Welcome, Guest: Register On Nairaland / LOGIN! / Trending / Recent / New
Stats: 3,207,165 members, 7,998,031 topics. Date: Saturday, 09 November 2024 at 03:08 AM

Laird's Posts

Nairaland Forum / Laird's Profile / Laird's Posts

(1) (2) (3) (4) (5) (6) (7) (8) ... (10) (11) (12) (13) (14) (15) (16) (17) (18) (of 42 pages)

Health / Re: Pls Help With High Blood Pressure Treatment by Laird(m): 5:58am On Jan 13, 2019
Better go to a good hospital and see a good doctor

1 Like

Properties / Re: Which Product Is Best In Washing Machine by Laird(m): 5:39am On Jan 13, 2019
From experience, Go for LG washing machine.i have used both bought brand new. The Haier thermocool that was bought had factory problems/errors and it appears the sellers knew. Go for Lg though LG is more pricey.

2 Likes 1 Share

Nairaland / General / Re: Where Can I Download "The Passport Of Mallam Illia" by Laird(m): 5:26am On Jan 12, 2019
It's a very interesting book though there are some elements of blood she'd and violence. You can check a bookshop near You
Health / Re: Persistent Cough by Laird(m): 5:03am On Jan 12, 2019
fabianiyobosa:
I am a bit worried because I have a very annoying cough that won't just go.

It started when I fell ill around March 2017. I had severe malaria that lead to transfusion of blood because I was told my platelets was very low.

I stayed 5 days on admission and ever since I was discharged, the cough has refused to go till today 2019.

Last night got really bad for me because I coughed all throughout the night. It gets worse when I lie down.

I have used several medications both local and tablets. I must add that I work in an environment that we must turn on the AC and I cannot sleep without using my ceiling fan. For the past 5 days, I always wake up by 2-3pm and I find it hard to sleep back.

Any idea what I can do?


Go to a hospital and see a doctor
Car Talk / Re: Help Me Choose Between Toyota Corolla 2004(9ja Used) Or Honda Civic 2004 (toks) by Laird(m): 4:58am On Jan 12, 2019
Get the Corolla, less car breakdowns, more fuel economy, Good resale value, stronger
Business / Re: Shoptomydoor Scammer Or Not?. by Laird(m): 8:40pm On Jan 10, 2019
For the company to return and refund your money, it is not a scam so take down that false and misleading Headline.

Better to say is so so and so company reliable in ordered deliveries than create a false headline scandalizing the company
Adverts / Re: In Need Of 200k To 5mil Without Collateral?? by Laird(m): 10:49am On Jan 06, 2019
calmnquiet:


Bro, If you've never taken a loan before why then do you think all what you said here are correct?

Our interest rates do not change, They are clearly stated in the offer letter which is signed by the customer, deduction each month is clearly seen in the offer letter, there is nothing hidden about it.

Before you collect a loan your statement of account is first analyzed to know if you are even qualified for the loan or if you can get your desired amount, the time your salary comes in etc

Every thing is clearly stated in the offer letter and shown to the customer, every process is Transparent. You didn't say a correct thing in your post, Please do contact me or Page customer Care for clarifications.

Thanks.


Please I would not be drawn into an exchange of words. I have a copy of your loan agreement which the terms are spelt in Black and white.

Your Loan terms of agreement are exactly as I described them . I even have a soft copy of your loan agreement on my phone. You can choose to go legal if you feel so. Going to Court will only bring out your organisation's unethical loan conditions.
Business / Re: What Business Can I Start With 10,000 Naira by Laird(m): 8:59am On Jan 05, 2019
winnerr:


Brilliant. Thank you.

You are welcome
Travel / Re: Living In The Uk/life As A UK Immigrant by Laird(m): 8:58am On Jan 05, 2019
Killingmesoftly:


Thanks. I appreciate your response


You are welcome. Doing the right thing is not easy but worth it in the long run

2 Likes

Adverts / Re: In Need Of 200k To 5mil Without Collateral?? by Laird(m): 8:42am On Jan 05, 2019
I have read Page financial terms of agreement which I find to be one-sided, illegal, distasteful, dishonest and entrapping.

Some of the terms are


1. Interest rates can change at will at page financial's request.
So interest rate can jump from 3.5 percent to 5 percent the next month just with a letter from the lender.....Can you imagine grin

2. A one day default in monthly repayment can lead to the whole total money being owed being asked for ........They like to put monthly loan repayment dates on the 28th of the month when Most Nigerian employers have not paid salaries so people will default on the payment dates and they can increase interest rates grin

3.The money lender Page has the right to change terms and conditions at will when the borrower is not in default or breach of contract....Can you imagine shocked

4. The company does not state the exact figure or the exact percentage that would be deducted from the Loan amount as admin charges before giving you the loan. The so called Page lender does not tell you what their admin charges are in exact figures So I take a loan I don't know how much will be deducted as Admin Charges so I don't know if I will accept the admin charges or not
I don't know the exact loan figure I will get when admin charges are deducted . How dishonest
For someone borrowing 200 thousand to pay 289 thousand may be given 150000 as 50ooo might be deducted as hidden Admin charges before the loan is released and he will pay interest on the 200 thousand instead of the 150000 cash he got after deduction of undiclosed hidden admin fee
shocked
Page Finance loan is a trap. Besides paperwork is needed . Your bank account details will be scrutinized and your employers details will be gotten

From their terms and conditions, I conclude you can
request to borrow 50000, get 35000_40000 as cash after deduction of hidden admin fee and end up paying 85-150 k tongue


Be ware

NB; I have never taken a loan from Page financials

1 Like

Car Talk / Re: The New Teeny Suzuki 'samurai' Trucklet Is Such A Marvellous Piece Of Art by Laird(m): 7:56am On Jan 05, 2019
Looks like the Toyota FJ Cruiser
Health / Re: Guys Help!!! Do You All Mean There’s No Cure For Staphylococcus? by Laird(m): 7:45am On Jan 05, 2019
AngelaP718:


Thank you.

Welcome

1 Like

Science/Technology / Re: Made In China 2025 by Laird(m): 7:25am On Jan 05, 2019
Shelumiel:
If you are so worried , then why not leave the USA and come down and contribute to developing Nigeria ; stop sitting in your comfort zone and blabbing about the things you yourself cannot do


The Chinese government is the key player trying to Ensure Chinese development, Prosperity and technological advancement
What is the Nigerian Government doing.
How much is the government spending on Research ,Development, Technology, Roads, Education, Healthcare..
Nigeria cannot even make weapons or Steel for herself.....Almost everything is imported
Nairaland / General / Re: I Don Taya! How Do I Politely Turn Down My Boss Advances Without Losing My Job? by Laird(m): 7:15am On Jan 05, 2019
First of all record him several times making such indecent requests

Secondly keep your job search options open

Thirdly do not accept his advances

Fourth Make sure you do your work perfect well

Fifth Save those recordings on your email

Sixth Say No and refuse his advances
Health / Re: Medical Experts In Here, I Need Urgent Help On Stroke. by Laird(m): 6:55am On Jan 05, 2019
Take your father to a good hospital...He will need to see a Specialist Doctor called a Neurologist

He would need physiotherapy


Ignore the information previously given
Health / Re: Guys Help!!! Do You All Mean There’s No Cure For Staphylococcus? by Laird(m): 6:37am On Jan 05, 2019
Go to a good hospital and see a good doctor

That is the truth
Travel / Re: Living In The Uk/life As A UK Immigrant by Laird(m): 3:19am On Jan 04, 2019
Killingmesoftly:


Why I am saying £600 is that a friend of mine that has three kids, one is six, four and the last one is two years, she employed this lady that came from Nigeria as visiting visa, she was so lucky the lady is very good to the kids, she does the cleaning of the living room, kitchen, inface her house is always neat, she help to arrange the kids cloths neatly in the hi take them out, bath,dress and take the four years old girl to school,infact the lady is too much,she even work atimes on Saturday but guess what my friend pays her, only £600. So I was supprised.that is why I am asking. The lady lives in her house. I think why she is paying her that is that the nanny doesn't have paper to work. Even my friend told me that most people in London still pay from £700-£500


I won't advice you to employ an illegal and pay below minimum wage. The moral issues, the possible legal and immigration issues if the government finds out. Just do the right thing , obey the law and avoid trouble

5 Likes

Business / Re: What Business Can I Start With 10,000 Naira by Laird(m): 4:25pm On Jan 02, 2019
winnerr:

By mobile baring, you mean?



Barb on demand services....dey call you through your posted on paper phone number, you go and Barb them

Or You have a small side where you can put a chair a chair near the hostel staircase or common room where you would Barb People

1 Like

Business / Re: What Business Can I Start With 10,000 Naira by Laird(m): 4:25pm On Jan 02, 2019
.
Properties / Re: Help! What Do I Need To Do Before Paying To Become A Flat Mate by Laird(m): 11:29pm On Jan 01, 2019
Get everything in a written typed agreement with the tenant and both of you should sign


Pay into the tenants account
Health / Re: What Can Make A Child To Vomit Yellowish Liquid And How Can We Stop It by Laird(m): 8:38am On Jan 01, 2019
You better take that child to the hospital to see a good doctor


Anti malarial.medications should not be taken with blood tonic
Business / Re: What Business Can I Start With 10,000 Naira by Laird(m): 8:34am On Jan 01, 2019
Sell food stuff

Yam akara bread egg

Phone and nepa and DStv top up

Mobile barbing
Health / Re: My Wife Is Having Difficulties In Getting Pregnant by Laird(m): 1:23am On Jan 01, 2019
Oga you and your wife should go to a good hospital and see a Consultant Gynaecologist
Health / Re: Lower Back Aches.. Help! by Laird(m): 1:03am On Jan 01, 2019
Go to a good hospital and see a Doctor
Travel / Re: Midwife Job Opportunity by Laird(m): 9:37pm On Dec 29, 2018
Search the nurses thread
Family / Re: Please This Might Concern You... by Laird(m): 5:06am On Dec 26, 2018
My opinion having used some vehicles 3 precisely

If one has to work.with a cost effective car buying budget
Most so called tokunboh cars sold in Nigeria are accidented Scrap written off cars abroad bought cheap as write offs and sent to Nigeria where the cars are patched up and repaired shoddily and sold as Tokunboh to buyers who then buy and start repairing and replacing parts incurring more cost

My current vehicle of 5 years bought Tokunboh, I have changed the radiator fan, the power steering rack, the gear box, brain box,worked on the A.C before the Car could be fit to be stable
. To me, it is more cost efficient to buy a Naija used car and spend money painting, replacing parts and accessories to your taste
The dealer selling the scrap reworked Tokunboh car most times to maximize profit will patch up and repair car parts instead of outrightly changing the car parts that need to be changed and might even use a low quality coat of paint
When my leaking power steering box was changed for 20k after 1 year of Car Use, I found out that the power steering box that was originally in my bought Tokunboh car was worked, patched up and repaired by the seller instead of being outrightly changed.

If I want to buy a used car in Naija with my experience, I will prefer to buy a Lower priced cheaper Nigerian used Car and use the balance to repair and paint the car to.my taste and change and put quality parts in the Car to my taste

Than buy and still begin to repair a More expensive sold scrap patched up Tokunboh care that I will still spend money changing parts the dealer patched up and repaired

The Car dealer or the Car deliverer also removed the Car amplifier when.the car was delivered to me in another state forgetting I had seen the Car amplifier when the car was being inspected and paid for in Lagos as the car was inspected and paid for in Lagos of which I personally inspected the car at the car dealer's showroom lot in Lagos but the car was driven and delivered to Me in another state I was based in then

3 Likes

Travel / Re: How Can Medical Doctor Migrate To Australia by Laird(m): 4:32am On Dec 26, 2018
I think it's best you write IELTS and plab1 and plab2 and move to the UK and after working one or 2 years in the u.k, you can move to Australia exam free

1 Like

Health / Re: . by Laird(m): 10:46am On Dec 25, 2018
Go to a good Hospital and see a doctor

1 Like

Career / Re: Should I Drop Out Of School And Concentrate On Business? by Laird(m): 8:38am On Dec 25, 2018
Go and focus on your business that brings in money

And go to school on weekends part time

3 Likes

Crime / Re: Money Lender Who Uses 'Juju' To Make Victims Unable Pay Back, Finally Caught by Laird(m): 5:56pm On Dec 20, 2018
No charm Here....If Not how come the charm did not protect him from the CROWD

How can someone borrow Money to Repay 96 percent per month. That is almost x 11 the amount in a year...that is borrow 5k to pay 55k

That is Foolishness. It is not charm or juju or jazz. His fake charm could not protect him from the CROWD.

Peoplw should know that Loans taken is borrowed money which is meant to be repaid. People rush and take loans without calculating if they can repay the INTEREST
I even turned down a Loan Because I didn't like the terms and conditions despite the loan company calling Me to convince Me to take the loan

(1) (2) (3) (4) (5) (6) (7) (8) ... (10) (11) (12) (13) (14) (15) (16) (17) (18) (of 42 pages)

(Go Up)

Sections: politics (1) business autos (1) jobs (1) career education (1) romance computers phones travel sports fashion health
religion celebs tv-movies music-radio literature webmasters programming techmarket

Links: (1) (2) (3) (4) (5) (6) (7) (8) (9) (10)

Nairaland - Copyright © 2005 - 2024 Oluwaseun Osewa. All rights reserved. See How To Advertise. 40
Disclaimer: Every Nairaland member is solely responsible for anything that he/she posts or uploads on Nairaland.