Skill train promise you a course for an upfront fee (enrollment fee) try to make you pratically beg for the course first. The rep then states that you make payments monthly for the course.

What you actually sign is a contract for a LOAN. Once you sign the contract for the loan you have commited to paying back this loan money regardless of the course. A flashy pack is put together, the information that you get through your course is not up-to-date, or acurate, and you wouldn't know any different (why would you take a course about something you've already learnt about?) but you are legally binded to pay money back for the loan(course) as this is a clause in the contract.