauryl Sulfate (SLS)
6. Perfume (any one of your choice)
7. Colour of your choice
8. Sulphonic acid

Your next question, I guess, is: How do I mix these materials together and what is the mix ratio to produce a particular quantity?

Tomorrow, I am going to explain the functions of all the materials/chemicals and the quantities needed to produce 40 litres of soap. Then we will go to the production proper.

Thanks.

1 Like

Business / Re: Entrepreneurship: Commercial Liquid Soap Production by biz4u(m): 11:18am On Apr 15, 2016
Baseverb:
Am interested but how is the profit like?

The profit is very much okay. In most cases, your profit is always almost twice your start up. I mean if you start with N3, 000 for example, you may end up making a profit of close to N6, 000.
Business / Entrepreneurship: Commercial Liquid Soap Production by biz4u(m): 2:16pm On Apr 14, 2016
I have just noticed that commercial liquid soap production is an area where many people are interested in venturing into. This is because I have received a lot of calls after posting a full tutorial on liquid soap production on my blog. I therefore deem it necessary to teach as many people that are interested on this forum and answer as many questions as they have. The tutorial will start as soon as I have the opinions of interested Nairalanders. If you are interested, just show your interest. It is free and all tutorials will be on this platform.
Webmasters / Re: New Bloggers To Watchout For In Nigeria..post Your Blogs In The Thread by biz4u(m): 9:18am On Aug 27, 2015
Chibuzoc:
check my blog [url]copnewsupdate..com[/url]

Nice template
Webmasters / Re: New Bloggers To Watchout For In Nigeria..post Your Blogs In The Thread by biz4u(m): 9:17am On Aug 27, 2015
yakzee:
http://www.dinho9ja..com

Nice blog content and good concept but you need to work on the following:
1. Use jump break to limit the content of each post on the main page. I believe you understand.
2. You may decide to make it more professional by changing to a custom domain i.e .com or .info
3. Redesign you blog template to make the sidebar look nice
4. You can seek the help of a professional.

If you need my help, you can mail me at akinsquared2000@yahoo.com
Webmasters / Re: New Bloggers To Watchout For In Nigeria..post Your Blogs In The Thread by biz4u(m): 8:39am On Aug 27, 2015
Nice blog content. I love it but you only need to work on your template. You can change to a better one or redesign your domain with some codes. You may also have to redirect to a custom domain.
If all these are difficult to achieve, I can help you out. Just mail me. My email address is admin@bizschoolonline.info or akinsquared2000@yahoo.com
Johnakwehblog:
Best Nigeria's No. 1 Informative Blog

www.johnakweh..com
Webmasters / Re: Pls Help... Google Adsense Reject My Application by biz4u(m): 7:29am On Dec 27, 2013
Larry jay: Pls oooo, I don't knw wat to do, after spending time to create blog, now to monetise it, dey no gree, abii google adsense dey mad nii... Pls check d site out if dre any error dre.. lanreakanniblog..com

You do not need to wait for months before getting approved. I've seen two weeks blog being approved by Google though not through the conventional method.
What was Google's response when you applied?
I've checked your site and I have the following to say:
1. Do not copy posts directly. Try to edit them a little.
2. Add Google private policy to your blog.
3. Let your content be rich.
After doing these, you can reapply....Or you can send an e mail to akinsquared2000@yahoo.com if you want me to help you.
Politics / Stella Oduah's N255m Armoured Cars: FG In Search For Those Who Leaked The Story by biz4u(m): 7:44am On Oct 19, 2013
Only God knows where we are going to in Nigeria. I read in The Punch this morning that the Federal Government is seriously looking for those who leaked the story of Stella Oduah's N255m BMW armoured cars.

Below is a statement made by the Director-General, NCAA, Capt. Fola Akinkuotu, at a press conference at the head office of the Federal Ministry of Aviation in Abuja on Friday.

"We are in the process of trying to find the source of this leakage and I am very concerned about it. Because this information may look trivial but there are other information that we have that are confidential and it is only fair for us to respect the confidentiality of information. I am not saying that they broke into our office, but they obtained the information illegally.”

My question now is this: If we did not get the information through what they termed to be an illegal means, would they be ready to make it public that they spent our N255m in purchasing armoured cars for Stella? God will save us in Nigeria.
Celebrities / Funke Akindele Partners Rotary Against Polio by biz4u(m): 7:09am On Oct 19, 2013
Nollywood actress, Funke Akindele, will join members of Rotary Club, Nigeria, to raise awareness on total eradication of polio by 2014.

Rotary has introduced a Bike-A-Thon programme in collaboration with Cycology, a cycling club, as platform to achieve this goal.

Addressing newsmen at an event to unveil Akindele as a polio ambassador in Lagos, the Chairman, Rotary Committee on Polio, Dr. Funsho Olatunji, explained that the Bike-A-Thon is a one-day programme designed to mark the World Polio Day, which comes up on October 24.

Olatunji said the programme would involve registered riders cycling round Lagos, led by Akindele and other celebrities.

Source: punchng.com[i][/i]
Webmasters / Re: Drop Your Facebook Fan Page And Get More Likes by biz4u(m): 9:00pm On Sep 08, 2013
Webmasters / Re: Webmasters Introduce Yourself. by biz4u(m): 12:36am On Aug 27, 2013
I am Akinrinwa Akinbowale. I am a blog/web designer and an internet marketer. I am the owner of www.bizschoolonline.info
Computers / Re: Can I Get A New Laptop For #50000 With 2GBRAM by biz4u(m): 2:18pm On Mar 16, 2013
K_ONE: are the us specs not china made?

They can be made in China but for US so they have US specifications. This means they are better than the general china laptops.
Computers / Re: Can I Get A New Laptop For #50000 With 2GBRAM by biz4u(m): 8:54am On Feb 22, 2013
samplanner: hy guys i need a help, do u think i can get a laptop for 50000naira wit 2GB of ram, be it any product company? love to hear from u .

You cannot get U.S specs for that amount but since you said any product, you can go for China made laptops if you do not mind. Mail me at akinsquared2000@yahoo.com for full details if you are interested.
Webmasters / Re: Welcome To Nairaland Bloggers Family. by biz4u(m): 2:59am On Jan 19, 2013
Vijon: i want to start blogging bt don't no hw to go abt it

What do you want to blog about? Do you have a particular area of interest in mind? Tell me your mind may be I can help you. akinsquared2000@yahoo.com
Webmasters / Re: Welcome To Nairaland Bloggers Family. by biz4u(m): 11:40am On Nov 29, 2012
I love this bloggers' networking opportunity. I'll like you guys to check my blog at www.bizschoolonline.info and tell me what you feel about the blog. Its about online business strategies and ideas. Am expecting your comments.
Webmasters / Re: Welcome To Nairaland Bloggers Family. by biz4u(m): 7:20am On Oct 07, 2012
stankion: I rili need to start a blog bt I need sme honest person to tell me wat it will cost me to get it going. I will appreciate, we can chat on 293F9AAB or reach me wit life4stan@yahoo.com
It depends on what you want to use the blog for. If I know that, then I can help you.
You can mail me on akinsquared2000@yahoo.com
Webmasters / Re: Welcome To Nairaland Bloggers Family. by biz4u(m): 11:23pm On Sep 07, 2012
bedfordng: @biz4u, you surely know how to do biz but you are not being sincere with your blog readers,i will advice you to remove the clicksor popup ads because it sucks.i have just check your site,each link i click brings out a popup ads which i really dislike and so as other visitors.you are also making a huge mistake in fixing all kind of ads when you have big G adsense which you have not fully optimized and you embeded other ads like clicksor, infolinks etc.although your design is simple which is cool but you really have a lot to work on it.you need more genuine content and also remove the Google connect button at your sidebar cos its not in vok.don't forget to take off the clicksor popup ads and also reduce your infolinks ads cos with adsense alone, you should be making cool cash except you don't have an idea on how to optimized it.

Thanks Jide. I'll look into that.
Computers / Re: Enquiry: Laptop Imports by biz4u(m): 1:27pm On Aug 30, 2012
vickyl: hello, Am interested.
Mail me at akinsquared2000@yahoo.com and I will give you details.
Webmasters / Re: Seting Up A Blog: How Much? by biz4u(m): 11:05am On Aug 28, 2012
Old boy: I need someone who can help me to set up a blog site and also monetize(ads) it for me.
I have a token to offer. Please any who can do that for me should reply asap.

Am waitin....

Do you want to use blogger platform? Do you want your blog address to be a ..com or a .com address? Finally, are you talking about Google adsense or what do you mean by monetization?
In any case, I can help you with all these and if you want to do it yourself, I can send the report to your e-mail address. Just call 08058360083 and you'll have it done.
Webmasters / Re: Welcome To Nairaland Bloggers Family. by biz4u(m): 9:34am On Aug 28, 2012
JideTheBlogger: Hi,

I am Jide Ogunsanya, the founder of www.ogbongeblog.com . If you are a blogger( newbie or Pro) or interested in blogging, I would like to be your friend so we can easily share ideas, reviews etc

To connect with me, simply view my Nairaland profile and send me a friend request. I will accept your request asap. You can also share the link to your Nairaland profile here so I can send you a friend request.

If there is anything you would like me to help you with, feel free to let me know.

Happy Blogging!

UPDATE:
We can no longer send "friend requests". Instead, we can follow each other. Hence, "follow" me and I "follow" you.

Jide you have a nice blog and I love it. Actually, I've visited your many times before now and i know it is nice. Please can you check www.bizschoolonline.info and tell me what you feel about my blog and how I can also rank high in search engines.
Webmasters / Re: Welcome To Nairaland Bloggers Family. by biz4u(m): 9:29am On Aug 28, 2012
Hey bloggers! I love this. I've got a blog too and mine is www.bizschoolonline.info . It is all about online stuff.
Computers / Re: I Want To Know How I Can Install Microsoft Office And Other Softwares by biz4u(m): 2:53pm On Aug 27, 2012
ABtilor: [center]i just got a mini laptop from my friend, as well i want to change the office 2010 inside to 2007 packages and corel-draw, because the office inside is 2010 and is not for public users, it is for cooperate users. so whenever i try to use the office it always give warning to delete it from the system. [/center]
The best thing is to uninstall the office 2010 from the control panel and install office 2007 on the system. You can get office 2007 from any software store.
Computers / Re: Enquiry: Laptop Imports by biz4u(m): 2:20pm On Aug 27, 2012
saintuko: pls i want to know a good company from abroad i can buy fairly used laptop and sel here in nigeria

I know of a company where you can buy very cheap laptops but the company is based in China. If you want to how to register with the company and get the laptops shipped to your address, you can send an e-mail to me and I will send every details about the company to you.
The details include:
1.How to register
2.How to source for different laptops
3.How ton pay for the laptops with Naira
4.How to discuss on phone with the merchants and so on.

I have tested them by buying from them.

E- mail: akinsquared2000@yahoo.com.

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