AZUH:
Lastpage where are you .age is the devils real dirty joke on us. I feel Just as young on the inside as I ever did.but the mirror and pain tell me different. If you know about this retirement wouldn't scare anyone ' because you have your kids to start from where you've stopped . Agarawu pls come n share your retirement plans . Egunmojagi is leading , mavverick is still including the money bosun is owing him as his retirement investment but it's non of my business .

agarawu is a kid, I still have decades to hustle in my "desert" before planning retirement.

I like agriculture and any business that will bring daily income but the Nigeria I am seeing today is not where you can pour money and expect it to grow cos the economy is not smiling presently but still I can't forget naija like other Nigerians that are lost abroad and the shame of not having anything to show back home has been keeping them till date. No place like home!

I am holding some points in the discussion even tho its out of topic.

NL1960:


The Chinese invest a lot in technology and IT to have this control. Tell a Nigerian business man and he will tell you that it is a waste of money to invest in IT and that manual process can do it. It is when he is milked dry that his eyes will now open but by then, it will be too late.

I'm in chat with a Nairaland follower as I type this comment and he sent some pics of his project to me. Immediately I saw those pics, I knew it was taken by a drone.
He's using the technology in the advanced world to his advantage. That's just one out of a billion solution available today.

Time-attendance, remote cams, trackers, automated systems and a lot are there so cheap for the diasporans to use to their advantage but what's the first thing that comes mind "NEPA no dey Naija." The negatives. Can the sun in Naija be bright enough to power a solar lantern? Some questions that makes me to wonder...

Person wey no fit manage a simple business, how can such manage chains of retail stores like Walmart. When I was doing Hotspots in Nigeria, we adopted the Starbucks model by partnering with coffee shops, public buildings, hotels and cafes in choicest areas of Lagos, Abuja and PH and it worked 100%. We didn't see the limitations. We invested heavily in remote management and did everything possible to eliminate point of failures.

Multichoice Nigeria is ran by Nigerians and it's about the largest cable tv market in Africa as of today.

Shoprite is managed by Nigerians (after the South Africans left almost a decade ago) and they're opening new sites every day.

Why are they not affected by Govt policies, NEPA, unfaithful employees, LASTMA, VIO, the scorching sun and what else do we blame again.


I think different though.

I thank my oga's that took their time to vote Fynestboi. God bless . winning a prize of 50k for someone with good dream isn't a wasted effort and time. Thank you once again.

FreeWorld23:
I thank my oga's that took their time to vote Fynestboi. God bless . winning a prize of 50k for someone with good dream isn't a wasted effort and time. Thank you once again.

Agarawu the magic man. You are always winning. What's the secret?

abouzaid:
what i can't just understand is why somebody living in a sane and safer society like Ireland, Europe, north America etc would even retire to this hell hole, forgive my ignorance but i won't hesitate to leave this country without looking back if i have the slightest chance, i still regret lost opportunities for a first degree abroad and I'm try to understand why this folks can't move to more affordable parts of their adopted countries and spend their retirement in peace.

It's a valid question but "No place like home" is not just a song but a validation that some of us have realised.

mavverick:
Trust me bro, its not cheap o. Maybe me dey look at am as a tourist rather than a local. I usually stay between Nice and Cannes. No way near Nice town itself as its too busy for me, I prefer the fishing villages closer to Antibes and If i wan ride boat, I go closer to Nice.

How about the BTL tax hikes, I guess it doesnt aply to you guys in the republic, and the countless regulations that landlords in England have to put up with, dem don turn landlords to immigration officials self.

20K for 2/3 houses, is that your yields/profits etc ? Whats the housing demand like in Dublin ? State pension in England if i am not mistaken isnt up to £150 a week or so. Those spanish Islands get Ok retirement, as a lot of Brits live there, who knows what will happen post Brexit after article 50 gets triggered.

For me na that comfy retirement travelling around the world, and improving my skipper skills (boats) dey do me. Also important to have a pad, I dont want to be squatting in anyone's house, and where I for park my future boat ?

You need something like this to be called a Skipper of the HMS Mavverick

mavverick:
Will I be right on saying that all these businesses were conducted without yourself on ground personally ? I personally would not recomend anyone run any business in Nigeria without being present, ordinary to build house self, see what can happen when you entrust yourself to thieving son of b*stards.

If that is the case, then I am not surprised and its a too familiar tale. Did you think that if I was in Nigeria in person and I engaged Bosun, did you think he would get away with a third of what he did ? Trust me, the complain about calling his wife is small, even his wife self go come NL to lament ! Trust me, she will not send Bosun that errand.

I wouldn't do any business in Nigeria without being on the ground, it's recipe for disaster.

How many of us on here routinely travel home spending $3k+ on travel in order to go and facilitate a mere $10k land purchase? Almost all.

Even on here in the property section, we have fraudulent ads listing properties that doesn't exist, properties with incorrect measurements, properties with no pictures, etc

To me all those are indicators of fraudulent attempts. Na small small snake dey take climb tree

Demainman1:


Agarawu the magic man. You are always winning. What's the secret?

oga mi, na God ànd effort o.

FreeWorld23:
I thank my oga's that took their time to vote Fynestboi. God bless . winning a prize of 50k for someone with good dream isn't a wasted effort and time. Thank you once again.

How we go take share the 50k? At least we have voted.

abouzaid:
what i can't just understand is why somebody living in a sane and safer society like Ireland, Europe, north America etc would even retire to this hell hole, forgive my ignorance but i won't hesitate to leave this country without looking back if i have the slightest chance, i still regret lost opportunities for a first degree abroad and I'm try to understand why this folks can't move to more affordable parts of their adopted countries and spend their retirement in peace.

Exactly, that was waht i was thinking when I first came to London, I met some bross then saying how they cant wait to go back to 9ja and I thought they where nuts, now I know better.Its kinda hard to explain, but your full life here is controlled, it gets boring after a while and you realize that for you to make an impact here you must be born here.Now imagine my xcahneg rate £=500, just think of what i can do with that money back home.have you seen how lonely Old people get here?

erico2k2:

Exactly, that was waht i was thinking when I first came to London, I met some bross then saying how they cant wait to go back to 9ja and I thought they where nuts, now I know better.Its kinda hard to explain, but your full life here is controlled, it gets boring after a while and you realize that for you to make an impact here you must be born here.Now imagine my xcahneg rate £=500, just think of what i can do with that money back home.have you seen how lonely Old people get here?

Ma Broda, he who feels it knows it o

I talk am before and one little shrimp come begin dey post Facebook page to show visits to Europe which suppose prove am an expert

There's a stark reality between living here and visiting to really grasp the idea of being here.

I'm lucky in a sense that my Wife is here now for 3 years, she's a good currentish litmus test for me on whats happening in Nigeria lately.

EgunMogaji:


Ma Broda, he who feels it knows it o

I talk am before and one little shrimp come begin dey post Facebook page to show visits to Europe which suppose prove am an expert

There's a stark reality between living here and visiting to really grasp the idea of being here.

I'm lucky in a sense that my Wife is here now for 3 years, she's a good currentish litmus test for me on whats happening in Nigeria lately.

I dey tell you, visiting and living diff. ball game.Im very lucky my madam is back in 9ja, 4 that Im very greatfull 2 baba GOD. I be one man squard.the way the life is now once you grab teh kpali and get some mobile money nah to think out of the Box sharp sharp nah sure pass.If not you will live abroad all your life and donate your estate to the queen or govt wen you pass, kids wont even be bothered to them thats stress lol
or baba U fancy retirement homes?

erico2k2:

I dey tell you, visiting and living diff. ball game.Im very lucky my madam is back in 9ja, 4 that Im very greatfull 2 baba GOD. I be one man squard.the way the life is now once you grab teh kpali and get some mobile money nah to think out of the Box sharp sharp nah sure pass.If not you will live abroad all your life and donate your estate to the queen or govt wen you pass, kids wont even be bothered to them thats stress lol
or baba U fancy retirement homes?

God forbid bad thing

while some people are striving so hard, some have even sold all them properties with lots of prayers and fasting trying to get out of this shithole according to you "men" the ones abroad are very willing and pushing strong to come back home, what an irony

erico2k2:

I dey tell you, visiting and living diff. ball game.Im very lucky my madam is back in 9ja, 4 that Im very greatfull 2 baba GOD. I be one man squard.the way the life is now once you grab teh kpali and get some mobile money nah to think out of the Box sharp sharp nah sure pass.If not you will live abroad all your life and donate your estate to the queen or govt wen you pass, kids wont even be bothered to them thats stress lol
or baba U fancy retirement homes?

@bolded, I belief that retirement homes abroad may be a better option that aging in Nigeria without your kids around if you happen to have them all abroad.

I wonder if family members or those employed to help you will treat you well when you are no longer able to help yourself. I have heard many stories of carers stealing the food and money of old people and leaving then to go hungry because their children who are footing the bill are all living abroad.

A friend of mine once told me that his aunty(mum younger sister) who was looking after his mum told him and his siblings that the cost of feeding the old woman was 80,000 naira a day. One day o o.

Now tell me, was that woman not better in an old people's home?

Successive govt have really ruined our beautiful Nigeria. We don't have any reason to leave our people back home to come and live in all these strange places abroad if not for the destroyers we have as leaders.

For those who have the fortune or misfortune of having all your children reside abroad, I'll say be prepared. Old age will be quite interesting. May God help us all.

jossy26:
while some people are striving so hard, some have even sold all them properties with lots of prayers and fasting trying to get out of this shithole according to you "men" the ones abroad are very willing and pushing strong to come back home, what an irony

It's a great irony, so let's break it down.

1) Why would someone strive to leave Nigeria?

2) Why would someone that owns properties sell them to leaving Nigeria?

n3xt:


I'm in chat with a Nairaland follower as I type this comment and he sent some pics of his project to me. Immediately I saw those pics, I knew it was taken by a drone.
He's using the technology in the advanced world to his advantage. That's just one out of a billion solution available today.

Time-attendance, remote cams, trackers, automated systems and a lot are there so cheap for the diasporans to use to their advantage but what's the first thing that comes mind "NEPA no dey Naija." The negatives. Can the sun in Naija be bright enough to power a solar lantern? Some questions that makes me to wonder...

Person wey no fit manage a simple business, how can such manage chains of retail stores like Walmart. When I was doing Hotspots in Nigeria, we adopted the Starbucks model by partnering with coffee shops, public buildings, hotels and cafes in choicest areas of Lagos, Abuja and PH and it worked 100%. We didn't see the limitations. We invested heavily in remote management and did everything possible to eliminate point of failures.

Multichoice Nigeria is ran by Nigerians and it's about the largest cable tv market in Africa as of today.

Shoprite is managed by Nigerians (after the South Africans left almost a decade ago) and they're opening new sites every day.

Why are they not affected by Govt policies, NEPA, unfaithful employees, LASTMA, VIO, the scorching sun and what else do we blame again.


I think different though.

I beg to differ on the shoprite n multichoice example. These Organization promoters are people in high places /government and you cant compare the impact of government policies/agencies on this organisations viz-a-viz a start ups. How many companies that was founded in the 90s that are still existing?
The cost of doing business in Nigeria is very capital expensive and thats why some companies cut corners to be in business and if you compare this to diasporan coming home to invest wanting to do things proper it will take alot of guts to with stand what will be thrown at him.
The way I see it is that for start up one will need to start small and grow the business overtime because it might take sometime before you breakeven before the profit start rolling in.
For me am looking at pure water business, farming(fufu & garri majorly) retailing gas & Kerosene and my small crib in progress with shops in front.
I no get time for uptown market naa downtown (igboro) market be my target, you will be surprised how much this people send on commodities and also thier consumption rate is high.

Demainman1:


@bolded, I belief that retirement homes abroad may be a better option that aging in Nigeria without your kids around if you happen to have them all abroad.

I wonder if family members or those employed to help you with treat you well when you are no longer able to help yourself. I have heard many stories of carers stealing the food and money of old people and leaving then to go hungry because their children who are footing the bill are all living abroad.

A friend of mine once told me that his aunty(mum younger sister) who was looking after his mum told him and his siblings that the cost of feeding the old woman was 80,000 naira a day. One day o o.

Now tell me, was that woman not better in an old people's home?

Successive govt have really ruined our beautiful Nigeria. We don't have any reason to leave our people back home if not for the destroyers we have as leaders.

For those who have the fortune or misfortune of having all your children reside abroad, I'll say be prepared. Old age will be quite interesting. May God help us all.

Exactly what EgunMogaji is doing and that is killing some folks internally

Ehen , freeworld23 maybe agarawu is busy ' 2014 my very close friend lost his job ' he was frustrated I decided to help him since he want to travel out of the country luckily for him he got a visa thru ccd Berlin weeklong seminars ' I was happy for him but when he got there nothing changed I was still busy sending him money ' sometimes it's about leaving the country ' if you have 10m for retirement . Why not try fast good business ?(only in Lagos ) just need a rented apartment n must be close to a bus stop .this biz cannot take more than 5m . I have a friend who is into it and he is cashing out every week . Na packaging

EgunMogaji:


It's a great irony, so let's break it down.

1) Why would someone strive to leave Nigeria?

2) Why would someone that owns properties sell them to leaving Nigeria?

1, Poor living conditions, life expectancy in Nigeria for most of the population is about 45-50 not sure if thats correct

2, same reasons as above, they got hope that things are structured and well planned abroad

jossy26:
while some people are striving so hard, some have even sold all them properties with lots of prayers and fasting trying to get out of this shithole according to you "men" the ones abroad are very willing and pushing strong to come back home, what an irony

Dont get it twisted, nah men wey arrange dey think of comming back home Ohh
if dem say clap for Jesus nah only those wey get hand fit clap oh, those without hands nor fit clap

itswell1:

I beg to differ on the shoprite n multichoice example. These Organization promoters are people in high places /government and you cant compare the impact of government policies/agencies on this organisations viz-a-viz a start ups. How many companies that was founded in the 90s that are still existing?
The cost of doing business in Nigeria is very capital expensive and thats why some companies cut corners to be in business and if you compare this to diasporan coming home to invest wanting to do things proper it will take alot of guts to with stand what will be thrown at him.
The way I see it is that for start up one will need to start small and grow the business overtime because it might take sometime before you breakeven before the profit start rolling in.
For me am looking at pure water business, farming(fufu & garri majorly) retailing gas & Kerosene and my small crib in progress with shops in front.
I no get time for uptown market naa downtown (igboro) market be my target, you will be surprised how much this people send on commodities and also thier consumption rate is high.

MyTV, HiTV, Startimes, TrendTV are all alternatives to Multichoice's DSTV. Where are these companies today?

Why are they not able to survive the same market DSTV is monopolizing?


Malls and Shopping Centers, I don't want to go down that route but if you'll agree more shopping centers and retail supermarket have closed down since the rise of Shoprite.

Doing business in Nigeria only requires reflective thinking and having a good structure in place. A fail safe approach.

Think of how we (as homeowners) jealously watch over our investment here on Property Board. When it comes to business, it should take a lot more effort to stay afloat in the very hostile yet lucrative business environment.

Shoplifting is one of the major prob of most shopping malls in Naija faces but the South Africans (Shoprite) brought RFID tags and they were able to stop this. They were not just talking about the problems, they acted on it and ensure it worked.

Whether you're starting small or big, you need a good fail safe plan and an exit strategy in case things go south.

erico2k2:

Dont get it twisted, nah men wey arrange dey think of comming back home Ohh
if dem say clap for Jesus nah only those wey get hand fit clap oh, does without hands nor fit clap

With me and my chicken padlock coop, I can show you ten Nigerians in Los Angeles that came before me and don't have a single kobo in Nigeria.

I hear say boys dey for East London wey don throway the green passport and claim jamaican instead

Make we give thanks.

Demainman1:


@bolded, I belief that retirement homes abroad may be a better option that aging in Nigeria without your kids around if you happen to have them all abroad.

I wonder if family members or those employed to help you will treat you well when you are no longer able to help yourself. I have heard many stories of carers stealing the food and money of old people and leaving then to go hungry because their children who are footing the bill are all living abroad.

A friend of mine once told me that his aunty(mum younger sister) who was looking after his mum told him and his siblings that the cost of feeding the old woman was 80,000 naira a day. One day o o.

Now tell me, was that woman not better in an old people's home?

Successive govt have really ruined our beautiful Nigeria. We don't have any reason to leave our people back home to come and live in all these strange places abroad if not for the destroyers we have as leaders.

For those who have the fortune or misfortune of having all your children reside abroad, I'll say be prepared. Old age will be quite interesting. May God help us all.

Retirement home nah death sentence oh, its a place you go and stay and await death.I have been to visit a person in one,My ex gran dad was inone.I will take a home and a maid paid for bck in 9ja anyday to that.
Let me brake it d ow n a bit 4 all of us
U cant just wake up un Saturday to go block your friend
U work work and work
going out cost money (2much)
d unattended to, meaning if ur kid(s) are less than 16 nah to pay child care be that so if U n madam work, una bills don rise be dat
U go or U nor go Hospital u go pay still.4
U get bored day in day out
The cold is not friendly
its very xpenssive to stay warm but cheap to be cold
Cost of housing has hit the roof, almost out of reach for hustlers
list goes on

EgunMogaji:


With me and my chicken padlock coop, I can show you ten Nigerians in Los Angeles that came before me and don't have a single kobo in Nigeria.

I hear say boys dey for East London wey don throway the green passport and claim jamaican instead

Make we give thanks.

I understand oh, but boys for London dey try sha, dem dey remit home constant cos of the way pounds take get power.Most of them now don abadon kpali quest and face savings, most young guys now from my ened nah to hustle for like 4 years and return bck 9ja, cos the quest for kpali nah minimum 10 years thats even if u r luck, the EEC rout don burst wen we vote brexit

erico2k2:

Retirement home nah death sentence oh, its a place you go and stay and await death.I have been to visit a person in one,My ex gran dad was inone.I will take a home and a maid paid for bck in 9ja anyday to that.
Let me brake it d ow n a bit 4 all of us
U cant just wake up un Saturday to go block your friend
U work work and work
going out cost money (2much)
d unattended to, meaning if ur kid(s) are less than 16 nah to pay child care be that so if U n madam work, una bills don rise be dat
U go or U nor go Hospital u go pay still.4
U get bored day in day out
The cold is not friendly
its very xpenssive to stay warm but cheap to be cold
Cost of housing has hit the roof, almost out of reach for hustlers
list goes on

I think say for retirement home feeding, housing, heating, ac, all na free nau?

What I was trying this say is that if one does not have his immediate family around in Nigeria you are bound to be exploited by those who you will pay to look after you. They might even kill you sef to quickly take possession of your house and other investment knowing well that your children will never come back home to Nigeria to drag property with them.

May God help us.

Demainman1:


I think say for retirement home feeding, housing, heating, ac, all na free nau?

What I was trying this say is that if one does not have his immediate family around in Nigeria you are bound to be exploited by those who you will pay to look after you. They might even kill you sef to quickly take possession of your house and other investment knowing well that your children will never come back home to Nigeria to drag property with them.

May God help us.

Free ke, Nothing is free abroad Ohhhh, that's wrong notion, in fact very soon the Air we breath wont be free, we will have to pay for clean air, the govt already tax us per the amount of emission our cars give
Now if you retire, why cant you have a family in 9ja? for the benefit of teh Babas in the house 60 is the new 30, U nor kno

erico2k2:

Free ke, Nothing is free abroad Ohhhh, that's wrong notion, in fact very soon the Air we breath wont be free, we will have to pay for clean air, the govt already tax us per the amount of emission our cars give
Now if you retire, why cant you have a family in 9ja? for the benefit of teh Babas in the house 60 is the new 30, U nor kno

I know quite a few that have done it. But to born a baby at 60? No be me o ooo

NHS is free so old people home is free if you you have been mean tested and found not to have means to pay.

Nothing wrong to retire back to Naija but it is not always rosy and easy. Nigeria does not care for the weakest member of the society.

That your $700 pension a month may not be enough to maintain your car and generators when the unscrupulous mechanics catch you

Naija na jungle. Not for the sane mind brother.

Demainman1:


I know quite a few that have done it. But to born a baby at 60? No be me o ooo

NHS is free so old people home is free if you you have been mean tested and found not to have means to pay.

Nothing wrong to retire back to Naija but it is not always rosy and easy. Nigeria does not care for the weakest member of the society.

That your $700 pension a month mighy not be enough to maintain your car and generators when the unscrupulous mechanics catch you

Naija na jungle. Not for the sane mind brother.

Wrong, the NHS is not free cos we all pay NI(national Insurance) I have been paying for 16 years now and I have never been to the Hospital, also even when you do go you are meant to buy your own Medicine if you are employed.But then, most 9ja are employed
Retirement aint free, you are meant to buy it, so its meant for people who own thier own homes, cos teh mortgage it to fund the retirement home cos its privately funded not govt,however if you are not rich in that sense you are left in a council flat/house or emergency accommodation and given a carer.Hope you are beginning to see waht I meant by we dont want to retire here.

https://www.mccarthyandstone.co.uk/retirement-properties-for-sale/?utm_campaign=ppc_google&utm_medium=SE&utm_content=dsa&gclid=Cj0KEQjwuJu9BRDP_-HN9eXs1_UBEiQAlfW39uaDgNVtCXWpuxLnCkeradtv4Ra9q2zPU1Hyc6OGnSMaAnHF8P8HAQ&gclsrc=aw.ds

http://www.retirementvillages.co.uk/

http://www.anchor.org.uk/our-properties?gclid=Cj0KEQjwuJu9BRDP_-HN9eXs1_UBEiQAlfW39lYgJwlUWXJYs--4jsC0UmtFYkZcOCtdx0DPM8fhrtYaAtvx8P8HAQ&gclsrc=aw.ds

erico2k2:

Wrong, the NHS is not free cos we all pay NI(national Insurance) I have been paying for 16 years now and I have never been to the Hospital, also even when you do go you are meant to buy your own Medicine if you are employed.But then, most 9ja are employed
Retirement aint free, you are meant to buy it, so its meant for people who own thier own homes, cos teh mortgage it to fund the retirement home cos its privately funded not govt,however if you are not rich in that sense you are left in a council flat/house or emergency accommodation and given a carer.Hope you are beginning to see waht I meant by we dont want to retire here.

OK o.

I wish you a very happy retirement in Naija.

By the way care home if free if you don't have the means. You pay for it using including your state pension, housing allowance etc. That is what is mean tested.

https://en.m.wikipedia.org/wiki/Nursing_home_care_in_the_United_Kingdom

Demainman1:


OK o.

I wish you a very happy retirement in Naija.

me I don enter 9ja already I nor dey wait for retirement age ,I just dey do long throat unto say pounds get power.

erico2k2:

me I don enter 9ja already I nor dey wait for retirement age ,I just dey do long throat unto say pounds get power.

How una dey send money these days wey govt say make una dey use only western union and ria?