This is a package deal between Barcelona and Inter Miami. Due to the precarious nature of Barca's finance, they obviously can't afford him. Instead, Messi will be "signed" by Inter Miami who will immediately loan him to Barcelona. Just watch...

TechBaron:
I have been seeing that rubbish you posted on that link on Facebook.

Loan apps don't carry out any KYC or credit search.

They don't report any default to any centralized database, except if they have their own "Loan sharks database" which the Central bank, commercial banks, and other licensed lenders have no business with.

Getting details of your credit history and credit score isn't rocket science, you can order a report with less than N10,000 from the comfort of your home/Office.

The only thing the "Loan shark" will hold against you is your "image" (that's if you give two f*cks about that).

If you fill up a phone with fake contacts, access a loan from them, and refuse to pay. That money is as good as a gift.

They can't do nothing!

No need to trade insults with you. Just default on a loan obtained from a loan app. In 3 months, approach your bank for a loan just for the fun of it. Do well to report your experience.

Ciao

It's okay to regulate them to curb their excesses. For those who do not want to repay their loans, you might want to view this thread

https://www.nairaland.com/7057692/before-refuse-repay-loan

You're welcome

Getting a loan from a traditional Nigerian Bank has been a herculean task. With the requirements and conditions attached, it was almost as if these loans were designed for a select few. Moreso, there was no consideration for immediate loans for individuals to meet their urgent 2k needs. Online loan apps stepped in to bridge these gaps.

When these guys first came into the scene, Nigerians were grateful for their thoughtfulness. You could access loans for emergencies without needing to bring your grandmother's kidneys! But then came repayment time and they began to understand some of the reasons why traditional Banks shunned this mass sector, repayment issues. And these loan agencies got bullish. When they weren't threatening their customers, they were actually blackmailing them, invading their privacies and committing several other crimes. These acts have totally robbed them of whatever goodwill they had with the general public. In fact, the consensus now is for their borrowers to withhold their repayments whenever they resort to any of their underhanded tactics. Even on this platform, once a Nairalander complains that a loan app has sent messages to his contacts, the overwhelming majority immediately advises him not to repay anymore since they have done their worst. Sadly, this advice is not in the interest of the borrower.

You see, when someone takes a loan, this loan is registered in a central database and updated with defaults or repayments accordingly. Now for those who refuse to pay the loan, the loan apps simply update it that the loans are in default. This might not matter to the borrower now. However, if such a person ever wants to access a real loan in future, then shit hits the fan.

Banks are mandated to do credit checks on any customer before granting a loan. They typically generate the customer's credit history from 3 or 4 credit bureaus and these credit reports must show no outstanding borrowing for the loan to be approved. That means, a small debt of 1kobo reported by any of these agencies would be enough reason for a bank to decline lending 100million to a customer. Now think about this for a second. A future breakthrough can be thwarted by a very small indiscretion. Now, you could argue that yes, when you get to that bridge, you'll cross it. Fine. Now pause and think for a moment, what if the loan app has stopped existing by then, who then will you make repayment to and who will update your credit history?

As it is, updating credit history is even hard for some banks not to talk of online loan apps without physical presence. They could deliberately frustrate the borrower! Now, this is before GSI o.

GSI is how some banks recover money from some incorrigible borrowers now and was recently okayed by CBN. How does it work? Very simple. You owe bank A and have money in bank B. Bank A simply passes your debt information to bank B, who will now send whatever balance you have with them to settle your indebtedness. I am sure that these loan apps will try to key into this too when they have got their politics right.

Now, I am neither for nor against any of the parties here. I am just pointing out the hidden pitfalls that the borrower might face by refusing to pay the loan.

Ciao.

Ok. Hw much is a lexus 350 2010 model

Fhemmy,I currently drive the rx 330, 2005 model. Very nice car but I'v recently fallen in love with the 2011 model. Can I trade in my car for a newer model? Tell me if it's ok with you.

Sony Xperia Z1

@frosbel, I'm with you on this one.
#wearetakingbackourbrainsandmind#

while we're on it,I wouldn't mind taking bidam's brain too. he clearly has no use for it

Wait o....am I really on FP. Jesus is really a Christian. make I post first den read my speech later. happy new year in advance y'all

Wow. I'm touched.. such a beautiful write up. hope you are better now?

My baby fine, onye
Otorogonogo, onye
My baby sure, onye
I love, I love, I love this baby

Permit me to do an ololololo remix
The video fine, ehen
Onasom uso, ehen
The video cute, ehen
I love, I love, I love this video
(E don tay wey I know say music no be my talent. lol)

In case you missed it, the chorus above (the original o, not the sorry remix) is from Onye, a song by Waje and Tiwa Savage. However, the song is not the subject here. It's the video. Simply put, the video rocks. Kponkwem!!!

Coming at a time when music videos are all about nudity and/or "flaunting what mama gave you", Waje and co successfully made a video that is hilarious, comic, watchable and had concept. The video is still PG 13, what with the sneak view Waje gave us of her "assets" but that takes nothing away from the brilliance of the video. This video should be in the top three videos of the year.

Minus the absence of nudity, check out the concept na. Simple role reversal. They just tried to remind us say no be only bobos dey suffer for babes hand. See as the guy use their eye, and account balance, see yeye. My baby ko, my baby ni. lol.

Costume nko? They killed it. See Omawumi looking like one sugar mummy. Story line, cool. Picture quality, correct. And they kept the whole video simple. No overkill of any kind. No useless scenes, rubbish dancing, nothing unnecessary.

Our music industry has boomed over the years. As the industry blossomed, the music video producers became more daring and began to do it the Hollywood way. Out went modesty and in came the bikini girls. It's a bit ironic though that Timaya will wear better jeans and shirt but the girls in his video will wear only pant and bra. I wonder how they convince them sha.

Abeg, before e be like say I want pour sand sand for person garri, lemme watch Onye, again, for the seventeenth time.

Like seriously, front page? yeleeee.
lemme read my speech. Baba God,ndewo. my family, God bless.. nairalanders,ekele o.
Happy new month everyone

Hi. please can you help me with the report for Jtjha31u x40014333. I appreciate. my email is uzoma.okere@yahoo.com

what's your best price?

Redeemed ga-egbu nmadu o. bt seriously, y not 150...they did 100 last year

As we all know, today is new year's eve. tomorrow will begin a new year. growing up,it was always my family's tradition to spend new year's eve in church. it seemed like the right thing to do.

however, I'm curious. is that the only way to go? where will you be spending your's?

booked

bobolekepee: 1) living with a man who has not paid your bride price or wedded you.Dis might sound harsh, but dats the truth...just dont be stupid and temporary insane...

2) accepting to be a second wife.

3) wearing engagement ring of a man who doesn't even know your home, seen your parents or received their consent.

4) using your boyfriend's picture as your profile picture.

5) giving your BRIDE PRIDE (virginity) to a man who has not paid your bride price.

6) bathing naked with your boyfriend.

7) cooking food regulary and washing clothes for your boyfriend.public show of romance with your boyfriend.

9) disobeying your parents for the sake of a man who your parents dont even know or have accepted.

10) disobeying God because of a guy, some girls would say, i know its wrong to have sex with him,but i love him and dont want him to get another girl... It shows just how cheap nd stupid such a girl is to choose to please man rather than GOD..

11) giving a man sex simply because he promised you marriage.

12) eloping with a man, ur parent warned you against...

WISE!!!
Sorry if the topic sounds rude

1. you don't know the circumstances behind d cohabitation. so keep mute.
2. Hmmm.Dis one is strong
3. elei ngidi gon
4. Dis is jealousy - motivated
5. Op,how e dey do u?
6. sweeeet mehn...from there to d room n....
7. Dis guy dey like under step tins. you I no go fit publicly show love to my boo?I ain't ashamed of her na
8. D mungo park no kuku write number 8
9. again no comment. will handle it on a case by case basis
10. y u dey involve spirit 4 dis matter na?
11. person use dis scope obtain ur nwababy? cos it's obviously killing u.
12. refer to 9.
@op,there's only one silly person here.and it's nt d girls... it's not me eida

mine borrowed serious cash from me. I swear that breakup is not yet final.

Op,I dey wait ur testimony.

K.congratulations. anything else?

Ukuts gp: Watching pornography has a very damaging effect on humans. I would subscribe that pornographic materials and movies should be ban in Nigeria. If u agree click like.

I tire 4u o.I subscribe that u should b banned from 9ja.dnt know wat d fuss is all about. bt I'm sure porn cud improve one's sex life. person go just wake up dey rant....