jprocdanaira: Hello people, I kindly need your critical advice on my situation to ensure success in my application. I am a self employed married woman with a 5yr old son. I intend to sponsor myself for a UK tourist visa.

Firstly, my husband is a businessman mostly overseas and all supporting documents I can obtain from him will be foreign, hence I decide to sponsor myself using my personal account in a bid not to attract questions on who will take care of my son when I am away for 2weeks since he will be home when I make the trip. Your advice and take on this.

Also, is there any negative impact in filling 4.14 of VAF1A that my spouse lives with us in the same address and not providing any supporting document from him for the application?

Secondly, I will like to discuss my personal bank statement. I am an event person, and started the business February 2012 after a two year postgraduate studies outside the country. I had a smooth start with a 1.8m turnover for the year 2012. I got my personal tax clearance with respect to this in January 2013. The issue with my account statement is that most clients prefer to pay cash for my services but I insisted that any payment above 200k should be to my personal savings account.

Due to this, if I am going to produce a 6 month statement starting from Oct 2012 to March 2013, the balance brought forward was 7.3m (pls note this). I withdrew 4.5m (early Oct) to purchase a van in the US and other party rental materials I bought to boost my event services ( I have the van's bill of laden which I later cleared in Nov 2012, with van pic and pic of the rental equipment too). My balance went to 2.7m which was followed by consistent ATM withdrawals for over a month.

Early Nov, I got a deposit of 3.5m for an event job out of which I had to withdraw 2.3m to execute the job leaving my bank balance to be 3.4m. After this, I had a consistent ATM withdrawal till the beginning of January 2013 with just a couple of bulk withdrawal for tithes and pledges. from Jan to march, had just a couple of deposits for jobs (520k & 200k), and after consistent ATM and cash withdrawals for maintenance of business outfit which prepares me for rest of the year, I am left with a balance of 1.4m. Do I have a suitable account statement to apply for a UK tourist visa? Your candid advice is needed.

How do I also calculate my monthly income after tax in this situation where income is not constant? Or will it be logical to use my income on my personal Income Tax clearance for 2012 to give an average? Using the average of the total income after tax for 2012 as stated in my tax clearance, my monthly income will be 134k, is it suitable?

I look forward to your critical assessment of my situation.

Thanks, already got a satisfactory review by Vicjustice.

Vicjustice:
Good to hear that.
So, madam, you are good to go. Good luck

Thank you and I will update the forum with the outcome. Keep up the good work.

Vicjustice:

Finally, i recommend that you go to your area revenue office and explain your situation and get their tax clearance: as a self employed business owner, it will be impossible for you to get a visa if the visa officer considers you a tax cheat

Thanks for the recommendation, I am familiar with what tax does to the society during my two years oversea. I already got my Personal Income Tax clearance for the year 2012, in January this year. I paid a quarter of a million as tax and it covers me till December 2013.

Vicjustice:
To answer your fourth question: there would be nothing wrong with such cash lodgement since the deposited sum does not represent the main fund that you intend to use for the visa application, the Visa Officer would see that your bank account is good for the application even without the lodgement: but you might need to provide proof of the source to avoid suspicion of corruption or such.
NOTE: If you can't provide proof of the fund origin, i like to recommend that you print a post-deposit bank statement, it is ok to present 5 months statement: even a 3 months statement would do if the displayed transactions are credibly impressive

Thanks for pointing this out. I thought of it as well to print the statement after the Oct 2 withdrawal of 4.5m. This will bring the opening balance to 2.7m instead of 7.3m, and there will be no burden to defend the 4.5m withdrawal for van, etc.

Vicjustice:
As an adult responsible for your own travel, you do not need your husband consent nor do you need any supporting document from your husband as long as he is not the one to sponsor your travel and as long as you are not travelling under his own rights; ie the rights which he is entitled to in the country that you are travelling to: but you would need your marriage certificate as a proof of your marital status and for future reference. This cleared your first and second question.

Your financial standings are good, you won't have any problem with the transactions that ensued (the withdrawal of funds and purchasing of the van): there is nothing bad with all that you did. just avoid money lodgement and you are good to go

Thank you Vicjustice for the enlightenment.

Due to my monthly income which is not constant being self employed, will it be logical to use the average annual income on my personal Income Tax clearance for 2012 as my present monthly income after tax?

Hello people, I kindly need your critical advice on my situation to ensure success in my application. I am a self employed married woman with a 5yr old son. I intend to sponsor myself for a UK tourist visa.

Firstly, my husband is a businessman mostly overseas and all supporting documents I can obtain from him will be foreign, hence I decide to sponsor myself using my personal account in a bid not to attract questions on who will take care of my son when I am away for 2weeks since he will be home when I make the trip. Your advice and take on this.

Also, is there any negative impact in filling 4.14 of VAF1A that my spouse lives with us in the same address and not providing any supporting document from him for the application?

Secondly, I will like to discuss my personal bank statement. I am an event person, and started the business February 2012 after a two year postgraduate studies outside the country. I had a smooth start with a 1.8m turnover for the year 2012. I got my personal tax clearance with respect to this in January 2013. The issue with my account statement is that most clients prefer to pay cash for my services but I insisted that any payment above 200k should be to my personal savings account.

Due to this, if I am going to produce a 6 month statement starting from Oct 2012 to March 2013, the balance brought forward was 7.3m (pls note this). I withdrew 4.5m (early Oct) to purchase a van in the US and other party rental materials I bought to boost my event services ( I have the van's bill of laden which I later cleared in Nov 2012, with van pic and pic of the rental equipment too). My balance went to 2.7m which was followed by consistent ATM withdrawals for over a month.

Early Nov, I got a deposit of 3.5m for an event job out of which I had to withdraw 2.3m to execute the job leaving my bank balance to be 3.4m. After this, I had a consistent ATM withdrawal till the beginning of January 2013 with just a couple of bulk withdrawal for tithes and pledges. from Jan to march, had just a couple of deposits for jobs (520k & 200k), and after consistent ATM and cash withdrawals for maintenance of business outfit which prepares me for rest of the year, I am left with a balance of 1.4m. Do I have a suitable account statement to apply for a UK tourist visa? Your candid advice is needed.

How do I also calculate my monthly income after tax in this situation where income is not constant? Or will it be logical to use my income on my personal Income Tax clearance for 2012 to give an average? Using the average of the total income after tax for 2012 as stated in my tax clearance, my monthly income will be 134k, is it suitable?

I look forward to your critical assessment of my situation.

Hello people, I kindly need your critical advice on my situation to ensure success in my application. I am a self employed married woman with a 5yr old son. I intend to sponsor myself for a UK tourist visa.

Firstly, my husband is a businessman mostly overseas and all supporting documents I can obtain from him will be foreign, hence I decide to sponsor myself using my personal account in a bid not to attract questions on who will take care of my son when I am away for 2weeks since he will be home when I make the trip. Your advice and take on this.

Also, is there any negative impact in filling 4.14 of VAF1A that my spouse lives with us in the same address and not providing any supporting document from him for the application?

Secondly, I will like to discuss my personal bank statement. I am an event person, and started the business February 2012 after a two year postgraduate studies outside the country. I had a smooth start with a 1.8m turnover for the year 2012. I got my personal tax clearance with respect to this in January 2013. The issue with my account statement is that most clients prefer to pay cash for my services but I insisted that any payment above 200k should be to my personal savings account.

Due to this, if I am going to produce a 6 month statement starting from Oct 2012 to March 2013, the balance brought forward was 7.3m (pls note this). I withdrew 4.5m (early Oct) to purchase a van in the US and other party rental materials I bought to boost my event services ( I have the van's bill of laden which I later cleared in Nov 2012, with van pic and pic of the rental equipment too). My balance went to 2.7m which was followed by consistent ATM withdrawals for over a month.

Early Nov, I got a deposit of 3.5m for an event job out of which I had to withdraw 2.3m to execute the job leaving my bank balance to be 3.4m. After this, I had a consistent ATM withdrawal till the beginning of January 2013 with just a couple of bulk withdrawal for tithes and pledges. from Jan to march, had just a couple of deposits for jobs (520k & 200k), and after consistent ATM and cash withdrawals for maintenance of business outfit which prepares me for rest of the year, I am left with a balance of 1.4m. Do I have a suitable account statement to apply for a UK tourist visa? Your candid advice is needed.

How do I also calculate my monthly income after tax in this situation where income is not constant? Or will it be logical to use my income on my personal Income Tax clearance for 2012 to give an average? Using the average of the total income after tax for 2012 as stated in my tax clearance, my monthly income will be 134k, is it suitable?

I look forward to your critical assessment of my situation.