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Nairaland Forum / Nairaland / General / Business / My Bank Account Restricted Unjustly (78716 Views)
How To Resolve Moniepoint Account Restricted Issue / My Four Bank Accounts Restricted/frozen / If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? (2) (3) (4)
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Re: My Bank Account Restricted Unjustly by Nobody: 8:50pm On Mar 15, 2020 |
Harbeeorlar:the bank should provide the person since they already believe his story and even put restrictions on your account. 1 Like |
Re: My Bank Account Restricted Unjustly by Nobody: 8:51pm On Mar 15, 2020 |
franciskaine: You want to give sniper to person with headache? @op. You'd better listen to those who are telling you to cooperate with the bank fully. You were the victim of a fraudulent case. The man you met was not the rightful owner of the account. Forget about the alleged ATM card you saw or anything else. You are not an investigator; he could have shown you just any ATM or he could have stolen it along with the phone from a bag or purse. You just don't have the information to identify the person's credibility and you had no business behaving as if you were his bank; conducting transactions on its behalf. Also, nobody who can serve as a witness clearly saw you give him the cash. As it stands now, the only verifiable info available anywhere is that a sum of money was transferred into your account via USSD from a possibly stolen phone. Go clear yourself and if they want you to repay the money, pay up. If you involve lawyers or the police, they will just escalate the issue to the point where you cannot handle it again, and a N3k issue will become a N500k issue. I have warned you. My task is done here. 13 Likes |
Re: My Bank Account Restricted Unjustly by alezzy13: 8:51pm On Mar 15, 2020 |
pocohantas: Hmmm. one learns everyday 2 Likes |
Re: My Bank Account Restricted Unjustly by dustydee: 8:52pm On Mar 15, 2020 |
Harbeeorlar:ATMs have CCTV, it is a requirement. If the bank say that the camera was not working, tell them you will have to report this to the CBN. It is a mandatory for all ATMs to have functioning CCTVs. 8 Likes |
Re: My Bank Account Restricted Unjustly by Kay25(m): 8:52pm On Mar 15, 2020 |
Gt bank itself is a fraud..why is it that it's mostly their bank they use for scam like that..I had reported an issue to efcc involving transfer like that till date useless efcc did nothing to it and the money gone GT bank is a scam and fraud it self |
Re: My Bank Account Restricted Unjustly by grandstar(m): 8:53pm On Mar 15, 2020 |
Harbeeorlar: If the scammer fraudulently sent from someone’s account, I will suggest you meet the account holder and explain what happened. You should also describe in detail the appearance of the scammer or thief. Most often, only people close to you know your PIN number. He might know the person. There’s also the possibility that the account holder is in on the scam. Demand 6 months statements or even a year of his bank account. Let it be checked to see if there have been a pattern of refunding money to it from individuals like yourself. I’m not a detective so ask your options at the st police station or ask a police officer who is a friend. Let him know you can’t afford a refund as it will bankrupt you. 10 Likes |
Re: My Bank Account Restricted Unjustly by 3Dimension: 8:56pm On Mar 15, 2020 |
Harbeeorlar:Can you ask the bank to invite him over then. tell them what transpired, if he is denying ever meeting you tell them the time you went to use the machine and let them check the time stamp of the transaction and the time he withdrew the 4k. it's a just an ample evidence but it can help your story. And you can just let it go and pay the money if you can. |
Re: My Bank Account Restricted Unjustly by Okuda(m): 8:58pm On Mar 15, 2020 |
dottozil: who knows e fit be baby kidnappers/armed robbers sef wey hold the owner collect him infos from am and use am do wetin them wan do 1 Like |
Re: My Bank Account Restricted Unjustly by banhammy: 8:58pm On Mar 15, 2020 |
You will be lucky if the transaction was done in front of CCTV camera, otherwise, you have been defrauded |
Re: My Bank Account Restricted Unjustly by okpalaAnambra: 8:59pm On Mar 15, 2020 |
Harbeeorlar:I sense some lies here, you received a wire from abroad possibly from a maga, if not what does he benefit from reporting you 2 Likes |
Re: My Bank Account Restricted Unjustly by jamesharryson(m): 9:00pm On Mar 15, 2020 |
[quote author=Harbeeorlar post=87454976]But seriously is there proof for all the monies that enters your account? A random person that send money to me legitimately can just choose to report me? quote] Oga, u see this small thing you are talking about like this, I slept in the police cell for three days and also paid back more than #300,000 I know nothing about because of it. Not only that, my Fidelity bank and UBA bank accounts are still blocked up till now I am talking with u. This thing happened on 14th of July 2017. My own was that a customer that came to my shop to buy some goods made transfer with his phone. That's all I know. So, before u go to the bank for clearance, better get a good lawyer because your bank might decide to arrest u. It might not only be the 3k that was removed from the account. Know it that if no other person is arrested, you will pay every job that left the account, unless you have a very reasonable good evidence to back u up, then you will only pay the amount that touched Ur bank account, apart from the evidence, be prepared to pay for every damn kobo that left the account. I am talking out of experience 5 Likes |
Re: My Bank Account Restricted Unjustly by mctfopt: 9:00pm On Mar 15, 2020 |
Some things to NEVER do in bank or anywhere for that matter. No 1) Never accept transfer from someone you do not know to give them cash. No 2) Never assist anyone to withdraw cash from ATM, the person you are assisting may be a thief trying to hide his face from the ever present camera on ATM. No 3) Never render any kind of help outside or inside banking hall, except to point the person asking question to either a bank staff or security. No 4) Report any sudden deposit from an unknown source to your bank, instruct them to reverse the deposit, never think someone somewhere have decided to "bless your hustle". You'll be surprised to get a visit from the Anti Kidnap Squad for that alert. Be safe, loads of dubious people on the prowl. @OP you just helped a fraudster cash out, you'll be lucky you only have to refund the money, I've seen people bag long prison sentence simply because they "helped" someone the way you did. Be safe. 11 Likes 3 Shares |
Re: My Bank Account Restricted Unjustly by udemzyudex(m): 9:00pm On Mar 15, 2020 |
1. Never ask for transfer from anyone at the ATM 2. If anybody is seeking for assistance, direct him or her to meet with the security. Even phone calls, if I don't know you very well I can never give you my phone to make call. 2 Likes |
Re: My Bank Account Restricted Unjustly by Stillthebest: 9:01pm On Mar 15, 2020 |
![]() Lol G level on you. He transferred to you from someones else account. You cant clear yourself except you have a cogent evidence(like cctv)., contact your lawyer asap! Since u did this in the atm premises, there should be cctv. Get the bank to open the cctv for investigation. Get your lawyer involved, if the bank claims no cctv Sue the bank. |
Re: My Bank Account Restricted Unjustly by felzylix(m): 9:02pm On Mar 15, 2020 |
How could you people say he is in trouble? The young man received a payment in his account which no one has a proof that he initiated. It could be a payment for an online transaction, it could even be a give away received from anyone from here on Nl abi any other SM, anybody with itching fingers could just pick an account number randomly from anywhere or even guess it and transfer money to it. The bank has no right or whatsoever to block his account, that's so expedient of the bank, you should sue them if you can afford it. |
Re: My Bank Account Restricted Unjustly by Jaqenhghar: 9:02pm On Mar 15, 2020 |
daddytime:Na that one tire me. |
Re: My Bank Account Restricted Unjustly by backnbeta(f): 9:03pm On Mar 15, 2020 |
Harbeeorlar:Most likely scenerio: The real account holder was not the one you met, hence he was not the one that reported you. Tread carefully while trying to retrieve the account ![]() |
Re: My Bank Account Restricted Unjustly by Nobody: 9:03pm On Mar 15, 2020 |
Born2Breed:Yes the person is a fraudster. And the account will certainly be owned by him or her. Because, who gets the money when transferred back? The fraudster or the account holder? |
Re: My Bank Account Restricted Unjustly by AceVentura: 9:03pm On Mar 15, 2020 |
How daft can you be to receive money from a total stranger in the year 2020. Your inflow came from a 3rd party account so you received proceeds of a fraudulent transaction. Start counting your losses & pray you don’t get arrested for that transaction. |
Re: My Bank Account Restricted Unjustly by donMIG(m): 9:04pm On Mar 15, 2020 |
That bank dei maddd That was how I wanted to transfer 251k it bounced back telling me my limit was 100k After I sent 100k They slammed a restriction on me I cldnt transfer via ussd again Dashed to the bank The fools said I don't have a valid ID since 2016 R they mad? N I opend a sub acct 2wks prior to this restriction! Useless fucktards said I must provide the valid ID gas go house go carry ID the tin vex me they wasted my time n they felt my wrath! |
Re: My Bank Account Restricted Unjustly by fergieboy: 9:04pm On Mar 15, 2020 |
madridguy:What if your offering a service and a customer wants to transfer to you Will you reject it? This life na God they save person 1 Like |
Re: My Bank Account Restricted Unjustly by Bigiway(m): 9:06pm On Mar 15, 2020 |
Harbeeorlar:. Your story not geniue, tell us you scam someone and they went ahead to report your ass. |
Re: My Bank Account Restricted Unjustly by fotadmowmend(m): 9:06pm On Mar 15, 2020 |
Never accept transfer at ATM point from a stranger ... Miscreants now steals phone, remove the Sim and use USSD to transfer victim's fund ...... You shouldn't refund any money, get a lawyer and report to the nearest police station because if you refund the money, it might back fire on you in case if it is a robbery senerio 2 Likes |
Re: My Bank Account Restricted Unjustly by fkj950ax(m): 9:06pm On Mar 15, 2020 |
Harbeeorlar: |
Re: My Bank Account Restricted Unjustly by mctfopt: 9:07pm On Mar 15, 2020 |
Stillthebest: CCTV can't really help him. Have you seen the resolution of bank's CCTV cameras? Most of them are like 1MP bad camera, you cannot really see anything clearly more than 5m away. How can the CCTV footage prove that the person he was conversing with asked him to do what he did since they don't have audio on it? He should quietly pay, if that is all that will resolve this, and learn his lesson which ain't even big considering the circumstances. 1 Like |
Re: My Bank Account Restricted Unjustly by poseidonsaiz(m): 9:07pm On Mar 15, 2020 |
That's why before you conduct any sort of monetary transaction with a stranger, you ensure you have enough proof of transaction in case of events such as these. If you do, then feel free to confront your bank on the next step.. Otherwise, sue somebody. Check out my signature for your Interior designs (2D/3D paints, wallpapers and panels) as well as electrical works and consultancy.
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Re: My Bank Account Restricted Unjustly by Buharidgeneral: 9:09pm On Mar 15, 2020 |
I am here to learn oo |
Re: My Bank Account Restricted Unjustly by Princepioneer(m): 9:09pm On Mar 15, 2020 |
Harbeeorlar:With this info, the ATM machine camera and video recording must av captured his image... Go to the exact branch where the transaction took place and report yourself, ask them to replay the video from that particular ATM.. 1 Like |
Re: My Bank Account Restricted Unjustly by OBAGADAFFI: 9:10pm On Mar 15, 2020 |
MistadeRegal: Now this a new format. @OP get a lawyer involved, your case might get to the EFCC. 1 Like |
Re: My Bank Account Restricted Unjustly by mctfopt: 9:10pm On Mar 15, 2020 |
fergieboy: Don't use a personal account for that, that is why businessmen use their business account. That way you don't really need to know the person transferring to you. When you use your personal account, it is assumed you know the person you are dealing with. 2 Likes |
Re: My Bank Account Restricted Unjustly by fkj950ax(m): 9:10pm On Mar 15, 2020 |
Harbeeorlar: You wanted to make a deposit You handed cash over to stranger at ATM Stranger transferred to your account Stranger reports you for fraud Bank place restriction on your account Bank is asking you to liaise with stranger. These are all impossible and your story is somehow. Bank won't restrict your account because someone reported you. Did you steal the phone to do the transfer? Was there a court order to effect the restriction? How are you supposed to find the stranger or get his or her number to call and liaise? 5 Likes |
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