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Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 8:25pm On Oct 25 |
Treadway: Hehe.. you don dey clutch this one. Free these people make dem free you. Just like the upcoming budget, can't wait for this election to be done with. |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 8:21pm On Oct 25 |
hammed71: Wetin dem do you na? |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 8:21pm On Oct 25 |
Zahra29: Our anti-immigration minister. You no dey miss this kind news. When Canada dey increase targets, u no com tell us, now it's dropping, u don dey sing am like hit. 15 Likes |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 9:24pm On Oct 23 |
Jamesclooney: My apologies. I can see how it can be frustrating if you have a set event. Both pathways have their pros and cons. I appreciate the access, predictability, relative speed/level-playing field (which was hard fought) of the UK system. I dont like the fact it seems all profit oriented. The Canadian system OTOH has all the hassle (prolonged wait) front-loaded after which thats it. Its relatively very cheap truth be said. However,I dont like the tiered processing time. For a specific event, I'd choose UK. For tourism/leisure or for parents, I'd choose Canada. The best would be not having to apply for a visa the second best would be a hybrid between the two. Personally, I had put off travelling to the EU as I considered the whole visa process too much hassle for its length. I applied for the Canadian one cos I felt for the price and duration (abt 100 cad i.e £55 for upto 10yrs by default), I could forgo the annoying wait. |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 2:38pm On Oct 23 |
Jamesclooney: Santa2: Most immigration stuff esp visit visa in Canada takes a while- na just to apply comot mind they do other things. The wait is offset by the fact the visa lasts the duration of your passport validity. So if na 10yr passport you get, na 10 yr visit visa. |
Romance / Re: Heavily Pregnant Lady Dumped For Comparing Her Husband To Her Ex by jedisco(m): 6:23am On Oct 21 |
Baronthecelebri: Lunatic |
Romance / Re: Heavily Pregnant Lady Dumped For Comparing Her Husband To Her Ex by jedisco(m): 6:17pm On Oct 20 |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 6:10pm On Oct 20 |
cashmyles: Lemfi? 2 Likes |
Travel / Re: Living In The UK: Property,Mortgage And Related by jedisco(m): 1:06pm On Oct 20 |
PrettyPacy: I don't see an issue with solar panels. Some bew builds come with them. If well set up, it can reduce your energy bills by a lot and you can even export excess electricity and be paid. I am also considering installing them on my house. |
Travel / Re: Living In The UK: Property,Mortgage And Related by jedisco(m): 10:20am On Oct 20 |
PrettyPacy: Hehe... 20 yrs is almost 'new build'. This is the UK where houses of 100 yrs are sought after. The best building depends on your pocket and needs. 1 Like |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 11:02am On Oct 19 |
Great Britain! Love this country. To be British is to migrate 1 Like
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Religion / Re: Why Do Most Nigerian Churches Still Use The Old King James Version by jedisco(m): 8:56pm On Oct 16 |
chival10: First of all, it's not my area of expertise but I can share personal thoughts. Not heard of $mubi before this. Seems like a new coin. I'm hardly into them as crypt0 is quite volatile as it is. Might do well,might flop. Can't say. Your travel history could be better. It depends on the reason for refusal but with top western nations sharing visa application data, getting into any initially after such refusals would require effort. I have heard of someone able to secure a UK study visa after similar refusals. I wonder why you use agents. Migration to western nations is straightforward, with clear explicit guidance and lots of online resource. If looking to study abroad, then going through the requirements and putting an application yourself should be expected. In most cases, agents generally cause more grief than good. On migration options, I'd quote a post I just made jedisco: |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 8:03pm On Oct 16 |
uzoma213: It depends on a host of individual factors e.g age, work experience, area of expertise, cash reserves, personal capability, family situation e.t.c There's been a series of quick upheavals regarding immigration over the last few years and now there's some calm and a downward trend seems apparent, I doubt the current government would be in a hurry to make any change that'd reduce the barrier for entry except the economy demands it or numbers are firmly down. Generally speaking, emigrating via a work visa or PR gives you that peace of mind to pursue other things. If looking to move via a student visa route, there is good risk in the UK atm as its unclear what percentage would actually be able to switch to a work visa longterm. Of course, individual factors and exceptions exist. High risk, high reward but personally, if self funding, I'd be looking at the Canadian PR programme or only move to the UK via studies if I have individual advantages that make longterm stay easier. |
Politics / Re: Federal Government To Fix Personal Income Tax Rate At 25% For ₦100M Earners by jedisco(m): 6:59pm On Oct 16 |
Move in the right direction. If paying this would make people hold their leaders accountable. Also, the government needs to bring in the informal economy too |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 7:07pm On Oct 14 |
missjekyll: The fact you're asking this question means you're not a professional trader and even professional traders hardly beat the market in the longrun. The retirement portfolio of many investors is in price discovery and there's the tendency to be contrarian. Of course, the market can do anything but can also remain irrational much longer than you can expect. If you're investing for the longterm, no need trying to time the market. Stay calm and let the market do it's thing. For e.g, if you sold in 2021, would you have had the mind to buy in 2022 when interest rates were rising and everyone was screaming recession or would you have been left behind and looking to get in now? If approaching retirement (which few here are), then diversifying into less volatile assets e.g mix of stocks and could may help. BTW, have you revisited real estate investing as it seemed you flourished there in 9ja? 1 Like 1 Share |
Romance / Re: Ivorian Footballer Who Lost Everything To Former Wife, Marries Again - Lessons by jedisco(m): 1:34pm On Oct 14 |
Ehya... happy he's recovering. She's Ivorian. Lessons learnt- team 'Nigerian girls are useless' should take note |
Politics / Re: Court Orders CBN To Pay N579b Stamp Duty Arrears To Private Firm by jedisco(m): 6:12pm On Oct 13 |
iswallker: Much more has been stolen from Nigeria based on such contracts without the recipient lifting a pen. What did they do? Millions of Nigerians should not suffer all to stuff some greedy pockets |
Investment / Re: Treasury Bills In Nigeria by jedisco(m): 3:37pm On Oct 13 |
Labadi69: It boils down to how robust the local laws and SEC laws are in protecting investors funds. Ideally they should be ringfenced from the broker or investment firms funds. So if the later two go under, investors remain intact. Eitherway, it's those same brokers people use to invest in the local stock market |
Politics / Re: Court Orders CBN To Pay N579b Stamp Duty Arrears To Private Firm by jedisco(m): 2:27pm On Oct 13 |
What a pity! This is criminal and a good attempt at state capture. Who are the shareholders/owners if the firm? I wouldn't be surprised NIPOST officials and a select few Too many questions How could 15% of revenue from a source be awarded to private individuals on an enduring basis? What role did the private firm pay to warrant that? What stopped the banks from remitting said sums directly to the FG? Courts should be able to make exceptions for such cases on the basis of national interest. This should instigate an investigation by EFCC. 5 Likes 2 Shares |
Crime / Re: Kidnappers Hijack GIGM Bus With Abuja Passengers Enroute Rivers State! (video) by jedisco(m): 10:21pm On Oct 12 |
Godwin4444: Trash. There is no excuse for the sorry state of policing in the country. 1 Like |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 6:37pm On Oct 12 |
Goke7: Hehe.. with the state of many nations, hard workers choke! Gimme gist. Na Cana abi na Aussie or is it land of the free? Finally, finally, I love the UK..reason why I stay put dey wait my kpali. That way, our colobi would be for life 1 Like |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 6:00pm On Oct 12 |
Goodenoch: Succinctly put! Couldn't have said it better. Going back over 50 yrs, aside special instances, there's virtually one reason why any imigration pathway was made open in the UK. 1 Like |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 5:43pm On Oct 12 |
Goke7: Hehe... Not very low ooo.. even when COS was readily available, it still needed alot of hassle. I agree that finally, everybody go answer em papa name. Reason why when making decisions, one gats dey practical. If not, after Unis chop ur fee, UKVI chop their own, employers take good advantage, landlord collects rent, populace dishes you insults, 3-4 years later you're thrown out to be replaced by another hard worker. Elsewhere kwa? Are you thinking of japa 2.0? 2 Likes 1 Share |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 5:34pm On Oct 12 |
ReesheesuKnack: Two opposing points can be right at thesame time. The last government was anti-immigrant and won their election based on that narrative. However, in their naivity (or would I say stvpidity) and belief in British exceptionalism, they ditched an almost perfect migration arrangement with the EU and ran into the the hands of welcoming Indians and Nigerians- sure they were given a befitting welcome. All this ultimately led to their greatest defeat in a century. The post-Brexit immigration boom would be studied for a long time. With Keir Starmer, it's different. He'd likely let in much less people than the past government but so far, he's shown that the narrative from his government would be different. The decisive showing after the last riots has been a good start. I hope he's able to get untop of the assylum issue. 2 Likes |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 3:19pm On Oct 12 |
Goke7: True...especially the early ones. Some are already at 3 yrs+, some have switched to other roles. Even those still in care are now getting more shifts thanks to recent government changes. I used to be strongly against those paying for Care visas until someone told me a number who came in via the student route were also paying to switch into care after studies and regretting all the sums paid. Since then, I toned down. Even when the warnings here were red hot, my advice was to weigh both carefully as the shafting that'd happen to a number of masters students wouldn't be funny. P.s. I wouldn't wholly blame those who flocked in for the government change in rules. As with virtually every other imigration pathway (both historic and current), the route was only going to remain open so long as there was a need. Once filled, the pathway would be restricted or shut. It was largely inevitable. |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 12:57pm On Oct 12 |
Joyglo: Sad to read. It appears many who are unable to secure a job that meets the relatively steep thresholds would have to take another masters (without dependents) or PhD, move into Care (without dependents) or seek clinical roles in the NHS (if qualified). I'd be keen to know what other pathways exist. The more issues like this come up, the more it becomes clear that the 'winners' of the last immigration 'boom' may be those who came via the care route- most were able to bring in family, didn't have the burden of uni fees on them and are already counting 1-3yrs out of 5 for their ILR while students are stuck in limbo. Says so much about the effectiveness of the last immigration system. 3 Likes |
Investment / Re: Treasury Bills In Nigeria by jedisco(m): 11:19am On Oct 12 |
Labadi69: I stumbled on global ETFs on Kuda which were hosted by Bamboo. They're marketed to Nigerians so it would be odd if Nigerian passport holders can't buy them. Another issue is the broker/platform fees for many of these passive funds. While in many places, you could pay no fee or very little platform fees, Nigerian firms tend to charge relatively high rates even above 1% of invested funds. Also, it's unclear how robust the laws are regarding such platforms are I.e if investor funds are walled from the brokers |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 11:30pm On Oct 09 |
Cyberknight: Hehe... don't be so grim. 20 yrs is a long time. I believe there'd be state pension long into the future. The parameters might change but any government that cuts it down significantly would be toast. Governments would rather bring in more people to support the system than tamper with state pension. For now, I hardly have a choice but I'd look keep contributing including voluntarily even if I leave. |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 9:30pm On Oct 09 |
Knowlegeseeking: Had same dilemma a while back. I'd say for full fibre, go with the lower speed and cheaper one. Most providers would allow you upgrade if its not fast enough. A quoted 50- 75MBs download speed would be more than enough for the needs of most. I use a similar plan with multiple devices and have never felt it lag. Also worth purchasing through a cashback site such as Quidco if the numbers stack up. I remember I got about £100 in cashback for my current plan. 3 Likes |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 9:17pm On Oct 09 |
Cyberknight: Hehe... who go gree for higher tax in this environment. It's a trilema - maintaining good social/healthcare standards, lowering taxes/growing the economy and reducing migration. I wonder when last a UK govt was able to achieve all 3. The issue is people would vote for their personal interests and when the population demography tilts so much towards older folks, they'd force government to make decisions that unduly favour them. Look at all the drama limiting winter fuel payments caused. Same group worked much shorter years than their offspring and living much longer than their parents, had generous pension plans, cheaper housing, accumulated huge wealth, and are guaranteed a state pension that rises faster than workers salaries but yet, they still screamed to high heavens for a sum many of them can do without and are keen on scrapping inheritance tax. Imagine what would happen if the tripple lock was abolished. Me that is religiously paying my NI... let nobody tell me no state pension when the time comes. Las las we go dey all right 1 Like |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 6:22pm On Oct 09 |
In other news, care costs strike again. Not a surprise to me as I sometimes find myself haggling with social care staff to fund care or with folks who think it's my job to supply them carers. I feel for some social care staff though... they're being squeezed on both ends. 'Care authorities' The spiralling cost of social services is eating into the budgets of England’s largest councils to the extent that many will soon be forced to abandon “nice to have” functions such as arts and youth clubs and Sure Start centres. Council leaders are concerned town halls are at risk of becoming “care authorities” focused primarily on the provision of care packages to an expanding number of at-risk children and frail adults at the expense of other services. Some top-tier councils are already spending as much as 70-80% of their annual revenue budget on adults and children’s social care – up from about 50% a decade ago – and say costs in these areas are rising and increasingly unsustainable. https://amp.theguardian.com/society/2024/oct/03/rising-cost-of-social-services-in-england-putting-arts-and-youth-services-at-risk-say-councils 2 Likes
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Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 2:24pm On Oct 09 |
missjekyll: Hehe. The difference in headlines when such popular data-based stories are reported throws light on where major UK media houses lean. One can tilt so far while remaining 'impartial' The dominance of deaths over births was described by economists as “a stark reminder of Britain’s demographic challenges”. With student- and migrant-friendly cities ageing more slowly or even getting younger, and rural villages ageing faster, policymakers will face divergent demands to provide more social care in some areas and more school places in others, said Charlie McCurdy, an economist at the Resolution Foundation thinktank. The headline and reporting from the Guardian paints a different picture I.e we need them. Reminds me of a conversation I had with an conspiracy theorist during the riots. I was quick to remind him that Britain is in an 'enviable' position where birth rates were well below replacement figures. I.e., if no/little immigration occurred the population would quickly begin to fall and reminded him how that'd mean less traffic, huge jump in pay, less crime, cheaper housing e.t.c. Chap was looking bewildered. Proceeded to explain how this is very easy to achieve by ending/capping study visas, care visas and limiting the total number of work visas issued to say 20k. Then asked him why no government over the last 2 decades has taken any firm step to achieve something so easy. Funny enough, he was educated enough to not be convinced doing that would make his life any better. The next 2 decades should be an interesting one to live through. 2 Likes
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