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Travel / Re: USA Visa Got Cancelled At POE Because The Officer Saw Something On My Biss Card. by engraro: 4:00pm On Jan 21, 2018
25omega:
neither do i. even as a foreign coming into the country with a visa you have some rights. They wouldn't ask for your wallet at the immigration table. Only customs check bags and person. Immigration will ask you questions and if they suspect something is foul like you are a smuggler or travelling with fake documents or docs that aren't yours, then they might search you.

It is very possible to be put into thorough search by CBP they are doing their job as professional.


Travel / Re: Likely Questions By Usa Consular During Interview For Tourist Visa And Response by engraro: 3:51pm On Jan 21, 2018
chumark:
Hello House, please i need your advice. i will be having an interview soon at the us embassy and my purpose of travel is to do a surgery which is not usually done in Nigeria, however my elder brother in the US is the one paying for it. My question is this, is it okay to tell the VO during interview that my elder brother in the US is the one paying for the surgery or is it not advisable? will it sound somehow? or jeopardize my chances? Secondly, Please if anyone has been interviewed for a medical treatment or surgery, please do help me post the transcript/details and the documents i need to present to the VO. I will appreciate all your advice.

Discuss your intention with your brother and let him send you invitation letter and search Google for the hospital you wish to do the surgery, then call then to inform them about your intention too. US visa is a not must to get it at one attempt.
Travel / Re: Likely Questions By Usa Consular During Interview For Tourist Visa And Response by engraro: 3:44pm On Jan 21, 2018
My b1/b2 visa and my family was denied. The reason was that I was misled by a travelling agent who told me never to mention all I wrote on the application form "ds160". I would reapply alone in order to be at a safer side money wise. My overall advice is that mention all you put on application form " ds160".
Business / Re: Internet Transaction With First Bank Visa Card Is Now 200 Naira Per Dollar. by engraro: 6:10pm On Jan 12, 2016
You are right, PayPal rejected my first bank visa prepaid card too and they lied on their website.

=============================
Visa Prepaid Card
A Visa branded international payment card issued to customers and non-customers at FirstBank branches. It is acceptable for payment of goods & services on all payment channels – Online, POS & ATM worldwide. Simply load your desired transaction amount as budgeted and start transacting. Stay in control at all times; use your FirstBank Visa Prepaid card as your internet, travel and expense card. It can also be given to family and friends as gift Card.

Features
Naira or Dollar denominated
Valid for 3 years
Secured by EMV technology, thereby preventing card cloning and unauthorized access to cardholder’s funds
Can be personalised to bear cardholder’s name or can be purchased off the shelf
Flexible for co-branding with organisations and corporate bodies
Target Market
Walk-in customers
Employers of contract workers
Organizations seeking cobranded opportunities
Customers skeptical of using their debit cards on the internet
Students in diaspora
Online shoppers
Frequent travellers
Pilgrims
Members of international associations, etc
Benefits to Cardholder
Easy to get and use and no credit check is required to get the card.
Non –exposure of unintended funds & accts
Load in branch or online through the FirstOnline internet banking platform
Can be used to make purchases online, pay bills and access cash at ATMs world wide
Card is Verified by Visa (VbV) which increases card security for online use
Benefits to Corporate Clients
Enhanced Funds Management – Reports is readily available for transactions reconciliation of every card issued.
Ability to avail members with international cards without any obligation to open accounts
Cost/Fees
Issuance: $20 (Dollar Visa Prepaid card), N2,000 (Naira Visa Prepaid card)
PIN Reissue: $2 (Dollar Visa Prepaid card), N300 (Naira Visa Prepaid card)
POS and Web: Free
ATM Withdrawal: $3 (Dollar Visa Prepaid card), 3% (Naira Visa Prepaid card)
Frequently Asked Questions
How do I apply for my Card?
visit the nearest FirstBank branch of choice to apply for the card

Must I have a FirstBank account before I can apply for Card?
Visa prepaid card can be purchased by existing customers and non-customers of the bank with minimum KYC i.e. Name, Address and Phone number, with the provision of a valid means of ID or Utility bill.

How do I fund my Card?

You can fund your card at any FirstBank branch via cash lodgment, you can transfer funds from any bank Online into the advised card account, and you can also use your debit card to transfer funds at the ATM to the card account.
How do I check my card balance and card account details?
Card balance can be checked on the ATM by all or via FirstOnline for existing FirstBank customers when card account is mapped to the customer’s existing “Customer ID”. Card statement can also be viewed with a telebanking access created on request.
Do I get SMS notification for transactions?
Yes, cardholders are alerted per transaction on their registered mobile phone with consummated transaction details and available balance for the next use.

How can I get my Card Statement?
Prepaid Card statement is sent to cardholders registered email address on a monthly basis.

Can the card be used outside Nigeria?
Yes, card can be used abroad on any channel of choice. The currency of the country of use will be dispensed and naira or dollar equivalent debited into card account as applicable to the card type.

Can the Card be linked to a customer’s existing accounts?
No, all prepaid Card have a dedicated Card Account opened specifically for card transaction purpose

What is the maximum amount that can be loaded on this card?
Card spending is regulated at N750, 000 per quarter.
Can the spending limit be increased upon customer’s request?
Yes, subject to the regulatory limit. Cardholder will however be required to fulfill full KYC requirement at his/her branch of request.

Is there any minimum card balance & annual maintenance fee?
No minimum card balance / annual maintenance fee is applicable to Card.
Business / Re: Internet Transaction With First Bank Visa Card Is Now 200 Naira Per Dollar. by engraro: 6:07pm On Jan 12, 2016
mavinc4u:


Which bank card?

You are right, PayPal rejected my first bank visa prepaid card too and they lied on their website.

=============================
Visa Prepaid Card
A Visa branded international payment card issued to customers and non-customers at FirstBank branches. It is acceptable for payment of goods & services on all payment channels – Online, POS & ATM worldwide. Simply load your desired transaction amount as budgeted and start transacting. Stay in control at all times; use your FirstBank Visa Prepaid card as your internet, travel and expense card. It can also be given to family and friends as gift Card.

Features
Naira or Dollar denominated
Valid for 3 years
Secured by EMV technology, thereby preventing card cloning and unauthorized access to cardholder’s funds
Can be personalised to bear cardholder’s name or can be purchased off the shelf
Flexible for co-branding with organisations and corporate bodies
Target Market
Walk-in customers
Employers of contract workers
Organizations seeking cobranded opportunities
Customers skeptical of using their debit cards on the internet
Students in diaspora
Online shoppers
Frequent travellers
Pilgrims
Members of international associations, etc
Benefits to Cardholder
Easy to get and use and no credit check is required to get the card.
Non –exposure of unintended funds & accts
Load in branch or online through the FirstOnline internet banking platform
Can be used to make purchases online, pay bills and access cash at ATMs world wide
Card is Verified by Visa (VbV) which increases card security for online use
Benefits to Corporate Clients
Enhanced Funds Management – Reports is readily available for transactions reconciliation of every card issued.
Ability to avail members with international cards without any obligation to open accounts
Cost/Fees
Issuance: $20 (Dollar Visa Prepaid card), N2,000 (Naira Visa Prepaid card)
PIN Reissue: $2 (Dollar Visa Prepaid card), N300 (Naira Visa Prepaid card)
POS and Web: Free
ATM Withdrawal: $3 (Dollar Visa Prepaid card), 3% (Naira Visa Prepaid card)
Frequently Asked Questions
How do I apply for my Card?
visit the nearest FirstBank branch of choice to apply for the card

Must I have a FirstBank account before I can apply for Card?
Visa prepaid card can be purchased by existing customers and non-customers of the bank with minimum KYC i.e. Name, Address and Phone number, with the provision of a valid means of ID or Utility bill.

How do I fund my Card?

You can fund your card at any FirstBank branch via cash lodgment, you can transfer funds from any bank Online into the advised card account, and you can also use your debit card to transfer funds at the ATM to the card account.
How do I check my card balance and card account details?
Card balance can be checked on the ATM by all or via FirstOnline for existing FirstBank customers when card account is mapped to the customer’s existing “Customer ID”. Card statement can also be viewed with a telebanking access created on request.
Do I get SMS notification for transactions?
Yes, cardholders are alerted per transaction on their registered mobile phone with consummated transaction details and available balance for the next use.

How can I get my Card Statement?
Prepaid Card statement is sent to cardholders registered email address on a monthly basis.

Can the card be used outside Nigeria?
Yes, card can be used abroad on any channel of choice. The currency of the country of use will be dispensed and naira or dollar equivalent debited into card account as applicable to the card type.

Can the Card be linked to a customer’s existing accounts?
No, all prepaid Card have a dedicated Card Account opened specifically for card transaction purpose

What is the maximum amount that can be loaded on this card?
Card spending is regulated at N750, 000 per quarter.
Can the spending limit be increased upon customer’s request?
Yes, subject to the regulatory limit. Cardholder will however be required to fulfill full KYC requirement at his/her branch of request.

Is there any minimum card balance & annual maintenance fee?
No minimum card balance / annual maintenance fee is applicable to Card.
Romance / [b]forumania Please Advise Me: My 9yrs Girl-friend Just Finish Her Bsc Degree by engraro: 12:08pm On Feb 12, 2009
Forumania please advise me, my 9yrs girl-friend just finish her BSc degree programme and need to get married but i have not gain admission yet, Should go ahead in the mariage.
Romance / Re: I Avoid Female Friends So I Won't Cheat On My Girlfriend by engraro: 12:00pm On Feb 12, 2009
Hi Kave, there is a statement among "60 THINGS GIRLS NEED TO KNOW ABOUT GUYS",it says, the only good guy for you is the one that have lots of experiences.So Kave can you se that you are not a good guy for now having experience with girls.

Let me tell you my story, I met my first lover 9yrs ago and she never give me a chance to have sex with her upto this year so i was thinking that she is still a virgin. Along ways i have met many others girl which we have had many sex together. But i when i go to visit my first lover this month in Abuja, i was expecting her her to still remain virgin since i have have not her once, believe me, she is not a virgin any more but i still still control myself base on my past experience with other girl.

So Kave, you need to first have fun with different girls and gather different experiences before you can think about sincerity with your real lover.

Thank you all forumania.
Romance / Re: I Avoid Female Friends So I Won't Cheat On My Girlfriend by engraro: 11:57am On Feb 12, 2009
Hi Kave, there is a statement among "60 THINGS GIRLS NEED TO KNOW ABOUT GUYS",it says, the only good guy for you is the one that have lots of experiences.So Kave can you se that you are not a good guy for now having experience with girls.

Let me tell you my story, I met my first lover 9yrs ago and she never give me a chance to have sex with her upto this year so i was thinking that she is still a virgin. Along ways i have met many others girl which we have had many sex together. But i when i go to visit my first lover this month in Abuja, i was expecting her her to still remain virgin since i have have not her once, believe me, she is not a virgin any more but i still still control myself base on my past experience with other girl.

So Kave, you need to first have fun with different girls and gather different experiences before you can think about sincerity with your real lover.

Thank you all forumania.
Family / Re: He Never Proposed Formally But Were Getting Married! by engraro: 11:16am On Feb 12, 2009
see guys, what were they doing the whole lot of 7yrs without proposal in the first place?. The question is that how often do they meet in a year?. I want to ask the lady if the guy is satisfying?. Remember that marriage is to have and to hold forever according to one of Pastor E. A Adeboye's book. To final my discussion,the guy most propose to her if not, the marriage must not hold because the guy have to proove that he is a man all areas.

Thank you forumanias
Romance / Re: Talk Abt Luv by engraro: 10:59am On Feb 12, 2009
there in nothing like true love, all what we need to do to make true love exist is just by persistence on your partner no matter what, even he or she disappoint you.

I have know my girl friend since the past 9yrs and this month is the first time having sex with her after 9yrs of dating.I still love love her cos have been persistent in loving her.
Religion / Re: Who Is A Christian? by engraro: 2:13pm On Feb 09, 2009
A christian is one who has decided to always do all the character and teachings of our lord Jesus Christ.
Jokes Etc / Re: Joke Section: Drop Your Valentine's Day Agenda by engraro: 1:38pm On Feb 09, 2009
Am not sure yet until friday evening, so i will share mine on thursday because my one and only is in Ibadan and am in Lagos

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