See net wey pesin throw


If u know you know

Nazgul:

If you work from home, I'll suggest you get a laptop with very strong battery, that way you can still remain online for hours after power outage. Also, get a rechargeable standing fan. The one I bought lasts up to 7hours when fully charged. This would help you at night so you can preserve your fuel and won't have to put on the gen if the weather gets hot. That way your gen would only be put on when you want to work and have low battery. With the new fuel price, one has to adjust in order to survive.

Please what's the name of the rechargeable fan and how much did you get it for? Thanks.

Klass99:

You saw where i wrote “try” right?

Let’s face the fact the body of Christ has many parts as there are many churches.

If its not the place for him, within 3 month he would know and find the place for.

As we can both agree that the ground your “tithe” is sow is important.

Your budget is quite indicting and indicative of someone clearly living above and beyond his means...!

Cut down your cost of living as a matter of urgency and sincerity... Cut off wasters in your life!

For instance, to be using 7000 for data in a month, what exactly do you do online??!... I know people who use 5k monthly and earn more than your monthly salary from Freelancing!

Just look at what you are paying as rent for a single guy! Come on... Get real sir!!!!

There are people earning twice that and paying less on rent! Everything is about direction and purpose! Who are you trying to impress??!

I'm glad you made a detailed budget... That's the first step to curbing bankruptcy! Now, commit to financial prudence!

People are thriving on less than your monthly income! No Jokes!

Mindlog:
N1.3m as rent on a monthly income of N400k?

3months salary going to rent isn't a bad idea. Ask financial experts

Essenza01:
I really don't know anymore, i just did my budget for the month and i am scared, i have cut from everywhere possible and i fear for my self.. i dont have a GF, Wife, Children.. my salary is N400,000 and i have added side businesses and one or two's to even survive.. but with this fuel increase, what else is left... zero savings..

- Rent - N108,333/mth (1,300,000/12)
- Fuel for car - N180,000 (36k for 5-6days)
- Auto maintenance - N30,000/mth (service/repair)
- Fuel for generator - N50,000/mth (20ltr/wk)
- Feeding - N62,000 - (N2,000/day)
- Health miscellenous - N5,000/mth
- Dstv - N4,500/mth
- Data - N7,000/mth
- Recharge card - N3,000/mth
- Dry cleaner - N4,000/mth (Starch/iron)
- Hygiene maintenance - N10,000 (body spray/perfume, roll on, soap, cream) etc..
-  Gift to people - N10,000/mth
-  Family House contribution - N20,000/mth
- Eko electric - N10,000/mth
- repairs and maintenance - N12,000/mth
- Clothing, footwear etc - N10,000/mth
- Outings, restaurant, sit outs and provisions - N30,000/mth

Total = N556,500...

My rent is average rent for where i stay, its a two bed flat, i use the other room for home office..

Feeding is N2,000/day.. its not anything out of the ordinary.. tried cooking and spent more with time wasting.

Fuel for car is at the new rate of N500/ltr, my car is a 70ltr car tank..

Auto maintenance is basic brake pads, shocks, service 2mths, tire guage, police pr, tire purchase if any, minor touch ups etc... nothing major.

Fuel for generator is 20ltr/day (2hrs or less daily)

I need help.... how are you people doing it, what am i doing wrong? The rat race is killing me..

Just giving this a casual look there is about 60k there that can be saved. There are loads of items that should be semi annual or annual that youve put as monthly expenses.

Soccrates:
So you want to use style to pepper our brothers who earn minimum wage of 30k and those searching for non existent jobs.

Continue.

I dey here dey fine 30k work I no see

boldx:
How can you be living in an accomodation of N1.3 million per annum with 400k monthly salary. That is way too much.

💯💯💯💯

Hmm you dey try I still dey manage my 100k monthly

Essenza01:
I really don't know anymore, i just did my budget for the month and i am scared, i have cut from everywhere possible and i fear for my self.. i dont have a GF, Wife, Children.. my salary is N400,000 and i have added side businesses and one or two's to even survive.. but with this fuel increase, what else is left... zero savings..

- Rent - N108,333/mth (1,300,000/12)
- Fuel for car - N180,000 (36k for 5-6days)
- Auto maintenance - N30,000/mth (service/repair)
- Fuel for generator - N50,000/mth (20ltr/wk)
- Feeding - N62,000 - (N2,000/day)
- Health miscellenous - N5,000/mth
- Dstv - N4,500/mth
- Data - N7,000/mth
- Recharge card - N3,000/mth
- Dry cleaner - N4,000/mth (Starch/iron)
- Hygiene maintenance - N10,000 (body spray/perfume, roll on, soap, cream) etc..
-  Gift to people - N10,000/mth
-  Family House contribution - N20,000/mth
- Eko electric - N10,000/mth
- repairs and maintenance - N12,000/mth
- Clothing, footwear etc - N10,000/mth
- Outings, restaurant, sit outs and provisions - N30,000/mth

Total = N556,500...

My rent is average rent for where i stay, its a two bed flat, i use the other room for home office..

Feeding is N2,000/day.. its not anything out of the ordinary.. tried cooking and spent more with time wasting.

Fuel for car is at the new rate of N500/ltr, my car is a 70ltr car tank..

Auto maintenance is basic brake pads, shocks, service 2mths, tire guage, police pr, tire purchase if any, minor touch ups etc... nothing major.

Fuel for generator is 20ltr/day (2hrs or less daily)

I need help.... how are you people doing it, what am i doing wrong? The rat race is killing me..

You are an extravagant spender who doesn't know how to plan well financially.

If I was earning 400k a month, I will never complain. You said you aren't married and don't have kids yet some people are earning 85k a month with a wife and 2 children and are still doing fine.

You are still a boy earning 400k...grow up and become a man and take wise decisions.

Essenza01:
I really don't know anymore, i just did my budget for the month and i am scared, i have cut from everywhere possible and i fear for my self.. i dont have a GF, Wife, Children.. my salary is N400,000 and i have added side businesses and one or two's to even survive.. but with this fuel increase, what else is left... zero savings..

- Rent - N108,333/mth (1,300,000/12)
- Fuel for car - N180,000 (36k for 5-6days)
- Auto maintenance - N30,000/mth (service/repair)
- Fuel for generator - N50,000/mth (20ltr/wk)
- Feeding - N62,000 - (N2,000/day)
- Health miscellenous - N5,000/mth
- Dstv - N4,500/mth
- Data - N7,000/mth
- Recharge card - N3,000/mth
- Dry cleaner - N4,000/mth (Starch/iron)
- Hygiene maintenance - N10,000 (body spray/perfume, roll on, soap, cream) etc..
-  Gift to people - N10,000/mth
-  Family House contribution - N20,000/mth
- Eko electric - N10,000/mth
- repairs and maintenance - N12,000/mth
- Clothing, footwear etc - N10,000/mth
- Outings, restaurant, sit outs and provisions - N30,000/mth

Total = N556,500...

My rent is average rent for where i stay, its a two bed flat, i use the other room for home office..

Feeding is N2,000/day.. its not anything out of the ordinary.. tried cooking and spent more with time wasting.

Fuel for car is at the new rate of N500/ltr, my car is a 70ltr car tank..

Auto maintenance is basic brake pads, shocks, service 2mths, tire guage, police pr, tire purchase if any, minor touch ups etc... nothing major.

Fuel for generator is 20ltr/day (2hrs or less daily)

I need help.... how are you people doing it, what am i doing wrong? The rat race is killing me..

when you decide to quit the fake life your head go correct who no get work dey collect salary.

Just dont forget that the intention of rampant inflation is deliberate to cut down population, and that list you show is what the owners of Nigeria too are looking at to make sure you cannot afford children or survive till old age.

Weather you know it or not, you are at war, therefore you or anybody around you hell bent on civilian life style is going to drag you down into the trap the owners of the world are creating.

they dont plan for poor even middle class people to survive. that is why terrorists, kidnappers bandits etc are now civil servants in the European controlled Nigerian government.

they too are looking at your monthly expenses to make sure they set inflation to rate you cant afford. That is what all the NGO organisations are doing, they are spying on the public. To find out how you survive and how they can stop it.

So that in this times all those who still want to live frivolous life style are falling into a trap when the owners of the world have declared war on everybody who is not a billionaire.

You are a clown…

Why are you spending so much on fuel and rent at the same time?

Learn to pay yourself first by saving or investing at least 30% of your salary. I don't make up that amount you do but i save almost 50% of my income.

BreconHills:


Just giving this a casual look there is about 60k there that can be saved. There are loads of items that should be semi annual or annual that youve put as monthly expenses.

Tell him...!

How many Nigerians earn as much as that monthly??!

Your budget shoud not exceed your income.

FalseProphet1:
What of tithe. Why is tithe not on your budget? How can you not be paying tithes. Don't you know that your pastor has families to feed. You're lucky you're not my member, I would have called down fire on you. This is wickedness. Tueh!

FalseProphet1

So, this is all you could see in the entire list

Buy my 1kva solar inverter system for 600k , with that you can reduce your electricity bills and fuel cost for generator.

Our 1kva inverter generator is just 370k.contact for more info

Essenza01:
I really don't know anymore, i just did my budget for the month and i am scared, i have cut from everywhere possible and i fear for my self.. i dont have a GF, Wife, Children.. my salary is N400,000 and i have added side businesses and one or two's to even survive.. but with this fuel increase, what else is left... zero savings..

- Rent - N108,333/mth (1,300,000/12)
- Fuel for car - N180,000 (36k for 5-6days)
- Auto maintenance - N30,000/mth (service/repair)
- Fuel for generator - N50,000/mth (20ltr/wk)
- Feeding - N62,000 - (N2,000/day)
- Health miscellenous - N5,000/mth
- Dstv - N4,500/mth
- Data - N7,000/mth
- Recharge card - N3,000/mth
- Dry cleaner - N4,000/mth (Starch/iron)
- Hygiene maintenance - N10,000 (body spray/perfume, roll on, soap, cream) etc..
-  Gift to people - N10,000/mth
-  Family House contribution - N20,000/mth
- Eko electric - N10,000/mth
- repairs and maintenance - N12,000/mth
- Clothing, footwear etc - N10,000/mth
- Outings, restaurant, sit outs and provisions - N30,000/mth

Total = N556,500...

My rent is average rent for where i stay, its a two bed flat, i use the other room for home office..

Feeding is N2,000/day.. its not anything out of the ordinary.. tried cooking and spent more with time wasting.

Fuel for car is at the new rate of N500/ltr, my car is a 70ltr car tank..

Auto maintenance is basic brake pads, shocks, service 2mths, tire guage, police pr, tire purchase if any, minor touch ups etc... nothing major.

Fuel for generator is 20ltr/day (2hrs or less daily)

I need help.... how are you people doing it, what am i doing wrong? The rat race is killing me..

oga I don't need to read too far. Ur house rent alone was a a red flag for me. Haba!! 1.3m out of 4.8m

It's not too much in Lagos island my brother, it's just the price of a regular place.

Although I don't think op is saying the truth considering the fact that some things on his list contradict

boldx:
How can you be living in an accomodation of N1.3 million per annum with 400k monthly salary. That is way too much.

FalseProphet1:
What of tithe. Why is tithe not on your budget? How can you not be paying tithes. Don't you know that your pastor has families to feed. You're lucky you're not my member, I would have called down fire on you. This is wickedness. Tueh!

Tithe isn't compulsory. Show me any part of the New Testament that promotes tithe. You have allowed pastors to brainwash you.

Tithe is a Judaism doctrine, not a Christian doctrine.

The recommendation of the new testament is that every man should give according to what he has decided in his heart (2 Cor. 9:7)

Essenza01:
I really don't know anymore, i just did my budget for the month and i am scared, i have cut from everywhere possible and i fear for my self.. i dont have a GF, Wife, Children.. my salary is N400,000 and i have added side businesses and one or two's to even survive.. but with this fuel increase, what else is left... zero savings..

- Rent - N108,333/mth (1,300,000/12)
- Fuel for car - N180,000 (36k for 5-6days)
- Auto maintenance - N30,000/mth (service/repair)
- Fuel for generator - N50,000/mth (20ltr/wk)
- Feeding - N62,000 - (N2,000/day)
- Health miscellenous - N5,000/mth
- Dstv - N4,500/mth
- Data - N7,000/mth
- Recharge card - N3,000/mth
- Dry cleaner - N4,000/mth (Starch/iron)
- Hygiene maintenance - N10,000 (body spray/perfume, roll on, soap, cream) etc..
-  Gift to people - N10,000/mth
-  Family House contribution - N20,000/mth
- Eko electric - N10,000/mth
- repairs and maintenance - N12,000/mth
- Clothing, footwear etc - N10,000/mth
- Outings, restaurant, sit outs and provisions - N30,000/mth

Total = N556,500...

My rent is average rent for where i stay, its a two bed flat, i use the other room for home office..

Feeding is N2,000/day.. its not anything out of the ordinary.. tried cooking and spent more with time wasting.

Fuel for car is at the new rate of N500/ltr, my car is a 70ltr car tank..

Auto maintenance is basic brake pads, shocks, service 2mths, tire guage, police pr, tire purchase if any, minor touch ups etc... nothing major.

Fuel for generator is 20ltr/day (2hrs or less daily)

I need help.... how are you people doing it, what am i doing wrong? The rat race is killing me..

First of all you made huge msiatk paying 1.3M to where u wl drive 180k fuel every mnth.
I can see dat u are still single fr spending 62k on food monthly.
Bro most tins listed here are signs u are doin ursef.

1. There is no need for purchasing clothing every month. Are you an upcoming celebrity?
2. Do you get sick every month? You do not need monthly health expense unless you are on HMO
3. Gift to people is not compulsory every month even though it is more blessed to give
4. Repair and maintenance of what pls? Reduce this or eliminate completely.
5. It is not compulsory to each out every time. You can also reduce this.

In all this, with the recent economic realities, it is better to prudently manage your taste and style of living.

boldx:
How can you be living in an accomodation of N1.3 million per annum with 400k monthly salary. That is way too much.

The guy is living big. There are a lot of expenses to be cut off. With this kind of life you will attract high calibre parasites😂.
#400k salary na to laylow with it,if you dont want to remain stagnant in life

Michelle55:

I have someone who is an installer and the quote he gave me isn't close to what you have up there, I would be running mine next week.
Get another installer to give you a different price and compare, I also work from home but your expenses is a whole lot oh.🤔

Hello... Please can you give an estimate of the price... The expected duration and d tins it can power... So that person go get idea and not cheated

Essenza01

Your fuel for car is one area where you can easily make cuts.

It is either you leave your car at home and take public transport or learn to carry passengers on your way to and back from work. It is what many do.

Simply taking alone public transport would easily half your transportation bill to 90k.

How do u want those earning 70k or less to feel?

ghettochild:
Reduce outings n sit out..
Reduced the number of days u on generator..buy a power station instead...
Someone sells here on nairaland...
Whilst u driving to work.. carry passenger going ur way..
That money will help
You wife shd wash ur clothes or better still do it yourself.. save 4k

Pls, kindly direct me to the person selling power station here... Thanks

Turn your main bedroom into bedroom and office.

Or turn your living room into office.

Rent out the one room on airbnb, target visitorsat N15,000 a night for 20 nights a month. That's an extra N300,000 a month.

Essenza01:
I really don't know anymore, i just did my budget for the month and i am scared, i have cut from everywhere possible and i fear for my self.. i dont have a GF, Wife, Children.. my salary is N400,000 and i have added side businesses and one or two's to even survive.. but with this fuel increase, what else is left... zero savings..

- Rent - N108,333/mth (1,300,000/12)
- Fuel for car - N180,000 (36k for 5-6days)
- Auto maintenance - N30,000/mth (service/repair)
- Fuel for generator - N50,000/mth (20ltr/wk)
- Feeding - N62,000 - (N2,000/day)
- Health miscellenous - N5,000/mth
- Dstv - N4,500/mth
- Data - N7,000/mth
- Recharge card - N3,000/mth
- Dry cleaner - N4,000/mth (Starch/iron)
- Hygiene maintenance - N10,000 (body spray/perfume, roll on, soap, cream) etc..
-  Gift to people - N10,000/mth
-  Family House contribution - N20,000/mth
- Eko electric - N10,000/mth
- repairs and maintenance - N12,000/mth
- Clothing, footwear etc - N10,000/mth
- Outings, restaurant, sit outs and provisions - N30,000/mth

Total = N556,500...

My rent is average rent for where i stay, its a two bed flat, i use the other room for home office..

Feeding is N2,000/day.. its not anything out of the ordinary.. tried cooking and spent more with time wasting.

Fuel for car is at the new rate of N500/ltr, my car is a 70ltr car tank..

Auto maintenance is basic brake pads, shocks, service 2mths, tire guage, police pr, tire purchase if any, minor touch ups etc... nothing major.

Fuel for generator is 20ltr/day (2hrs or less daily)

I need help.... how are you people doing it, what am i doing wrong? The rat race is killing me..

OloYeOfEgbE:
Rent - N108,333/mth (1,300,000/12)
- Fuel for car - N180,000 (36k for 5-6days)
- Auto maintenance - N30,000/mth (service/repair)
- Fuel for generator - N50,000/mth (20ltr/wk)
- Feeding - N62,000 - (N2,000/day)
- Health miscellenous - N5,000/mth
- Dstv - N4,500/mth
- Data - N7,000/mth
- Recharge card - N3,000/mth
- Dry cleaner - N4,000/mth (Starch/iron)
- Hygiene maintenance - N10,000 (body spray/perfume, roll on, soap, cream) etc..
- Gift to people - N10,000/mth
- Family House contribution - N20,000/mth
- Eko electric - N10,000/mth
- repairs and maintenance - N12,000/mth
- Clothing, footwear etc - N10,000/mth
- Outings, restaurant, sit outs and provisions - N30,000/mth

JOKER OF THE MONTH

I didn’t take the topic serious when i saw 1.3m for rent ,for a salary earner of 400k per month..

Na serious joker

This below is what is killing you

The rest list are very ok

- Rent - N108,333/mth (1,300,000/year]

Look for a standard apartment like Room and palour self contain around 500k per year

- Fuel for car - N180,000 (36k for 5-6days)

Auto maintenance - N30,000/mth (service/repair)

- Fuel for generator - N50,000/mth (20ltr/week}

Sell your car 🚗
And buy a mid size sedan

Also increase your budget on food
Personal health