Stats: 3,186,910 members, 7,931,160 topics. Date: Sunday, 25 August 2024 at 05:43 PM |
Nairaland Forum / Hobyner's Profile / Hobyner's Posts
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Ikaeniyan0:Pay ke? This one is looking for free labour |
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Then after it's 100% complete, people will start living under it & one person will be collecting rent 1 Like |
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Superstory 1 Like |
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obiscranum:Adeboyega kind of pastor |
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Nigeria is wired to make you loose money. If you like work smart & save money, some bullsh#t will happen and take away all that money 1 Like |
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Blame your leaders first, then blame yourself next. 2 Likes 2 Shares |
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10thTenthMan: What are you saying ![]() Proverbs 6 27 Can a man scoop fire into his lap without his clothes being burned? 28 Can a man walk on hot coals without his feet being scorched? 29 So is he who sleeps with another man’s wife; 33 Blows and disgrace are his lot, and his shame will never be wiped away. 34 For jealousy arouses a husband’s fury, and he will show no mercy when he takes revenge. 35 He will not accept any compensation; he will refuse a bribe, however great it is. |
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![]() Hey there! Planning a trip abroad as a Nigerian student can be super exciting, right? But let's be real, it can also be a bit daunting when you start thinking about the costs involved. Don't worry though, we've got some awesome tips to help you make the most of your international adventure without burning a hole in your wallet. So, first things first, research is key! Take some time to look into your destination and compare prices for flights, places to stay, and things to do. You'll be surprised at how much you can save just by doing a little digging. And speaking of savings, try to avoid traveling during peak seasons. Trust me, you'll find way better deals on flights, accommodation, and activities if you go during off-peak times. Plus, you'll get to enjoy the sights without battling hordes of tourists. Oh, and booking in advance is a total game-changer. Keep an eye out for early bird discounts and flash sales. Snagging those deals early can really save you some cash. And here's a pro tip: make the most of student discounts! Lots of attractions and transportation services offer discounted rates for students, so don't forget to flash your student ID whenever you can. Now, let's talk about food. Eating out can really eat into your budget (pun intended), so consider cooking your own meals whenever possible. Look for accommodation with kitchen facilities or hit up local markets for some budget-friendly groceries. And don't forget about getting around. Public transportation is your best friend when you're traveling on a budget. It's way cheaper than taxis, and you'll get to experience the local culture too. When it comes to souvenirs, it's easy to get carried away, but try to keep your spending in check. Look for meaningful souvenirs that won't break the bank, or better yet, opt for free or low-cost experiences instead. And finally, stay flexible! Being open to changing your plans based on price fluctuations can really pay off. Who knows, you might stumble upon some amazing last-minute deals. So there you have it, some practical tips to help you stretch your travel budget and have an amazing time abroad. Happy travels! You can read more helpful posts on our blog https://dafanstudylink.com/blog/. |
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![]() Studying abroad is a transformative experience that offers countless opportunities for personal and academic growth. However, it also comes with financial considerations that require careful planning and budgeting, especially for Nigerian students. In this post, we'll explore essential financial planning tips to help Nigerian students budget effectively and make the most of their study abroad experience without breaking the bank. 1. Research and Estimate Expenses: Before embarking on your study abroad journey, take the time to research and estimate your expenses. Consider factors such as tuition fees, accommodation, transportation, food, healthcare, textbooks, and personal expenses. Research the cost of living in your host country and create a realistic budget based on your anticipated expenses. 2. Explore Funding Options: Explore various funding options to help cover your study abroad expenses. This may include scholarships, grants, fellowships, student loans, and financial aid programs specifically available for Nigerian students studying abroad. Research and apply for as many funding opportunities as possible to reduce the financial burden. 3. Create a Budget: Once you have estimated your expenses and explored funding options, create a detailed budget outlining your income and expenses. Allocate funds for essentials such as tuition, accommodation, and food, as well as discretionary spending for entertainment and travel. Be realistic and prioritize your spending to ensure you stay within your budget. 4. Track Your Spending: Track your spending closely to monitor your expenses and identify areas where you can cut costs or save money. Use budgeting tools, apps, or spreadsheets to record your expenditures and compare them against your budget. Adjust your spending habits as needed to stay on track with your financial goals. 5. Minimize Living Expenses: Look for ways to minimize your living expenses while studying abroad. Consider options such as shared accommodation, cooking meals at home, using public transportation, and taking advantage of student discounts and deals. Be mindful of unnecessary expenses and prioritize your spending on essentials. 6. Plan for Emergencies: It's essential to plan for unexpected expenses and emergencies while studying abroad. Set aside a portion of your budget for emergency savings to cover unforeseen costs such as medical emergencies, travel disruptions, or unexpected fees. Having a financial safety net will provide peace of mind and help you navigate any challenges that may arise. 7. Seek Financial Advice: If you're unsure about financial matters or need guidance on budgeting and managing your finances, don't hesitate to seek advice from financial experts, academic advisors, or student support services. They can offer valuable insights and resources to help you make informed financial decisions and achieve your study abroad goals. Conclusion Financial planning is a critical aspect of studying abroad for Nigerian students. By researching expenses, exploring funding options, creating a budget, tracking spending, minimizing living expenses, planning for emergencies, and seeking financial advice, Nigerian students can budget effectively and enjoy a rewarding study abroad experience without financial stress. With careful planning and smart financial management, studying abroad can be a transformative investment in your future success and personal growth. You can read more helpful posts on our blog https://dafanstudylink.com/blog/ or follow @dafanstudylink_ on X for more study abroad tips. |
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Kudos, time well spent. Nothing more important than family especially when you're having a fun time |
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You go soon turn to albino 3 Likes |
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Dealing with oily skin and persistent pimples can be challenging. Have you considered trying a targeted skincare routine? Check out Vhue Skin – they offer products designed to address acne concerns. Their formulations are effective, and you might find a solution tailored to your skin needs. Here's the link to their website: https://vhueskin.com. Don't forget to consult with a dermatologist for personalized advice. Best of luck on your journey to clearer skin! 🌟 |
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Finders keepers |
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Creamypie:See as you jump to conclusion, begin to think 3x before you open your mouth. Cuz as you dey jump to conclusion on NL, na so you go dey jump for real life without thinking 3 Likes 1 Share |
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Sonnobax15:Nobody cares about you oga, if you like drink water & eat bread 1 Like |
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You go ask Google, nobody get time to answer you BGSM: |
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Nice reply Think9ja: |
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Leave these ignorant old niggas alone to be talking rubbish. Of all the people to accuse someone of doing drugs, it's naira Marley, the biggest drug user & dealer. Mohbad was bullied till he died by naira Marley, his crew & connections in this music industry. If na so drugs dey kill person, everybody for this music industry should be dead. Nemesis0147: 3 Likes |
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You cant stop, you're in too deep already. Just keep it going till you're caught or find a new job, because everyday for the thief, 1 day for the owner |
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They've been stealing telecom mast parts since, luckily telecom isnt a government thing that's why they employ security to watchover their site. maleekberry: |
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Don't resign yet no matter how pained you feel. Since you said it won't be hard for your team to generate income why not do that on the side quietly & painfully, don't be afraid to use your CEOs resources to grow your side hustle. When you are sure that you have enough money saved then you can resign and focus on the side hustle & continuing to generate income. Life is very equitable, you'll receive from it what you give to it. Dickcap: |
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F#ckn illiterate IketownNigeria: |
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Similar to how alcohol affects people differently. Somethings are not everybody, you choose what works for you. kay29000: 2 Likes |
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Imagine if you had smoked GG4 aka gorilla glue or simple Canadian loud, you might have died. Marijuana isn't for everybody, because you think it affects your mental negatively, doesn't mean it's so for everybody. kay29000: |
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Yes o 100%, ask the dealers who they pay taxes to. MeaslesMumpsRub: 1 Like |
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He isnt only talking rubbish, he's also spreading false information WATCHOVER: 3 Likes 1 Share |
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For real, the man doesn't know what he's saying, he just wants to use Grammer and confuse people watching TV. I've smoked alot of weed; different strains and I know for a fact that the THC in our locally grown weed is weak AF, it can't even match those sold overseas and their government didn't impose any law enforcing them to remove all the THC. Their laws guide them to regulate the chemical compounds including THC, to FDA approved quantities to improve the quality & medical benefits. Only stupid people will believe what these fools are saying, as soon as they can figure out how to make billions of dollars from marijuana they'll amend the laws and cashout. Sablexxxtoons: 3 Likes |
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The problem I have with cyber security is that getting jobs overseas isn't easy because companies that deal in cyber security prefer to employ their citizens because they deal with matters of national security. 7 Likes |
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Godfather of Harlem s01 jaeyking: 1 Like |
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this is the type of raiding I like to hear. Not "efcc raids hotel and arrest scores of yahoo boys" |
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Its is not your business |
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