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Celebrities / Re: Photos Of Tiwa Savage And Teebillz In Happier Times by MWTH(m): 5:54pm On Apr 30, 2016
The simple reason people hate fame. So many broken marriages & here I see people talking nonsense for the duo. Marriage no be by force na. Haba
Politics / Re: Official: PDP Zones Chairmanship To Northeast by MWTH(m): 9:25pm On Apr 28, 2016
iflywithbuhari:
Very good. Nice work. Now the path is clear for either Ekweremadu to become President, or for Jonathan to return. Any SW loser that wants to defect, is free to do as he pleases. Just don't come back begging. You can go and join either SDP, Accord or KOWA, or better you can go and commit political suicide in APC. We don't care and we don't need you.

I love you girl. And I love your response bulala.
Business / Re: Is It Wise To Start A Business With Loan by MWTH(m): 9:04pm On Apr 11, 2016
I wouldn't advise you do so except if your salary (income) is good enough to accommodate the repayment for loans.

Yes you may want to say, income from the transport business could augment the repayment, but for most businesses of this sort, I have seen where many failed. I am not wishing you ills anyway. But it is the truth.

The reason is simple. Most of these businesses you are not in total control of leaves you at the mercy of the drivers and transport company.
If you must do it, then take the following steps.

1. Approach your bank to avail you with full details of the offer letter for the loan & get an accountant to interprete the conditions precedent to draw down on the facility. Take note of hidden charges
2. Get in touch with your banker to spell it out clearly as well in case there are gray areas for clarification.
3. Ensure the bank provides you with the amortization sheet for monthly deductions from your account and ensure it is convenient for you should in case the business fails.
4. Also get the company to provide you with written documentation on how the transaction will run. If you have a lawyer, get him to do the interpretations.
5. Ensure, the transport company provides security of your vehicle under their care and they should also ensure to fix any issue with the vehicle during the contract period.
6. Don't fraternize with the drivers - Let them deal strictly with the company
7. Open a special account for this business and ensure you don't get to touch it for personal use until your loan is fully paid.

I have been a banker before and I have financed most of these deals. They hardly end well.

I wish you good luck though.

Have a great evening.

4 Likes

Romance / Re: Bankers are very Fake and Stingy!!! living a borrowed lifestyle,ladies beware! by MWTH(m): 3:07pm On Apr 01, 2016
ScofieldBello:
You seem to me a desperate lady.
Hey, stop going about telling people how to spend their hard earned money! You were definitely disappointed cuz you didn't get what you expected.....he is a real guy.

How many times have you left your change with a waitress? But you expected him to leave his. Oh....I forgot that you ain't got a job yet.

Better that you deleted his number cuz a lady like you cannot add value to his life. He ain't a reckless spender.


Funny you, na now you know say na fake life him dey live. Even if he isn't a full staff, madam IT IS HIS JOB, IT IS HIS LIFE, HE LIKES IT.

God bless you. This girl mumu pass mugu. How can you come here and destroy a job I have lived with for over a decade?
Made all the monies I have ever made from there.

This girl is certainly a gold digger. Keep your kunte to yasef. Other girls will appreciate this guy.

2 Likes

Politics / Re: Dolapo Osinbajo Picking Vegetables From Her Garden (Photo) by MWTH(m): 12:47pm On Mar 31, 2016
Hmmm!! See photoshopping. Must you impress this on us? Even if she does, how does it make a headline news for heaven sake?

1 Like

Business / Why Your Mindset Should Always Spawn Positive Ideas. by MWTH(m): 12:51am On Mar 25, 2016
WHY YOUR MINDSET SHOULD ALWAYS SPAWN POSITIVE IDEAS.

Let me thank you first for taking time to read this piece. I assure you that you will enjoy it. Just take it into practice.
Read on....

It is a physical impossibility for a negative mind to generate positive thoughts. When you allow yourself to dwell on the negative aspects of your life, negative thinking expands to fill all of your thoughts until there is no room for positive thoughts to grow.

It becomes an endless cycle.

As a business banker during my banking days, I realized that most of the businesses I had negative thoughts about always came out negative. You might want to say, it is absolutely what the Laws of Attraction says.

Yeah, that's true.

I have this same experience even with my business today, The moment, I allow negative thoughts into what I do or about to do. It just goes that way.

The habit of negative thinking generates more and more negative thoughts, which the mind attempts to turn into physical reality.

The result of this is a life of despair and hopelessness.

Develop the habit of eliminating negative thoughts the moment they appear.

That you may say is very difficult right? In fact extremely difficult isn't it?

Yeah I get..... But you know how to handle it?

Start small at first.

The moment you hear that inner voice that says, "I can't talk to the prospective client or customer because he will not buy my products."

Hmmmm! That's how the thoughts creep in at first isn't it?

All you need to do immediately is to put the thoughts out of your mind immediately. Instead, concentrate on the task itself.
Break it down into manageable parts and complete them one at a time.

Once you are done talking to the prospective client or customer, Tell your doubting self: "You were actually wrong. I could do it, and I did it."

Are you just starting your business? Or you've been in business and your growth seems stunting? Or probably you're working for someone and you've observed your productive impact is dwindling badly.... Get up on track with these wild attack on your instincts.

Because you can be the best on that very job or business.

Let's start from here.

Be my guest on Armed Forces Radio 107.7 every Mondays 1-2pm where I talk about money....

It's your Money, My Money & Our Money......

Please like and share... It may be helpful to someone else too.

Thank you

http://marketingwithtimabel.com/

Religion / Re: Musa Dikwa Apologises To Oritsejafor & Oyedepo Over N7 Billion Allegation by MWTH(m): 10:23pm On Mar 24, 2016
blueto:
I implore you all to read this news objectively and ascertain how APC fabricated spurious allegations just to besmirch Gej's reputation and to induce disparity and conflicts in the Christian community concerning the integrity status of the CAN President and his Subordinates.

The truth will always be accentuated someday, no matter how clever plans made to encase it.

You are very correct my brother.

I kept saying this during the campaign period that the only thing that strives excellently well in Nigeria during elections is to use lies, false claims against the incumbent.
APC saw this as a very formidable tool and they used it to gain power.
Unfortunately, PDP and GEJ were busy working instead of also countering all these claims head long for Nigerians to see the truth.
Well, your conclusion leaves me with the needed consolation.
No matter how the lies being told is believed, the truth will someday come to bear.

4 Likes

Properties / Re: How Can I Build A 6 Bedroom Duplex With 6.5m Naira by MWTH(m): 12:06am On Mar 21, 2016
segcymoor:


Naso e easy.........expert won't pay offices rent...abi?

U try sha
You have drifted totally away from his question and my submission. He has friends who are experts. Young graduates practicing are obviously friends of his or friends of his friends.
Better still, go to any urban development department or ministry of housing and ask someone to help with an approved building plan.
Find a QS to do the QS report for you.
And get down with buying all materials yourself and supervising as well.
If you don't believe, it's not my job to force you bro.
Politics / Re: Rivers Rerun: Inec Declares Results by MWTH(m): 6:18pm On Mar 20, 2016
marsoden:


Very silly comment.
He's more than silly... Simply put. He's a mumu.
Business / Do Whatever It Takes To Make 2016 Great by MWTH(m): 6:13pm On Mar 20, 2016
[img][/img]
For my over 30 decades in life’s experience about everything, that happens to me and around me, including my over a decade Banking experience as a Banker with major involvement in Business Development, Marketing & Sales, I have come to realize that we seem to live life the same way as always.

We make resolutions by December 31st and then latest by January 20th they’re broken.

Think how many people resolve to start up a business, lose weight, stop drinking, quit smoking, stop chasing, quit flirting with men, to spend more quality time with family, or to increase income, achieve goals in their lives and careers on this 31st night.

Alright, don’t get hasty in concluding that you’re being condemned. We all have these challenges at some points in our lives. Some of these things are not seen as indiscipline in some of us. "One man's food is another man's poison"

Whatever your resolution is, understand that without discipline, massive action and a high level of commitment, you will only keep making resolutions year-in-year-out.

Therefore, to simplify things for you, all you should do this year is simply to resolve to be disciplined.

Resolve to do the tough things, the things others won’t do. Then you can apply that to everything you set out to accomplish in 2016.

You may be thinking we are far gone into the year and as such you would wait till another new year to explore what you are about to learn here.

No. That’s very wrong….. Every day counts just the way every breadth from you counts.

What you should do today, is to start tomorrow today and each other day on a disciplined schedule that allows for no procrastination on your calendar and ensure it is filled with worthwhile actions.

This is critical to keeping you focused. Remember, not all items on your schedule may be business related but they should all result in some sort of production!

This could and should include business, personal, spiritual, and physical development; improving relationships with family, friends and colleagues; volunteering; education; training and the likes.

As soon as you have identified your purpose, and you are certain that the purpose is very vital to your livelihood — the only thing worth driving you at this point is your ability to become highly disciplined and committed.

Pay attention to what must be done to serve that purpose or bigger goal.

It’s your responsibility, duty and obligation to make success happen, so look at what changes are necessary in order to accomplish it.

Maybe it’s adjusting your bedtime so you can be up earlier to workout. Maybe it’s taking a course or reading for 30 minutes per day. Make sure the things you do serve the bigger purpose.

When you undermine the concept of being disciplined, you will never achieve the needed purpose or goal. Be disciplined enough to acknowledge it and make smart decisions from there.

Do you want to go through the motions of average and ordinary? Or do you want to start this year off with positivity, clear goals, and the motivation required to make big extraordinary things happen for yourself?

Look at your space, your desk, your office, and your home. Does it reflect a disciplined person who is on the path to greatness?

Are the people in your life respectful of your focus and drive or a threat to it? Handle them.

Are you honest and clear on what weakens your level of commitment?

Are you making excuses or allowances for a lack of production?

Think of the adjustments you must make and start your 2016 with the discipline to go for greatness in every aspect of your life today.

Be great, nothing else pays.

You want to keep a tab with me? Then click on my Facebook page below and hit the like. I am always open to discussions, questions and the likes because I am interested in seeing you grow your business, career & finance this year.



Marketingwithtim[url][/url]https://www.facebook.com/marketingwithtimabel/posts/1067766239910218:0

Politics / Re: Rivers Rerun: Heavy Military Presence In Port Harcourt -VANGUARD by MWTH(m): 10:28am On Mar 19, 2016
Obipat:
PMB should wield federal power on Rivers election if he wants my support back. GEJ did it. I want revenge for all the wickedness showed to Amechl
Shallow mindedness! Bizarre thoughts... My friend, You Are Lost Forever... End of story

4 Likes

Properties / Re: How Can I Build A 6 Bedroom Duplex With 6.5m Naira by MWTH(m): 10:09pm On Mar 12, 2016
Yes it can. However you must explore the use of some sorts of free labour & materials.
First, you must consider the type of soil you're building on. Get experts to advice you. If its a clay or water logged soil, then exit using that amount.
If not, then follow my approach.

Get the following experts to give you these things for free.
1. A "portable" architectural design
2. A structural design
3. A mechanical design
4. An electrical ddesign

Once all these things are ready, find a QS to help you come up with the Actual Material & Labour cost.

Then, get a good Building or Civil Engineer to help out in the supervision.
Buy all the materials & pay all the labourers yourself.

That's all you need.
Check my Facebook page. Buildyourdreamhouseng

Cheers
Career / Re: Facebook: Nasarawa Civil-Service Sacks Ruquayyat-Usman (pics) by MWTH(m): 11:55pm On Feb 26, 2016
Dear Ruqayat,
Thank Allah that you're a counsel so it makes it easier for me to advise you here.
First & foremost the state is wrong for terminating your appointment without due process except you've not been confirmed as a staff.
On this note you can sue for recall & damages.
Secondly, there was no warning letter issued to you at any point in time during your stay as a staff with respect to issues of this nature, so the state is again wrong for terminating your employment.
Thirdly, what evidence do they have to show that you actually posted that info? If I were you, I'll pull it down & sue for deformation of character by the state considering the fact that hackers are everywhere.
Let me just put a hold here.
You know what to do if you actually want your job & some huge amount of monies paid into your account with apologies accompanying all these.

Good luck

2 Likes

Nairaland / General / How To Start A Cooking Gas Supply Business In Nigeria Without Money by MWTH(m): 10:10pm On Feb 14, 2016
Just a few days ago, I got a message from an anonymous contact. (I decided to make it anonymous)

“Hi, Mr. Tim, you preach business development, marketing & sales all the time – And you even say things like success is easy. I can never believe you because Nigeria is a rotten place. Some of us have tried it severally but fail. The Government is also wicked because they will never help us that are trying and even the banks and oil companies will not recruit you except you know someone there. I have been to Lagos times without No. to enable me get a good business I can even do or job sef. But all have failed. Let us pray that Buhari will help us that are not coropt people by giving us job in the civil servant area. I love your advise sometimes sha. God bless you.”

Your’s Faithfully

XXXXXXXXXXXXX


Hmmmm! So sad!!

You see what I keep talking about? This guy or lady is obviously bitter. She will do anything to prove me wrong about creating a livelihood for oneself. The fella believes job must come from the government to be able to succeed.

Now, I kept thinking about how to address this fellow as fast as possible before someone else triggers him/her to commit suicide.
So this is what I decided to do.

This Topic if followed will enrich your life. And please for those who decided to heed to my steps here. Kindly come back and give your own testimony someday.

As for Marketing & Selling your products, kindly stay glued to my wall (Twiiter, Facebook, Blog etec) always because that’s where I can be feeding you from.

Alright, having said that, let me first of all address your letter in details before I give a rundown of how you can start a business without money in Nigeria, Ghana, Cameroun, just name them.


Starting From Your Text!

- “Hi, Mr. Tim - Yes I’m here friend. Hello to you..
- you preach business development, marketing & sales all the time – Sorry I don’t preach it, I teach or Coach people who care to listen.
- And you even say things like success is easy – Yes, I am still saying success is easy. But depends on you anyway.
- I can never believe you because Nigeria is a rotten place – You actually don’t need to believe me because I have not proved it to you yet. So I am going to do so today.
- Some of us have tried it severally but fail – You failed because you didn’t do what you ought to do. And I can smell you’ve even given up hopes. My job today is to pump in hope back into your life.
- The Government is also wicked because they will never help us that are trying – Hmmm! No government is expected to help you achieve success. Their job is to put the laws and yours is to work through and become successful. So are they wicked? No….
- and even the banks and oil companies will not recruit you except you know someone there – I don’t always think so sir. Maybe you should try somewhere else….
- I have been to Lagos times without No. to enable me get a good business I can even do or job sef – You have a wandering problem and may be difficult to keep you in one place for focus. Obviously, you’re not in Lagos at the moment.
- But all have failed – Because you have failed from the inside.
- Let us pray that Buhari will help us that are not coropt people – How am I sure you will not become corrupt later with this anxiety you have. Ehn?
- by giving us job in the civil servant area. – Poverty line? To enable you work towards pension abi? Are your parents or those you know on the pension scheme living better than an Igbo business man who has no pension today? This guy is still a learner. Hahahaha
- I love your advise sometimes sha – You love it sometimes sha? Jeez!! You better start loving it everyday and work with it my friend.
- God bless you – Thank you for your prayer but God has already blessed me with the knowledge and what I have today. So your prayer na jara. Lol
- Your’s Faithfully – You’re obviously unfaithful for now until I see that you have started doing something to make money instead of going after jobs. Hahahahaaa
- XXXXXXXXXXXXX – I decided to hide the names and that’s why it is anonymous.


Alright, I have answered my anonymous friend and I will use this opportunity to educate him. You may also learn from it too.

Now, let me prove him wrong with some ideas.

And I am going to use a Cooking Gas as my product for Today’s Business Development.

HOW TO START A COOKING GAS SUPPLY WITHOUT MONEY & BECOME RICH IN LESS THAN 90DAYS
Wherever you are currently, take a look at your environment and you’ll observe cooking gas has become the source of every home’s cooking for foods. In every young family today especially in the city, 80% of families use cooking gas.

Do you know how often they buy these gas’? Do you know the advantages they derive from using it? Do you also know that it is even cheaper to use than kerosene? Do you know it is faster than kero? Do you also know that it does not dirty your pots as kero would do?

The advantages are so enormous that you must understand all of it first before you even start the business in your environment.

So this is what you should do if you want to start this business in your location.

STEP 1: RESEARCH SUPPLIERS, COMPETITORS & PRICING
Go in search for a supplier company with their station closely located to where you can access them easily.
Once you find one, ask them of the price and compare with the prices of other suppliers. Make sure you know the price is highly competitive to enable you compete very well with the roadsides gas suppliers.

STEP 2: RESEARCH CONSUMERS (FROM SMALL TO BIG TIME CONSUMERS)
Get a note book and move from target friends and homes you know to ask them of the price they get their gas. Find out how they get their delivery. How best they prefer to have their gas delivered. At what point would they have the greatest satisfaction with their gas supplies.
Make sure you also let them know you are just about going into the business and as such you want to find out how best your business can serve people well enough, because your passion is about service not the money. You want to have something you can be doing. – This comment alone will sink every devil standing in your way. People love people who struggle and work hard to succeed and they will give you all the needed support to succeed.
While doing this with the people you know, ask them to recommend you to their friends and families.
Do you also know the big hotels and eateries are going to add to your bottom line in the long run? Don’t undermine those areas as well please. Meet with storekeepers and the cooks or better still managers to help you out.
Be humble as your pride smells badly. Let them see you need help. Don’t go arrogant.
Do all the needed research you need to do and stay focused until you have accomplished this stage.

STEP 3: RESEARCH HOW YOU INTEND TO DELIVER THESE PRODUCTS TO THEM WITHOUT LOSING PROFITS
You already know the prices right? Now it’s time to go for the delivery Van, Motorcycle, Kekenapep; Wheelbarrow, or whatever means you think you want to start with.
Don’t be in a hurry to ask me of the money you need to buy it. Wait and listen to me….
Are you ready to listen to me now?
Alright let’s go on…..
Look for a pickup guy who you know can listen to you anyday. Explore this with other transporters too.
Tell them you’re about starting a delivery of gas business and you will need their assistance but ofcourse at a cost.
Now go on to discuss the pricing with them by classifying your environment and No.s of bottles as well as sizes. This will enable them understand clearly what they stand to gain in the course of the business with you. For instance if you live in Abuja, and your supplier resides in Garki, you can classify locations into Garki, Wuse2, Karu Site, Nyanya, Asokoro, Gwarimpa etc. You know your environment better than I do. So do it your own way.
If you are using wheel barrows, make sure the distance is very short please. If it’s kekenapep make sure they can carry upto 5 or 6 cylinders.
My dear friend, use your brain here. So that I can give you more information.

STEP 4: RESEARCH CUSTOMER CONTACT & INFORMATION MANAGEMENT APPROACH
Here it is about KYC (Know Your Customers) – You need to have a notebook that spells out details about your client or prospective clients. Get a ruler for the notebook and draw out S/No.; Names; Age; Sex; Home Address; Office Address; Phone No.s; Name of Assistants; Phone No. of Assistants; Email Address; Whatsapp No.s; Their Free Hours At Work; Their free hours at home; Their off-days etc.
Note that people don’t like when you take money away from them, so learn to speak with your clients only when they are not in their bad mood or working hours.

STEP 5: RESEARCH HOW YOU CAN CREATE MORE MARKETS – MARKETING & SALES
You don’t have money right? But you can read my post here, isn’t it? This is going to be your first platform to market your products. It’s very cheap. So stay glued on my page as I am going to reveal to you the best way to sell on Facebook without spending kobo.
But for the purpose of this lesson, sort for yourself, what marketing approach to use. But you must ask yourself where those you are targeting are usually spending their times.
• Offline Marketing – This has to do with one-on-one direct marketing of your product to your target audience. So choose from the various locations. Are you targeting bankers? Lists out all the banks in your location including other financial institutions. They are very good potential buyers. Look out for potential buyers who can pay for your products.
Avoid giving on credit all the time sha. Some jobs are unsecured. If these sets of customers lose their jobs now, you may never get your money back. So learn to supply as you get paid. Pay As You Go (PAYG).
You will need to learn the skills of approaching your prospective clients and marketing your product to them. Make sure you listen to them more than you talk. Because every prospective client/customer is already a customer to your competition. They will arm you with enough information you need to out-compete your competitions.
• Social Media Marketing – This is one very huge market you must learn to tap from. Facebook has a lot of market audience, twitter is a cool way to also reach a lot of people now. Others include instagram, whatsapp, BB etc. Learn the skills and use them very well to reach out to your market. Like I said earlier, you can keep in touch with me as I will be teaching on that soon too.
• Cold Callings – This one is a major killer for marketers. It involves calling people directly on the phone and telling them why you need to serve them better than they’ve always been served. If you learn the skills here, you will be shocked at the returns.
• Referral Marketing – This one is another bombshell too. It involves people who already enjoy your service recommending you to their friends and families. A good referral marketing brings a lot of good sales. Don’t worry I will be talking about it soon too.

For time sake, let me go over to the next line of action that you need to take.


STEP 6: CREATE YOUR PRODUCT
Now, your job is to write your supplier…. Tell him your target for a month is to sell 100 bottles and he should be willing and ready to supply you. Also discuss with him to know if he/she can assist in delivering the products to your consumers at a discount. Then go on to create a label for your product. For example; Mama Tim’s Cooking Gas; TimAbel’s Cooking Gas; Love Your Wife Cooking Gas etc….. Just find a catchy name for your product. Remember, names go a long way to sell you too.
Once you secure an agreement with him, sign a contract if possible with him using a lawyer friend to draft it for you. It’s good to save your business relationship anyday by spelling out your terms.

STEP 7: CREATE EVERY PLATFORM YOU NEED
All that has been researched earlier can now be created at this point. That includes your marketing platforms, label, registration with CAC etc.

STEP 8: PACKAGE YOUR BUSINESS FOR RELEASE TO YOUR MARKET
At this point, your packaging is how you want people to see your business. Write down all your marketing languages, all the do’s & don’ts, all the advantages & disadvantages of using your own products etc.
Just ensure you’ve got a good packaging of yourself, your business and your products. Because people will buy the impression, they get from you.

STEP 9: RELEASE YOUR PRODUCTS
At this stage, you can begin to deliver to your first few clients.
Note that you do not have all the time to rest here. So do it wholesomely and be fully committed at this stage from one point to the last. Your foundation is key to your success.
When the money starts coming, don’t forget to ask for more information that will keep you growing your business and making more from your establishment.
Be also sincere to your supplier. That is all he needs to entrust even more businesses to your hands.

STEP 10: MANAGING YOUR CLIENTS/CUSTOMERS
You must learn to keep your customers intact with your business. If they have options and you’re not close to them, be rest assured you’ll never grow in business.
So you must learn the skills of managing your clients.
I told us earlier to create a customer/client book with all their contacts in there. This is where you can start managing your clients from. Create time daily to call at least 10 of your clients for discussions outside your business. I didn’t say you should start doing amebo oo (Gossips). Learn to know what he/she likes most. It could be politics or football. It could also be health issues and all sorts. Find out from the very first day you encounter him. State it in your contact information book. Then ensure you are up to date with information in that sector before you go on to discuss with him/her. As for women, be rest assured you don’t need a soothsayer to know their likes. Just start fashion gist with them and you will be shocked what they will do to help your business. Show them very good tailors and possibly a good eatery for that matter.

STEP 11: YOU MUST BE IN CHARGE OF YOUR FINANCES
Your finance has no pair. You need all the skills to manage your finances. I have found out that most businesses run down easily because of the way the monies are being managed.
Most times, because you get a lot of sales, your spending spree goes wacko. You must have your eyes on your finances. Don’t spend what you don’t have. Don’t let money trick you to those environments the big boys in the society rock daily. Avoid that temptation. And for the guys, please it is not yet time to impress your girl. If your girl thinks impressing her now is the only way out. Please change the tune. Go for a considerable woman. Someone who won’t mind your change. In fact someone who will give you the extras for your daily upkeep. Also try to ensure you are open to her so as to avoid too much expectation.

STEP 12: KEEP IN TOUCH WITH ME. ASK ME QUESTIONS; CHAT ME UP
I have provided myself a living Coach for you for the next few months. The only way you can get the results is by asking questions whenever you are faced with challenges.
Just post your comments on my Blog – www.marketingwithtimabel.com;
My Facebook page; https://www.facebook.com/moneytalkswithtimabel/ (Like my page for frequent updates)
My Twitter Account: @MWTimabel
Or My Whatsapp: 08027941987
You can also connect with me on Armed Forces Radio 107.7FM on Money Talks With Tim Abel every Mondays 1-2pm & every Wednesdays 7-8pm.
On This show, I talk about Business Development, Marketing & Sales Formula for Micro, Small and Medium Scale Businesses.
I am always here to guide you through. I am gaining from the experience and I have decided to share every bit of my experience with you.
Good Luck & do have a Happy Valentine!!

I love you all.

1 Share

Business / Re: How To Start A Business You Are Passionate About In Nigeria Without Money by MWTH(m): 9:58pm On Feb 14, 2016
gbugbru:
Pls, learning how to refill and measurement of the gas; does it take up to a month to learn sir.
08136456133
Will really love to chat with you sir
No... It doesn't.
But the good thing here is the fact that you don't even need to learn how to refill the gas. There are staff dedicated for this purpose in every supplier's factory. You may just need to ask them to teach you how to know if a gas is properly filled. And also know if a gas cylinder is leaking and how to detect the leakages. These are things you can learn in one day.

Have you liked my page?
I will also add you up on my Whatsapp in case you need to ask more questions.

Best Regards

1 Like

Business / Re: How To Start A Business You Are Passionate About In Nigeria Without Money by MWTH(m): 9:54pm On Feb 14, 2016
BLWeb:
Well this is real detailed and thanks for this. I'll love to reblog this and accord credits to you. Do i have your permission?
Absolutely... You have my permission. Thanks.
Business / How To Start A Business You Are Passionate About In Nigeria Without Money by MWTH(m): 5:08pm On Feb 14, 2016
Just a few days ago, I got a message from an anonymous contact. (I decided to make it anonymous)

“Hi, Mr. Tim, you preach business development, marketing & sales all the time – And you even say things like success is easy. I can never believe you because Nigeria is a rotten place. Some of us have tried it severally but fail. The Government is also wicked because they will never help us that are trying and even the banks and oil companies will not recruit you except you know someone there. I have been to Lagos times without No. to enable me get a good business I can even do or job sef. But all have failed. Let us pray that Buhari will help us that are not coropt people by giving us job in the civil servant area. I love your advise sometimes sha. God bless you.”

Your’s Faithfully

XXXXXXXXXXXXX

Hmmmm! So sad!!

You see what I keep talking about? This guy or lady is obviously bitter. She will do anything to prove me wrong about creating a livelihood for oneself. The fella believes job must come from the government to be able to succeed.

Now, I kept thinking about how to address this fellow as fast as possible before someone else triggers him/her to commit suicide.
So this is what I decided to do.

This Topic if followed will enrich your life. And please for those who decided to heed to my steps here. Kindly come back and give your own testimony someday.

As for Marketing & Selling your products, kindly stay glued to my wall (Twiiter, Facebook, Blog etec) always because that’s where I can be feeding you from.

Alright, having said that, let me first of all address your letter in details before I give a rundown of how you can start a business without money in Nigeria, Ghana, Cameroun, just name them.


Starting From Your Text!

- “Hi, Mr. Tim - Yes I’m here friend. Hello to you..
- you preach business development, marketing & sales all the time – Sorry I don’t preach it, I teach or Coach people who care to listen.
- And you even say things like success is easy – Yes, I am still saying success is easy. But depends on you anyway.
- I can never believe you because Nigeria is a rotten place – You actually don’t need to believe me because I have not proved it to you yet. So I am going to do so today.
- Some of us have tried it severally but fail – You failed because you didn’t do what you ought to do. And I can smell you’ve even given up hopes. My job today is to pump in hope back into your life.
- The Government is also wicked because they will never help us that are trying – Hmmm! No government is expected to help you achieve success. Their job is to put the laws and yours is to work through and become successful. So are they wicked? No….
- and even the banks and oil companies will not recruit you except you know someone there – I don’t always think so sir. Maybe you should try somewhere else….
- I have been to Lagos times without No. to enable me get a good business I can even do or job sef – You have a wandering problem and may be difficult to keep you in one place for focus. Obviously, you’re not in Lagos at the moment.
- But all have failed – Because you have failed from the inside.
- Let us pray that Buhari will help us that are not coropt people – How am I sure you will not become corrupt later with this anxiety you have. Ehn?
- by giving us job in the civil servant area. – Poverty line? To enable you work towards pension abi? Are your parents or those you know on the pension scheme living better than an Igbo business man who has no pension today? This guy is still a learner. Hahahaha
- I love your advise sometimes sha – You love it sometimes sha? Jeez!! You better start loving it everyday and work with it my friend.
- God bless you – Thank you for your prayer but God has already blessed me with the knowledge and what I have today. So your prayer na jara. Lol
- Your’s Faithfully – You’re obviously unfaithful for now until I see that you have started doing something to make money instead of going after jobs. Hahahahaaa
- XXXXXXXXXXXXX – I decided to hide the names and that’s why it is anonymous.


Alright, I have answered my anonymous friend and I will use this opportunity to educate him. You may also learn from it too.

Now, let me prove him wrong with some ideas.

And I am going to use a Cooking Gas as my product for Today’s Business Development.

HOW TO START A COOKING GAS SUPPLY WITHOUT MONEY & BECOME RICH IN LESS THAN 90DAYS
Wherever you are currently, take a look at your environment and you’ll observe cooking gas has become the source of every home’s cooking for foods. In every young family today especially in the city, 80% of families use cooking gas.

Do you know how often they buy these gas’? Do you know the advantages they derive from using it? Do you also know that it is even cheaper to use than kerosene? Do you know it is faster than kero? Do you also know that it does not dirty your pots as kero would do?

The advantages are so enormous that you must understand all of it first before you even start the business in your environment.

So this is what you should do if you want to start this business in your location.

STEP 1: RESEARCH SUPPLIERS, COMPETITORS & PRICING
Go in search for a supplier company with their station closely located to where you can access them easily.
Once you find one, ask them of the price and compare with the prices of other suppliers. Make sure you know the price is highly competitive to enable you compete very well with the roadsides gas suppliers.

STEP 2: RESEARCH CONSUMERS (FROM SMALL TO BIG TIME CONSUMERS)
Get a note book and move from target friends and homes you know to ask them of the price they get their gas. Find out how they get their delivery. How best they prefer to have their gas delivered. At what point would they have the greatest satisfaction with their gas supplies.
Make sure you also let them know you are just about going into the business and as such you want to find out how best your business can serve people well enough, because your passion is about service not the money. You want to have something you can be doing. – This comment alone will sink every devil standing in your way. People love people who struggle and work hard to succeed and they will give you all the needed support to succeed.
While doing this with the people you know, ask them to recommend you to their friends and families.
Do you also know the big hotels and eateries are going to add to your bottom line in the long run? Don’t undermine those areas as well please. Meet with storekeepers and the cooks or better still managers to help you out.
Be humble as your pride smells badly. Let them see you need help. Don’t go arrogant.
Do all the needed research you need to do and stay focused until you have accomplished this stage.

STEP 3: RESEARCH HOW YOU INTEND TO DELIVER THESE PRODUCTS TO THEM WITHOUT LOSING PROFITS
You already know the prices right? Now it’s time to go for the delivery Van, Motorcycle, Kekenapep; Wheelbarrow, or whatever means you think you want to start with.
Don’t be in a hurry to ask me of the money you need to buy it. Wait and listen to me….
Are you ready to listen to me now?
Alright let’s go on…..
Look for a pickup guy who you know can listen to you anyday. Explore this with other transporters too.
Tell them you’re about starting a delivery of gas business and you will need their assistance but ofcourse at a cost.
Now go on to discuss the pricing with them by classifying your environment and No.s of bottles as well as sizes. This will enable them understand clearly what they stand to gain in the course of the business with you. For instance if you live in Abuja, and your supplier resides in Garki, you can classify locations into Garki, Wuse2, Karu Site, Nyanya, Asokoro, Gwarimpa etc. You know your environment better than I do. So do it your own way.
If you are using wheel barrows, make sure the distance is very short please. If it’s kekenapep make sure they can carry upto 5 or 6 cylinders.
My dear friend, use your brain here. So that I can give you more information.

STEP 4: RESEARCH CUSTOMER CONTACT & INFORMATION MANAGEMENT APPROACH
Here it is about KYC (Know Your Customers) – You need to have a notebook that spells out details about your client or prospective clients. Get a ruler for the notebook and draw out S/No.; Names; Age; Sex; Home Address; Office Address; Phone No.s; Name of Assistants; Phone No. of Assistants; Email Address; Whatsapp No.s; Their Free Hours At Work; Their free hours at home; Their off-days etc.
Note that people don’t like when you take money away from them, so learn to speak with your clients only when they are not in their bad mood or working hours.

STEP 5: RESEARCH HOW YOU CAN CREATE MORE MARKETS – MARKETING & SALES
You don’t have money right? But you can read my post here, isn’t it? This is going to be your first platform to market your products. It’s very cheap. So stay glued on my page as I am going to reveal to you the best way to sell on Facebook without spending kobo.
But for the purpose of this lesson, sort for yourself, what marketing approach to use. But you must ask yourself where those you are targeting are usually spending their times.
• Offline Marketing – This has to do with one-on-one direct marketing of your product to your target audience. So choose from the various locations. Are you targeting bankers? Lists out all the banks in your location including other financial institutions. They are very good potential buyers. Look out for potential buyers who can pay for your products.
Avoid giving on credit all the time sha. Some jobs are unsecured. If these sets of customers lose their jobs now, you may never get your money back. So learn to supply as you get paid. Pay As You Go (PAYG).
You will need to learn the skills of approaching your prospective clients and marketing your product to them. Make sure you listen to them more than you talk. Because every prospective client/customer is already a customer to your competition. They will arm you with enough information you need to out-compete your competitions.
• Social Media Marketing – This is one very huge market you must learn to tap from. Facebook has a lot of market audience, twitter is a cool way to also reach a lot of people now. Others include instagram, whatsapp, BB etc. Learn the skills and use them very well to reach out to your market. Like I said earlier, you can keep in touch with me as I will be teaching on that soon too.
• Cold Callings – This one is a major killer for marketers. It involves calling people directly on the phone and telling them why you need to serve them better than they’ve always been served. If you learn the skills here, you will be shocked at the returns.
• Referral Marketing – This one is another bombshell too. It involves people who already enjoy your service recommending you to their friends and families. A good referral marketing brings a lot of good sales. Don’t worry I will be talking about it soon too.

For time sake, let me go over to the next line of action that you need to take.


STEP 6: CREATE YOUR PRODUCT
Now, your job is to write your supplier…. Tell him your target for a month is to sell 100 bottles and he should be willing and ready to supply you. Also discuss with him to know if he/she can assist in delivering the products to your consumers at a discount. Then go on to create a label for your product. For example; Mama Tim’s Cooking Gas; TimAbel’s Cooking Gas; Love Your Wife Cooking Gas etc….. Just find a catchy name for your product. Remember, names go a long way to sell you too.
Once you secure an agreement with him, sign a contract if possible with him using a lawyer friend to draft it for you. It’s good to save your business relationship anyday by spelling out your terms.

STEP 7: CREATE EVERY PLATFORM YOU NEED
All that has been researched earlier can now be created at this point. That includes your marketing platforms, label, registration with CAC etc.

STEP 8: PACKAGE YOUR BUSINESS FOR RELEASE TO YOUR MARKET
At this point, your packaging is how you want people to see your business. Write down all your marketing languages, all the do’s & don’ts, all the advantages & disadvantages of using your own products etc.
Just ensure you’ve got a good packaging of yourself, your business and your products. Because people will buy the impression, they get from you.

STEP 9: RELEASE YOUR PRODUCTS
At this stage, you can begin to deliver to your first few clients.
Note that you do not have all the time to rest here. So do it wholesomely and be fully committed at this stage from one point to the last. Your foundation is key to your success.
When the money starts coming, don’t forget to ask for more information that will keep you growing your business and making more from your establishment.
Be also sincere to your supplier. That is all he needs to entrust even more businesses to your hands.

STEP 10: MANAGING YOUR CLIENTS/CUSTOMERS
You must learn to keep your customers intact with your business. If they have options and you’re not close to them, be rest assured you’ll never grow in business.
So you must learn the skills of managing your clients.
I told us earlier to create a customer/client book with all their contacts in there. This is where you can start managing your clients from. Create time daily to call at least 10 of your clients for discussions outside your business. I didn’t say you should start doing amebo oo (Gossips). Learn to know what he/she likes most. It could be politics or football. It could also be health issues and all sorts. Find out from the very first day you encounter him. State it in your contact information book. Then ensure you are up to date with information in that sector before you go on to discuss with him/her. As for women, be rest assured you don’t need a soothsayer to know their likes. Just start fashion gist with them and you will be shocked what they will do to help your business. Show them very good tailors and possibly a good eatery for that matter.

STEP 10: YOU MUST BE IN CHARGE OF YOUR FINANCES
Your finance has no pair. You need all the skills to manage your finances. I have found out that most businesses run down easily because of the way the monies are being managed.
Most times, because you get a lot of sales, your spending spree goes wacko. You must have your eyes on your finances. Don’t spend what you don’t have. Don’t let money trick you to those environments the big boys in the society rock daily. Avoid that temptation. And for the guys, please it is not yet time to impress your girl. If your girl thinks impressing her now is the only way out. Please change the tune. Go for a considerable woman. Someone who won’t mind your change. In fact someone who will give you the extras for your daily upkeep. Also try to ensure you are open to her so as to avoid too much expectation.

STEP 11: KEEP IN TOUCH WITH ME. ASK ME QUESTIONS; CHAT ME UP
I have provided myself a living Coach for you for the next few months. The only way you can get the results is by asking questions whenever you are faced with challenges.
Just post your comments on my Blog – www.marketingwithtrumphills.com;
My Facebook page; https://www.facebook.com/TrumpHillsMarketingWithYou/ (Like my page for frequent updates)
My Twitter Account: @MWTimabel
Or My Whatsapp: 07037693593
I am always here to guide you through. I am gaining from the experience and I have decided to share every bit of my experience with you.
Good Luck & do have a Happy Valentine!!

I love you all.

1 Like

Politics / Re: Ben-Bruce's Response To A Twitter User Over Arguement On Youth Ministers by MWTH(m): 11:06am On Feb 14, 2016
But cone to think of it, APC won their election via social media platforms while marring the image of the opposition Government with stinky lies. One wonders why twitter has become an issue of disdane in the face of those who once used it.
I bet it is one of the reasons they came up through Dino Melaye to abolish the use of social media with some threats to hang users.
Unfortunately, Nigerians are wiser.
You can't stop Bruce from using social media to air his views. You can only stop him during plenary by ensuring he doesn't get a chance to talk.
Wailers, it's time to go back to school & learn "Advantages & Disadvantages" when you strategize to use anything. Thanks
Career / Re: Is My Boss Forcing Me To Marry His Only Daughter? by MWTH(m): 7:50pm On Feb 11, 2016
This guy is just wicked. Mhen dey find rich girls wey go buy Brazilian hair for themselves plus Brazilian pant, shoe n even boxer. U dey there dey speak English wey u no invest kobo on. Olodo ni o

2 Likes

Politics / Re: “I Am Your Father” – Wike Tells Dakuku by MWTH(m): 3:43pm On Feb 09, 2016
menabae:
This Gov wike with his lousy foul mouth...
Did you try kissing him before?
Any attempt? You could actually succeed now share or wait till 2019.
Politics / Re: Lauretta Onochie Sues Emeka Ugwuoye, Blogger, Over Facebook Post by MWTH(m): 7:09pm On Feb 07, 2016
adipemcanis1:


But that is not what is in front of the courts. What is in front of the courts is the allegation made by the blogger that Ms Onochie allegedly runs a human trafficking ring....ie is involved in ''white slavery''.

So....Mr Blogger better face the music. Either he has evidence of the above....or he admits guilt. Just because Ms Onochie might have told lies does not mean someone should tell lies about her.Libel is a serious offence.
But her name "Ms. Onochie" was not mentioned. Is she the "Anty" or "madam" doing the white slavery job? Smh, her claims won't Hold waters at all.
Celebrities / Re: Lady Blasts Peter Okoye For Cheating With Another Girl In UK(Pics) by MWTH(m): 12:50am On Feb 05, 2016
5starmilitant:
Op, all of una dey mad ni? Is this what you call cheating? A group photo that was cropped? Wtf......

Ojere! Sharp guy don code am. This is a cropped pix.

2 Likes

Politics / Re: Buhari's Claim That Boko Haram Is ‘Not Holding Any Territory’ Exaggerated by MWTH(m): 8:25am On Feb 02, 2016
Suddenly, no APC sympathizer is talking here at all. How come they've chosen to remain silent? What has gone wrong with our media? The press men including channels of all TV stations not even arguing tough anymore with sensitive issues as this? Why has the Gov. of Born kept quiet too? This leaves more to watch desired. I'm watching
Politics / Re: I Can Bring Buhari’s Government Down — Fayose by MWTH(m): 9:04pm On Jan 24, 2016
Proudlyngwa:
Gov Ayo Fayose keeps forgetting he is part of this Government. He should be more interested in governance not playing opposition , he can as well resign and become a spokes man for the opposition.
Posterity will not remember him for criticizing Buhari, rather he will be remembered for good or bad governance in Ekiti state. Elections are in 3 years from now, so let him sit his ass and think of projects that will benefit his state.

Senile knowledge... You don't talk intelligently. Why?
Politics / Re: Arms Deal: ‘EFCC Should Also Probe Buratai’! - Thecable by MWTH(m): 6:13pm On Jan 24, 2016
AngryNigerian:
If Buratai must be probed, then can we extend it to all the past & serving military generals...#YeyeDeSmell

It has been #Angry#Nigerian

...and I'm just here to say the #Truth

What truth? You've been lying to yourself.....
Agriculture / Re: CBN’S N220 Billion MSME Development Fund- How To Access It. by MWTH(m): 10:31pm On Jan 23, 2016
Masky2000:


Thanks Bro, for the detailed info

Please, kindly assist me on this

I am trying to apply for loan from a close friend to help me start up a business like a small restaurant and needed a "Business Plan" so i can present my request properly to him to enable me solicit for this funds.

My interest is actually to start something on the average level and then grow it with time.

You can also advise me on all that is required and suitable at this level, or if you think there are better businesses than restaurant, kindly indicate, someone has already asked me to go into selling of Building Materials

Please your advice, thank you

The restaurant business is a good one. You can call me on 07037693593 and let's discuss further.

Thank you
Career / Re: FG Sacks Top Civil Servants Over Employment Racketeering — Minister by MWTH(m): 7:52pm On Jan 23, 2016
blueto:


http://www.vanguardngr.com/2016/01/fg-sacks-top-civil-servants-over-employment-racketeering-minister/

There's no element of truth here. How come it was not made public?
Let's see the faces of the looters and the looted?
Media Personalities are the same people APC had used against the past FG to get power no wonder the budget for Information is more than Agriculture so as to continue to bribe them.
I know the amount of Presidential visits that have hosted the Chairman of Channels TV so as to ensure they are pocketed to assist in the lies too.
I won't be surprise when their standards starts falling soon.

Nigeria is sinking on a fight against corruption that is selective and we have children clapping hands.
You don't know it is a time bomb we are sitting on until it explodes.
Politics / Re: Funds Looted From Nigeria In Last 5 Years Can Service 3 Annual Budgets – EFCC by MWTH(m): 5:53pm On Jan 23, 2016
Islie:



http://www.nigerianmonitor.com/2016/01/23/funds-looted-from-nigeria-in-last-5-years-can-service-3-annual-budgets-efcc/

Band wagon of clueless Leaders. Do your mathematics well enough before uttering this comment. How on earth can a 5 year budget of Nigeria be stolen when it's not even up to the one year you have your released n still remain confused about. Or better still the budget you've been stealing.
Politics / Re: Kenneth Okonkwo Drags Buhari To Court! by MWTH(m): 5:28pm On Jan 23, 2016
IyaIode:
Oloshi, i think judges should start punishing lawyer for wasting coury processes.

You've also lost your courtesy for the rule of Law? Haba
Politics / Re: Kenneth Okonkwo Drags Buhari To Court! by MWTH(m): 5:27pm On Jan 23, 2016
EggovinMma:
grin grin


Is this a joke or what? !!!
Kenneth okonkwo ke? That guy wey him mouth big like 911? I can fit perfectly well, a mm my grandmother's life properties into his mouth!

When will you grow up to start making sense when you tal
Politics / Re: Buhari Has Turned Governance To Nollywood —fayose by MWTH(m): 12:11am On Jan 21, 2016
MosakuAW:

Can this guy just keep mute and face his main duty as Governor of Ekiti and stop ranting like he is the new chairman of the dead party called PDP.

His ranting are not longer interesting like it use to be. Let him just change tactics.

When was the last time he commision good projects anf picture it for all to see in Ekiti, rather he keeps roaming the street of Ekiti and also attacking PMP at every corner.

Dont worry, PMP is cooking your pot of soup and you will eat it hot with cold Origin.

#Longlive SouthWest
#Longlive SouthEast
#Longlive NorthCentral
#Longlive NorthWest
#Longlive NorthEast
#Longlive SouthSouth and
#Longlive Nigeria.

#We are one and will remain one forever.
Listen to yourself again.
Read in between lines my friend.
What he is saying makes a lot of meanings but being blinded by that mantra called CHANGE that never works, that keeps slanting our economy will never make you to see it.
Seriously, the APC led government is still joking. They seem to lack the will to work. Since assumption of office, can you tell us about any major project or programs that APC is currently doing? Unfortunately those projects of Jonathan have either been scrapped or render docile instead.
It is ok to go after corrupt past Government officials but not at the detriment of other sectors and sections of the economy.
Very soon you will see the blow we will receive interms of job losses, inflation, strike actions for nonpayment of salaries, halt in lending from banks.
We have no choice right now. It is definitely hitting us but how soon is what I can't guarantee. But I pray it doesn't last.
This is not about prayers. It is simple economic sense.
Book Haram is going to relaunch, The South-South is coming back with a bang, the Southeast will rear its bloody head that will probably halt the entire country again.
Its no joke.
We just need God's intervention to be able to stand the test.
I mean you and I
These APC FG is busy trying to cover up for lies they told in the past. They are using the best time they have to distract Nigerians instead working.
I know you won't understand. So no need to throw a banter here.
Let's watch.

1 Like

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