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Properties / Essential Tips For Charting Land In Epe, Ibeju Lekki, And Ikorodu by maggii(f): 10:24pm On Oct 16
Hello, my Nairaland family,

This is very important, especially if you're planning to buy land in areas like Epe, Ibeju Lekki, or Ikorodu. Please take note!

When you request a survey plan to chart your potential land purchase, and they provide you with a survey plan that covers a very large expanse of land, it might not be as useful as you think. For example, if you're buying just one acre but the survey plan they give you covers about 70 hectares, that plan is not very helpful for charting your specific piece of land.

In cases like this, the best approach is to take your surveyor to the site and have the family or real estate company show you the exact area that will likely be allocated to you. This ensures that you're charting the correct location. Trying to chart a small, uncertain portion within a vast expanse of land is like searching for a needle in a haystack!

Don't rely on a large-scale survey plan when you're purchasing a small portion; always verify the specific location with your surveyor to avoid costly mistakes.

For more information, feel free to WhatsApp or call me at 07025450864.

Let me know if you have any questions, and stay informed before making your next land purchase!
Properties / Why And How To Verify A Survey Plan Before Buying Land In Nigeria by maggii(f): 12:39pm On Sep 06
Why You Should Verify a Survey Plan:

Due Diligence When Buying Land
If a survey plan is part of the documents presented to you during a land or property purchase, it’s essential to verify it. This ensures that the land is accurately represented and not encumbered by legal or ownership issues.

Trust Issues with Surveyors
In cases where there isn’t a strong level of trust with the surveyor, many people prefer to verify the survey plan independently to ensure everything was done correctly.

How to Verify a Survey Plan:

Visit the State Surveyor General's Office
To verify a survey plan, you can walk into the office of the State Surveyor General with a copy of the survey plan. The office can cross-check the details and ensure the land is properly documented.

Consult Your Surveyor
Alternatively, you can ask your surveyor to assist in verifying the plan. They can handle the process and provide any additional clarification or documentation needed.

Verifying a survey plan is a crucial step in ensuring that your investment in land is safe and legitimate. Always take this step to avoid future disputes!

For more information, feel free to reach out to Surveyor Ayomide at 07025450864
Properties / Avoid Land Ownership Risks In Epe by maggii(f): 11:09pm On Jul 08
If you bought land in the Epe axis without performing due diligence, your land ownership might be at significant risk. The military has recently claimed a substantial portion of land in this area, which could potentially include your property. To ensure your investment is safe, contact your real estate agent or send someone to inspect your land.

This situation underscores the importance of conducting thorough due diligence before purchasing land. Always chart the land to verify its status and avoid future complications. Protect your investment by taking these crucial steps.

For more information, you can call or WhatsApp A.M Land Surveyor at 07025450864.

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Politics / Re: Why Charting Your Land Is Crucial Even With A Certificate Of Occupancy by maggii(f): 10:47pm On Jul 08
simplicyt:
Good morning All.
Pls i need a registered suveyor around EPE.
Pls i would really appreciate.


you can reachout to me via a phone call or whatsapp message on this number, 07025450864
Properties / Land Surveyor In Ikeja by maggii(f): 11:04pm On Jun 14
Considering how expensive land is on Ikeja, it's surprising that some people still purchase property without conducting proper due diligence. Surveying land before buying costs less than 20 percent of the property's price, so why take such a huge risk? Given the current rate of demolitions, being proactive is more important than ever. Contact a surveyor today to ensure your investment is secure. For more information, feel free to reach out to me at 07025450864.

When it comes to land matters, there are three stages: before, during, and after. I'll explain these stages relative to the role of a land surveyor.

Before Stage: This is the due diligence stage. You employ the services of a land surveyor to verify if the land is free from government acquisition and whether it falls within the zone of any proposed government projects.

During Stage: This stage involves confirming the size of the land. Since land transactions are billed per square meter, every square meter matters.

After Stage: After purchasing the land, documentation begins. The surveyor conducts the survey and registers it at the ministry, providing you with a survey plan. This plan contains the locational and dimensional information of the land and is crucial for all documentation processes.
Properties / Land Surveyor In Lagos Island by maggii(f): 10:57pm On Jun 14
Considering how expensive land is on Lagos Island, it's surprising that some people still purchase property without conducting proper due diligence. Surveying land before buying costs less than 20 percent of the property's price, so why take such a huge risk? Given the current rate of demolitions, being proactive is more important than ever. Contact a surveyor today to ensure your investment is secure. For more information, feel free to reach out to me at 07025450864.

When it comes to land matters, there are three stages: before, during, and after. I'll explain these stages relative to the role of a land surveyor.

Before Stage: This is the due diligence stage. You employ the services of a land surveyor to verify if the land is free from government acquisition and whether it falls within the zone of any proposed government projects.

During Stage: This stage involves confirming the size of the land. Since land transactions are billed per square meter, every square meter matters.

After Stage: After purchasing the land, documentation begins. The surveyor conducts the survey and registers it at the ministry, providing you with a survey plan. This plan contains the locational and dimensional information of the land and is crucial for all documentation processes.
Properties / Land Surveyor In Lekki by maggii(f): 10:50pm On Jun 14
Considering how expensive land is in Lekki, it's surprising that some people still purchase property without conducting proper due diligence. Surveying land before buying costs less than 20 percent of the property's price, so why take such a huge risk? With the current rate of demolitions, being proactive is more important than ever. Contact a surveyor today to ensure your investment is secure. For more information, feel free to reach out to me at 07025450864.

When it comes to land matters, there are three stages and processes, broken down into before, during, and after. I will explain this relative to the input of a land surveyor.

Before Stage: The before stage is essentially the due diligence phase. You employ the services of a land surveyor to verify if the land is free from government acquisition and ensure it is not within the zone of any government proposed projects.

During Stage: The during stage involves the confirmation of the land's size. As land transactions are billed per square meter, every square meter matters.

After Stage: The after stage begins once the land has been purchased. The surveyor then conducts the survey and registers it with the ministry, providing you with a survey plan. This survey plan contains locational and dimensional information about the land and is essential for all documentation processes.

For more information, feel free to contact me at 07025450864.
Politics / Re: Why Charting Your Land Is Crucial Even With A Certificate Of Occupancy by maggii(f): 2:01pm On Jun 12
helinues:
Abeg wetin be the charting?

Charting is the process of determining the status of a land parcel, specifically whether it falls under government acquisition or within a government-proposed project area. This involves a surveyor obtaining the land's coordinates and overlaying them onto the government database to verify if, at the time of purchase, the land is free from government acquisition or interest.

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Politics / Re: Why Charting Your Land Is Crucial Even With A Certificate Of Occupancy by maggii(f): 2:01pm On Jun 12
Mrexcell:
What's the meaning of charting can u elaborate?

Charting is the process of determining the status of a land parcel, specifically whether it falls under government acquisition or within a government-proposed project area. This involves a surveyor obtaining the land's coordinates and overlaying them onto the government database to verify if, at the time of purchase, the land is free from government acquisition or interest.

1 Like

Politics / Re: Why Charting Your Land Is Crucial Even With A Certificate Of Occupancy by maggii(f): 2:00pm On Jun 12
Charting is the process of determining the status of a land parcel, specifically whether it falls under government acquisition or within a government-proposed project area. This involves a surveyor obtaining the land's coordinates and overlaying them onto the government database to verify if, at the time of purchase, the land is free from government acquisition or interest.

1 Like

Politics / Why Charting Your Land Is Crucial Even With A Certificate Of Occupancy by maggii(f): 4:37pm On May 29
Someone recently asked me, "If a land has a Certificate of Occupancy (C of O) and I have verified its authenticity, do I still need to chart it?" My response was straightforward: Even before you verify the C of O, you should chart the land. Charting is the initial step. According to the law, the government can claim land for public use, regardless of its C of O status. Therefore, to ensure that the land is free from government interest at the time of purchase, it is essential to chart it first.
Properties / Land Surveyor In Lagos State by maggii(f): 5:02pm On May 19
When it comes to acquiring landed property or handling property documentation, there are several reasons why you might need a surveyor:

To confirm the size of the land before making a purchase.
To determine the land’s status before you buy (due diligence).
To conduct a survey and obtain a survey plan, which is an important document in the documentation process.
To assist with the entire documentation process.
While there are other branches of surveying such as hydrography, GIS, and engineering surveys, these are some of the key roles a surveyor plays in property documentation.

For more information on surveying and documentation of your properties, you can reach out to us via phone call or WhatsApp at 07025450864.
Properties / Lagos State Amnesty For Building Owners by maggii(f): 4:44pm On May 19
In line with the palliative measures by the Lagos State Government, Governor Babajide Sanwo-Olu has graciously granted a 90-day amnesty period for property owners and developers with existing completed developments across the state. This allows them to obtain planning permits (approval) without paying the statutory penalty fees.

To take advantage of this amnesty, the following documents are required:
1. Title document/proof of ownership
2. Survey plan
3. As-built architectural drawings
4. Structural, electrical, and mechanical drawings (where applicable)
5. Non-destructive integrity test report
6. letter of structural stability and indemnity
7. land use planning analysis report
8. applicant must be tax compliant
9. other supporting documents where applicable


It's important to act quickly, as demolition of buildings without proper permits will commence after the amnesty period ends. Begin the process now. God be with us all.

Let's make the most of this opportunity!

For more information on obtaining the required documents and general assistance with getting a building plan permit, feel free to call or WhatsApp me at 07025450864.
Properties / Essential Documentation For Unit Owners In Lagos Multi-story Building by maggii(f): 9:33pm On May 05
If you've purchased a unit in a multi-story building in Lagos State, like a flat in a high-rise, this post is for you.

It is important to conduct a strata survey of the property, a vital step in property ownership.
The outcome of this survey is a detailed survey plan, precisely delineating your unit's location and floor, essential for documentation purposes. Documentation is non-negotiable, so don't take it lightly.

The cost of a strata survey varies depending on the zoning regulations outlined in the Lagos state scale of fees. Make sure you're compliant and properly documented!

For further assistance or inquiries, feel free to reach out via call or WhatsApp at 07025450864.

Properties / Why Strata Surveys Matter For Lagos State Property Owners Who Have Purchased Uni by maggii(f): 8:22pm On May 05
If you've purchased a unit in a multi-story building in Lagos State, like a flat in a high-rise, this post is for you.

It is important to conduct a strata survey of the property, a vital step in property ownership.
The outcome of this survey is a detailed survey plan, precisely delineating your unit's location and floor, essential for documentation purposes. Documentation is non-negotiable, so don't take it lightly.

The cost of a strata survey varies depending on the zoning regulations outlined in the Lagos state scale of fees. Make sure you're compliant and properly documented!

For further assistance or inquiries, feel free to reach out via call or WhatsApp at 07025450864.

Properties / Chart Your Land Now by maggii(f): 8:44pm On Apr 29
Land Charting FAQs Every Nigerian Should Know

I'll never stop emphasizing the importance of charting – and here's why. Recently, a reader reached out to me after reading one of my posts about land transactions. He was about to finalize a deal for a property in Epe when he decided to pause and seek my assistance in charting the land before proceeding.

Despite assurances from estate agents that the land was free from government interest, my client wisely chose to verify this information. We conducted a thorough charting process, visiting the site and collecting essential coordinates. The result? The land was indeed not free from government interest, potentially saving my client millions in the process.

This experience underscores a crucial lesson: never rely solely on the assurances of estate agents when it comes to land status. Always take the extra step to chart the land yourself or with the help of a professional surveyor.

Remember, it's your investment at stake. Don't gamble with it – chart your land before you buy.


If you need further assistance or information, feel free to contact me via WhatsApp or call at 07025450864.

1 Like

Properties / Essential Steps Before Buying Land In Lagos by maggii(f): 11:39pm On Apr 11
Embarking on a journey to purchase land in Lagos can be both thrilling and daunting. It's a significant investment that requires careful consideration and thorough research. Before committing to such a venture, it's imperative to equip yourself with the knowledge and understanding of the essential steps involved. In this post, we will delve into the crucial aspects of buying land in Lagos, highlighting the necessary precautions and procedures to ensure a smooth and successful transaction. read to the end.

Coordinate Confirmation:
One of the primary steps in the land purchase process is confirming that the coordinates outlined in the survey plan accurately represent the actual land. While seemingly straightforward, the intricacies of land surveying necessitate professional assistance to ensure precision and accuracy. Hiring a qualified surveyor can provide valuable expertise, minimizing the risk of discrepancies or misunderstandings.

Site Inspection:
Beyond the confines of paperwork lies the tangible reality of the land itself. Conducting a site inspection is essential to gain firsthand insight into the property's surroundings and suitability for your intended use. Visiting the land location allows you to assess factors such as accessibility, neighboring developments, environmental considerations, and potential challenges or opportunities that may affect your decision. This direct observation empowers you with valuable information to make informed choices and avoid unforeseen complications.

Community Verification:
In the dynamic landscape of Lagos, community dynamics play a significant role in land transactions. Verifying the seller's identity and confirming land ownership status are critical steps in the process. Engaging with the Community Development Association (CDA) or consulting with the traditional ruler can provide valuable insights into the legitimacy of the seller and the history of the land in question. These interactions help establish trust and transparency in the transaction, ensuring that you are dealing with genuine stakeholders and avoiding potential scams or disputes.

Dispute Verification:
Land disputes are not uncommon in Lagos, given the complexities of land ownership and rapid urban development. It's crucial to conduct thorough due diligence to ensure there are no ongoing disputes related to the land you intend to purchase. This may involve researching public records, consulting legal experts, and engaging with relevant authorities to verify the land's dispute-free status. Identifying and addressing any potential disputes upfront can save you from costly legal battles and protect your investment in the long run.

Joint Ownership Search:
Land documents may sometimes indicate joint ownership, with multiple parties listed as owners of the property. In such cases, it's essential to investigate why only one party is selling the land and clarify any discrepancies or potential legal issues. Conducting a thorough joint ownership search can uncover hidden complexities or obligations associated with the property, enabling you to make informed decisions and negotiate fair terms with all involved parties.

Land Charting:
Land charting, facilitated by a surveyor, is crucial in land transactions. It serves to ascertain government interests, preventing buyers from acquiring government-owned land inadvertently. Additionally, charting aids in determining land zoning (agricultural, commercial, residential), helping buyers understand permissible land uses and avoid potential violations.


For further details, feel free to reach out via WhatsApp or call at 07025450864.[color=#000099][/color]
Properties / Re: Key Documents To Verify Before Purchasing Land: A Must-read! by maggii(f): 11:29pm On Apr 11
unikazzy:
PLS IS IT POSSIBLE TO VERIFY A C OF O ONLINE?

To verify a C of O you can go to Ministry of land or send me a message on whatsapp, i can help you with that.
Properties / Key Documents To Verify Before Purchasing Land: A Must-read! by maggii(f): 10:29pm On Apr 03
Protect Your Investment: Verify These Key Documents Before Buying Property!

Before finalizing your property purchase, it's crucial to ensure the authenticity of the land by verifying essential documents. Don't take any chances – enlist the help of professionals to guide you through this process. A surveyor, in particular, can be invaluable in verifying documents such as:

Deed of Assignments
Certificate of Occupancy
Governor’s Consent
Survey Plan
Excision Document
By employing the expertise of professionals like surveyors, you safeguard yourself from potential land scams that could result in significant financial losses. Don't risk losing billions – take the necessary steps to protect your investment today!


For further information, feel free to reach out to me via WhatsApp at 07025450864. I'm here to assist you with any questions or concerns you may have.

1 Like

Properties / Understanding Governor's Consent: Crucial Steps After Purchasing A Property by maggii(f): 11:19pm On Mar 24
Understanding Governor's Consent: Crucial Steps After Purchasing a Property in Lagos State

Hey Nairalanders! Let's dive into a vital aspect of property ownership in Lagos: Governor's Consent. You might wonder, do you need to start the process for a new Certificate of Occupancy (C of O) if the property you're purchasing already has one?

Thankfully, no. All you need is Governor's Consent.

Here's the lowdown: According to Section 22 of the Land Use Act 1978 (as amended), the holder of a statutory right of occupancy must obtain consent from the governor before any alienation of the property. In simpler terms, even with a C of O, any transaction involving the property requires the governor's approval to be legally binding.

In Lagos State, the Land Registry Directorate manages all land transactions. To obtain Governor's Consent, here are the key requirements and steps:

Application letter addressed to the Lagos state director of land services.
Land Form 1c, signed and dated by all parties, and sworn before a magistrate or notary public.
Three copies of signed Deed of Assignment, Mortgage, etc.
Locational sketch map and chartable survey plan.
Certified True Copy of root of title/title of the property.
Photographs of the property.
Charting fee, Endorsement fee, Administrative charges, etc.
These documents are then submitted to the Surveyor-General of Lagos state for charting. After a successful charting process, a clean report is issued, and a demand notice is sent for payment of consent fee, capital gains tax, stamp duty fee, and registration fee.

By obtaining Governor's Consent, you ensure that your property transaction is legally binding and properly documented. Don't skip this crucial step! Your property investment deserves the utmost protection.

Feel free to ask any questions or share your experiences with Governor's Consent in Lagos State!

Properties / Price Of Land Survey In Nigeria by maggii(f): 6:52pm On Mar 10
Navigating Survey Fees in Real Estate: Understanding MDS vs. Survey Fee

Distinguishing between the Mandatory Survey Fee (MDS) and the[b] standard Survey Fee[/b] is crucial for anyone navigating property transactions. The MDS, payable to the Nigerian Institution of Surveyors, covers the basic survey, excluding labor, instrumentation, or consultation charges. In contrast, the Survey Fee encompasses the complete package, including instrumentation, labor, transportation, and more.

Here's the catch: even after settling the MDS, your surveyor may charge additional fees for the services mentioned above. This insight leads to a vital piece of advice – be cautious of surveyors offering rates lower than the mandatory survey fee (MDS).

It's worth noting that the MDS and Survey Fee vary based on location and property size. In my experience with clients, I've observed a common pitfall – individuals sometimes fall prey to seemingly cheap surveys. However, it's essential to question how a surveyor can offer services below the mandatory survey fee of a given area.

Let's be real – if the mandatory survey fee is 700k, and a surveyor agrees to do the job for 500k, how do they cover the costs of registering the survey plan at the Surveyor General's office? It's a critical consideration for anyone aiming for a reliable and comprehensive survey.

For further details or inquiries, feel free to contact me via WhatsApp or give me a call at 07025450864.

Properties / Re: How To Verify Certificate Of Occupancy ( C Of O ) by maggii(f): 7:27pm On Mar 02
Unveiling the Truth Behind C of Os in Real Estate

Are you considering a real estate investment in Lagos, Nigeria? Before you get swept away by enticing advertisements boasting a Certificate of Occupancy (C of O), it's paramount to delve deeper into the details. In the world of property transactions, a C of O is often touted as a symbol of legitimacy, but is it enough to ensure your investment is secure?

Why Verify a Certificate of Occupancy (C of O)?
When you embark on the journey of property acquisition, a Certified True Copy (CTC) of the C of O serves as your compass. This document unveils vital information that forms the bedrock of your decision-making process. From the name of the legal owner, land size, to precise location details, a thorough verification is your shield against potential pitfalls.

Does a C of O Guarantee Freedom from Government Acquisition?

While a C of O is undoubtedly a significant milestone, it doesn't automatically guarantee immunity from government acquisition. To safeguard your investment fully, a two-pronged approach is advisable. Begin with a meticulous verification of the C of O and complement it by charting the land. This proactive strategy ensures that you're not just relying on paperwork but actively confirming the on-ground reality.

Don't Take Advertisements at Face Value: The Trustworthiness of Real Estate Companies

In the bustling real estate market of Lagos, companies vie for your trust by flaunting the C of O tag. However, savvy investors understand that it's not just about what's presented in glossy brochures. Take control of your investment journey by independently verifying the authenticity of the C of O.


For additional details, feel free to connect with us through phone call or WhatsApp at 07025450864. We're here to assist you further!

Properties / Re: How To Verify Certificate Of Occupancy ( C Of O ) by maggii(f): 7:23pm On Mar 02
asid:
What's the difference between SURVEY fee & MDS?
Is the MDS taken out of the survey fee or they are 2 different payments?


MDS, or Mandatory Survey Fee, is an acronym representing the amount paid directly to the government, exclusive of any additional expenses for the survey process, such as transportation costs, professional fees, instruments, and related charges. On the other hand, the comprehensive survey fee encompasses all associated costs, providing a more inclusive perspective on the financial aspects of the survey,


you can reach out to me for more information. 07025450864
Properties / How To Verify Certificate Of Occupancy ( C Of O ) by maggii(f): 2:12am On Feb 18
How to Authenticate a Certificate of Occupancy (C of O):

To verify a C of O, locate the C of O number on the document. Then, enlist the services of a reliable surveyor to authenticate it at the land bureau using the provided C of O number.

Verification of the C of O enables you to easily confirm details such as the landowner, location, and more. This approach allows you to address multiple concerns at once.

When considering a property purchase, always request and scrutinize the relevant land documents. If a C of O is available, consider yourself fortunate, as it represents the highest level of documentation for land ownership.

Ask for the C of O number and ensure to verify it with the assistance of a surveyor. This step is crucial to avoid potential fraud, as some individuals may present fake C of Os. By doing so, you may eliminate the need for additional land surveys. Stay vigilant in ensuring the legitimacy of the C of O when presented, as unscrupulous individuals might attempt to deceive you with counterfeit documents.

For additional details on this subject, feel free to contact A M Surveyors at 07025450864

Properties / Re: Lekki Revocation by maggii(f): 12:25pm On Dec 29, 2023
Exciting News: Lekki Land Regularization Now Possible!

The recent surge in property demolitions in Lagos, especially within the Lekki axis, has stirred anxiety among residents. Many individuals who have invested in seemingly legitimate lands are now actively seeking ways to safeguard their properties from potential demolition.

We are delighted to share some positive developments for those grappling with uncertainties surrounding Lekki land revocation. There's a viable solution -[b] land regularization. [/b]This process involves acquiring the land officially from the government. Upon successful regularization, the government releases the land and issues a coveted Certificate of Occupancy (C of O) to the applicant, providing legal assurance and peace of mind.

Contact us for more Information:

Phone: 07025450864
Visit our website at https://business.google.com/n/15879563230217300307/searchprofile?hl=en-GB
to access valuable information and resources on navigating land challenges in Lagos State.[/quote][/center][/center][right][/right]
Properties / Lekki Revocation by maggii(f): 1:58pm On Sep 26, 2023
Navigating the Lekki Revocation Challenge: Land Survey and Government Acquisition Status in Lagos State

Hello Nairaland community,

I recently had a compelling conversation with a client whose property is located in an area affected by the infamous "Lekki Revocation." This encounter prompted me to share an essential piece of information that can make a significant difference in your land ownership journey, especially if you're dealing with similar circumstances in Lagos State.

The Client's Situation:
My client had purchased this piece of land and reached out to me for professional advice. Following a thorough land survey, I was faced with a common dilemma: should he wait and see if the government revokes the land title, or should he proceed with a land survey?

The Dilemma:
To my surprise, my client decided to take a different path. He opted to hire another surveyor who claimed the ability to remove the government acquisition status from his land. This situation raised several important points that I believe everyone should be aware of when dealing with land issues in Lagos State.

while it is now possible to conduct a land survey in Lagos State irrespective of government acquisition status, it is imperative to realize that a surveyor cannot eliminate this status. Dealing with land issues often necessitates adherence to legal processes and patience. I strongly recommend consulting legal experts and relevant authorities when addressing such matters to safeguard your investments.

For further insights, professional guidance, and resources on managing land issues in Lagos State and ogun state, please feel free to reach out to us:

Contact Information:

Phone: 07025450864
Visit our website at https://business.google.com/n/15879563230217300307/searchprofile?hl=en-GB
to access valuable information and resources on navigating land challenges in Lagos State.
Properties / Important Steps Before You Buy A Land And After by maggii(f): 8:19am On Mar 13, 2022
In your quest to acquire a land/landed property, there are two occasions when you will require the services of a land surveyor.
Prior to and following the acquisition of your land.
Before you buy your land, you should consult a land surveyor, who will perform what is known as charting. Charting is the procedure for determining the legal status of your property. Either unconnected to the government, committed to the government, or in the process of being acquired by the government. The purpose of charting is to keep you from purchasing government land.

After you've purchased your land, the surveyor will check that it's free and complete your land registration for you. This entails a boundary survey as well as a lengthy process to register you land and maintain a record with the ministry. u If you purchased land without having it charted, still contact your surveyor and request advice.

You can reach out to me for more expert advice.
09021429502
Surveyor Ayomide
Properties / Re: Don't Be A Victim. Investigate Every Property Before You Buy Any Land This Year by maggii(f): 11:40am On Feb 04, 2021
I am a land surveyor. I agree with everything the lawyer said, having a surveyor involved before the purchase of a property is a vital decision and it is more important to listen to the professional advice he gives.

call me for free professional advice. 09021429502

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