Re: My Bank Account Restricted Unjustly by xrayj(m): 9:11pm On Mar 15, 2020 |
Harbeeorlar: My brother i don't understand. I was just dumbfounded. But as it is the sum doesn't matter but the accusation. Is this how the bank block account? So i can report any transaction i made and they will act base on my narration? If d sum doesn't matter, Pay the 3k and move on It is part of experience! Next time you won't fall for it. |
Re: My Bank Account Restricted Unjustly by Enwhen(m): 9:13pm On Mar 15, 2020 |
Harbeeorlar: Good day All, please how do I go about this issue I am into?
On Weds 11th, March, 2020 I logged on to my GTworld to make transaction but I got a response that my account has a debit/credit restriction.
I reached out to my bank via twitter DM to know what is going on, the response I got was that my account was reported for fraud hence I should make full return of alleged fraudulent transfer i made on 3/4/2020. Without wasting time, I logged on to my GTworld to check and i saw the said transaction which was the only credit i received that day.
It happened that i went to the ATM to make deposit but when i got there the machine was down (hardware error), seeing how depressed i was, one of the customers that wanted to withdraw offered to transfer to me while i gave him cash. That was it, it was not a fraudulent transaction but now he went to report me for fraud.
I further asked how i can clear myself but i was told only if i liase with the account holder or i make the full payment that's the only way they can lift the restriction. Someone i did not know or have his contact. And i believe he owns the account not someone else's account because he used USSD to make the transfer. But why he reported me and the bank easily believe is what i don't understand.
Please dear Nairalander, how can i get out of this. I cant make use of my account all this while, people who send money into the account unknowingly are on my neck to carryout there services for them, and this is becoming too much for me. Go to the Bank....Go and meet them and explain yourself, they can't arrest you , go with the credit alert , even if it's someone phones beg the person to follow you there ... It is even possible for that same guy to block your account , there many fraudulent internet bankers now... Go to the bank with your credit alert... I am pretty sure banks doesn't have any right to block your account without a warrant from the court, very sure....it's either u are not telling us the truth, or the guy that transfered to you is a bank fraudster and he blocked your account, ....run to the bank tomorrow with your credit alert. 3 Likes |
Re: My Bank Account Restricted Unjustly by Ijawwomaninoyo: 9:15pm On Mar 15, 2020 |
People don wise pass all these atm wahala, pay 3k to gain access to your account and move on. Then learn your lesson, period! If you ask me anything at the ATM, I simply ask you to call their security men. 1 Like |
Re: My Bank Account Restricted Unjustly by Abolajihowells2: 9:16pm On Mar 15, 2020 |
Harbeeorlar: Good day All, please how do I go about this issue I am into?
On Weds 11th, March, 2020 I logged on to my GTworld to make transaction but I got a response that my account has a debit/credit restriction.
I reached out to my bank via twitter DM to know what is going on, the response I got was that my account was reported for fraud hence I should make full return of alleged fraudulent transfer i made on 3/4/2020. Without wasting time, I logged on to my GTworld to check and i saw the said transaction which was the only credit i received that day.
It happened that i went to the ATM to make deposit but when i got there the machine was down (hardware error), seeing how depressed i was, one of the customers that wanted to withdraw offered to transfer to me while i gave him cash. That was it, it was not a fraudulent transaction but now he went to report me for fraud.
I further asked how i can clear myself but i was told only if i liase with the account holder or i make the full payment that's the only way they can lift the restriction. Someone i did not know or have his contact. And i believe he owns the account not someone else's account because he used USSD to make the transfer. But why he reported me and the bank easily believe is what i don't understand.
Please dear Nairalander, how can i get out of this. I cant make use of my account all this while, people who send money into the account unknowingly are on my neck to carryout there services for them, and this is becoming too much for me. The account is not for him he probably stole d atm or another person's fone. He wasn't d one that reported u 1 Like |
Re: My Bank Account Restricted Unjustly by able20(m): 9:16pm On Mar 15, 2020 |
okpalaAnambra:
I sense some lies here, you received a wire from abroad possibly from a maga, if not what does he benefit from reporting you Na so, pepo of nairaland are all saints they're always the victims |
Re: My Bank Account Restricted Unjustly by Chuksfela1(m): 9:19pm On Mar 15, 2020 |
dottozil: If I were you I will go to the bank and demand to see the person that reported me, he needs to explain how is account number and ATM card got to someone else's hand, GOD helping you, you said the transfer was done via USSD that means his sim was also at the wrong hands if you've done no wrong you have the right to explain yourself even if you will be arrested still tell them thesame thing, if you go there with the aim of paying back that easily they might hold you for fraud this is the best answer to you guys,I swear 1 Like |
Re: My Bank Account Restricted Unjustly by Uniquedee(f): 9:19pm On Mar 15, 2020 |
izzou:
Not just ATMs my sister ![sad](https://www.nairaland.com/faces/sad.png)
Some will transfer money to your account (how they get your details and phone number is what I don't know)
Then they call you on the phone, saying that they mistakingly sent to you and blah blah blah, and they want you to send it to another account or whatever (different from the one that sent it to you)
This country and wickedness ehn I don't see myself falling into this traps tho..if you are not my family member or my friend even if you are dieing at the ATM I can never allow u transfer to my account I don't even mind withdrawing money and dashing you.. And if you transfer money to my account and call me saying you mistakenly transfer it...I will carry that alert to my bank the next day report it they will be the one to do that transfer not me..I am.that suspicious of people.. 2 Likes |
Re: My Bank Account Restricted Unjustly by DavidEsq(m): 9:19pm On Mar 15, 2020 |
Born2Breed: The person that transfered money to your account is a fraud.
The account he transfered money from does not belong to him. How dem dey deposit cash thru ATM? 1 Like |
Re: My Bank Account Restricted Unjustly by Lugianostar(m): 9:20pm On Mar 15, 2020 |
Wahala nigeria limited |
Re: My Bank Account Restricted Unjustly by shaw2(m): 9:20pm On Mar 15, 2020 |
This is more reason why I don't smile at people while at ATM gallery whenever I visit Nigeria.
You need to clear your name ASAP and make sure u visit any of their with a credible lawyer. Don't make the mistake of going without backup if not u won't like the way you will be treated. 1 Like |
Re: My Bank Account Restricted Unjustly by Nobody: 9:22pm On Mar 15, 2020 |
Harbeeorlar: Good day All, please how do I go about this issue I am into?
On Weds 11th, March, 2020 I logged on to my GTworld to make transaction but I got a response that my account has a debit/credit restriction.
I reached out to my bank via twitter DM to know what is going on, the response I got was that my account was reported for fraud hence I should make full return of alleged fraudulent transfer i made on 3/4/2020. Without wasting time, I logged on to my GTworld to check and i saw the said transaction which was the only credit i received that day.
It happened that i went to the ATM to make deposit but when i got there the machine was down (hardware error), seeing how depressed i was, one of the customers that wanted to withdraw offered to transfer to me while i gave him cash. That was it, it was not a fraudulent transaction but now he went to report me for fraud.
I further asked how i can clear myself but i was told only if i liase with the account holder or i make the full payment that's the only way they can lift the restriction. Someone i did not know or have his contact. And i believe he owns the account not someone else's account because he used USSD to make the transfer. But why he reported me and the bank easily believe is what i don't understand.
Please dear Nairalander, how can i get out of this. I cant make use of my account all this while, people who send money into the account unknowingly are on my neck to carryout there services for them, and this is becoming too much for me. Well, am not a sooth Sayer but kindly get a lawyer before going to the bank together else you gonna sleep at the CID cell. It happened to my bro 3 years ago but he missed the opportunity to be a billionaire. The truth is that gtb staff conspire with fraudsters that make use of your account without your consent (not even text msg or e-mail). Now yr acct is placed on no-Debit upon a report by the victim till you get to the bank and the bank representative informs the police, delays you while they come fr your arrest. 2 Likes |
Re: My Bank Account Restricted Unjustly by trutht828: 9:23pm On Mar 15, 2020 |
bigt2: This is a huge amount of money in front of you, don't miss it. Get a good lawyer and sue their ass. Let them show the cam recording of the day and you might be lucky if the camera got his lying ass. Let him show the proof that his phone was sent to you, yes, but yond reasonable doubts. Let mtn or the network provider provide logs for IMEI change, call logs of the said number (to know if phones were changed) on the day the transaction occurred for the jury's perusal.
Email me after getting the money tho ![grin](https://www.nairaland.com/faces/grin.png) First of all, dumb Nigerian lawyers will ask you to pay them 10% of the libel worth as charges before they can even take on the case. Secondly, there is no jury system in Nigeria. The judge is the sole decider of any case 1 Like |
Re: My Bank Account Restricted Unjustly by DavidEsq(m): 9:24pm On Mar 15, 2020 |
Xposed2020:
Well, am not a sooth Sayer but kindly get a lawyer before going to the bank together else you gonna sleep at the CID cell. It happened to my bro 3 years ago but he missed the opportunity to be a billionaire. The truth is that gtb staff conspire with fraudsters that make use of your account without you knowing of any transaction (not even text msg or e-mail). Now yr acct is placed on no-Debit till you get to the bank and the bank representative informs the police, delays you while they come fr your arrest. Very correct. I so much suspect that GTB. They are too Yahooish |
Re: My Bank Account Restricted Unjustly by tellwisdom: 9:25pm On Mar 15, 2020 |
bigt2: This is a huge amount of money in front of you, don't miss it. Get a good lawyer and sue their ass. Let them show the cam recording of the day and you might be lucky if the camera got his lying ass. Let him show the proof that his phone was sent to you, yes, but yond reasonable doubts. Let mtn or the network provider provide logs for IMEI change, call logs of the said number (to know if phones were changed) on the day the transaction occurred for the jury's perusal.
Email me after getting the money tho ![grin](https://www.nairaland.com/faces/grin.png) Even people wey never see two square meal a day go de shout- “Get a lawyers” Get a lawyer” iberibe ![undecided](https://www.nairaland.com/faces/undecided.png) 3 Likes |
Re: My Bank Account Restricted Unjustly by Bluffly: 9:26pm On Mar 15, 2020 |
Harbeeorlar: Good day All, please how do I go about this issue I am into?
On Weds 11th, March, 2020 I logged on to my GTworld to make transaction but I got a response that my account has a debit/credit restriction.
I reached out to my bank via twitter DM to know what is going on, the response I got was that my account was reported for fraud hence I should make full return of alleged fraudulent transfer i made on 3/4/2020. Without wasting time, I logged on to my GTworld to check and i saw the said transaction which was the only credit i received that day.
It happened that i went to the ATM to make deposit but when i got there the machine was down (hardware error), seeing how depressed i was, one of the customers that wanted to withdraw offered to transfer to me while i gave him cash. That was it, it was not a fraudulent transaction but now he went to report me for fraud.
I further asked how i can clear myself but i was told only if i liase with the account holder or i make the full payment that's the only way they can lift the restriction. Someone i did not know or have his contact. And i believe he owns the account not someone else's account because he used USSD to make the transfer. But why he reported me and the bank easily believe is what i don't understand.
Please dear Nairalander, how can i get out of this. I cant make use of my account all this while, people who send money into the account unknowingly are on my neck to carryout there services for them, and this is becoming too much for me. If it happened in front of the ATM ask the ATM bank to check their video feeds. At least your acts between in each other will be seen. At least as a prove that cash exchanged hands. |
Re: My Bank Account Restricted Unjustly by ogene144(m): 9:29pm On Mar 15, 2020 |
Marxizm: If what you said here is the truth, it means this is a new format by frausters to prey on victims. People should be careful because not everybody you see in bank premises comes for genuine transactions. Some are there just to defraud customers.
I believe you visit your bank, the branch were the transaction took place and explain to them what transpired between both of you.
Then ask them to call the customer that reported you of fraud to come for a meeting to clear your name. If there is any cctv, you may be Lucky.
But my fear is that he might deny the obvious because there is no evidence to support the cash you gave him.
He has nothing to be scared,he cn sue Gtb for negligence & deformation of character 4 d said fraud being accused of.... 1 Like |
Re: My Bank Account Restricted Unjustly by bobokunlexzy: 9:30pm On Mar 15, 2020 |
Marxizm: If what you said here is the truth, it means this is a new format by frausters to prey on victims. People should be careful because not everybody you see in bank premises comes for genuine transactions. Some are there just to defraud customers.
I believe you visit your bank, the branch were the transaction took place and explain to them what transpired between both of you.
Then ask them to call the customer that reported you of fraud to come for a meeting to clear your name. If there is any cctv, you may be Lucky.
But my fear is that he might deny the obvious because there is no evidence to support the cash you gave him.
The alert is there to prove him |
Re: My Bank Account Restricted Unjustly by Bluffly: 9:30pm On Mar 15, 2020 |
Harbeeorlar: Good day All, please how do I go about this issue I am into?
On Weds 11th, March, 2020 I logged on to my GTworld to make transaction but I got a response that my account has a debit/credit restriction.
I reached out to my bank via twitter DM to know what is going on, the response I got was that my account was reported for fraud hence I should make full return of alleged fraudulent transfer i made on 3/4/2020. Without wasting time, I logged on to my GTworld to check and i saw the said transaction which was the only credit i received that day.
It happened that i went to the ATM to make deposit but when i got there the machine was down (hardware error), seeing how depressed i was, one of the customers that wanted to withdraw offered to transfer to me while i gave him cash. That was it, it was not a fraudulent transaction but now he went to report me for fraud.
I further asked how i can clear myself but i was told only if i liase with the account holder or i make the full payment that's the only way they can lift the restriction. Someone i did not know or have his contact. And i believe he owns the account not someone else's account because he used USSD to make the transfer. But why he reported me and the bank easily believe is what i don't understand.
Please dear Nairalander, how can i get out of this. I cant make use of my account all this while, people who send money into the account unknowingly are on my neck to carryout there services for them, and this is becoming too much for me. If it happened in front of the ATM ask the ATM bank to check their video feeds. At least your acts between in each other will be seen. At least as a prove that cash exchanged hands |
Re: My Bank Account Restricted Unjustly by Born2Breed(f): 9:33pm On Mar 15, 2020 |
DavidEsq:
How dem dey deposit cash thru ATM? GTB dey do am. |
Re: My Bank Account Restricted Unjustly by olasquare: 9:33pm On Mar 15, 2020 |
Get a lawyer, better still a financial litigator who understands the dynamics of case as this. And to still maintain your trust with your clients asked the said lawyer to write them or mail them explaining in layman's language your ordeal.
You are even lucky the said amount is small. If it were to be huge sum by now the police won't give you the opportunity to be on nairaland asking for advice. Lesson learnt from your experience now.
It is only with a good lawyer, and or with a police backing you can get the network to release call logs of the phone from which the ussd was used. But before going to the network the bank has to release log files of the transaction including the phone no that initiated the transfer. With this the network will be contacted to track the owner or user of the no, then you can be to get clarity. All these can't be done by you except you have strong legal correspondence or police backing. Sorry for the inconvenience. |
Re: My Bank Account Restricted Unjustly by Nobody: 9:34pm On Mar 15, 2020 |
felzylix: How could you people say he is in trouble? The young man received a payment in his account which no one has a proof that he initiated. It could be a payment for an online transaction, it could even be a give away received from anyone from here on Nl abi any other SM, anybody with itching fingers could just pick an account number randomly from anywhere or even guess it and transfer money to it. The bank has no right or whatsoever to block his account, that's so expedient of the bank, you should sue them if you can afford it. He's in trouble because the transfer was likely initiated from a stolen phone and was not carried out with the consent of the real account holder who reported it. At the very least, he is a suspected accomplice until proven otherwise. On another note, why does it almost always seem to involve GTB? 1 Like |
Re: My Bank Account Restricted Unjustly by unmask: 9:37pm On Mar 15, 2020 |
Harbeeorlar: Good day All, please how do I go about this issue I am into?
On Weds 11th, March, 2020 I logged on to my GTworld to make transaction but I got a response that my account has a debit/credit restriction.
I reached out to my bank via twitter DM to know what is going on, the response I got was that my account was reported for fraud hence I should make full return of alleged fraudulent transfer i made on 3/4/2020. Without wasting time, I logged on to my GTworld to check and i saw the said transaction which was the only credit i received that day.
It happened that i went to the ATM to make deposit but when i got there the machine was down (hardware error), seeing how depressed i was, one of the customers that wanted to withdraw offered to transfer to me while i gave him cash. That was it, it was not a fraudulent transaction but now he went to report me for fraud.
I further asked how i can clear myself but i was told only if i liase with the account holder or i make the full payment that's the only way they can lift the restriction. Someone i did not know or have his contact. And i believe he owns the account not someone else's account because he used USSD to make the transfer. But why he reported me and the bank easily believe is what i don't understand.
Please dear Nairalander, how can i get out of this. I cant make use of my account all this while, people who send money into the account unknowingly are on my neck to carryout there services for them, and this is becoming too much for me. Transfer the money to the person and report the account for fraud. If you need your account for work....it is best you return the money....because the case is not a water tight one and you may end up losing more money trying to resolve it some other way |
Re: My Bank Account Restricted Unjustly by MistadeRegal(m): 9:38pm On Mar 15, 2020 |
OBAGADAFFI:
Now this a new format.
@OP get a lawyer involved, your case might get to the EFCC. I concur it is a new format the Police needs to look into. |
Re: My Bank Account Restricted Unjustly by sabiboy65: 9:38pm On Mar 15, 2020 |
Harbeeorlar: But i think he owns the account because he used the ATM too. He actually wanted to withdraw 7k but he withdrew 4k so that he can transfer the 3k to me to balance the amount he planned to withdraw So.all.this is because of 3k. oga give them 3k let us move forward abeg.... feel say na better money |
Re: My Bank Account Restricted Unjustly by HenryWilliams(m): 9:41pm On Mar 15, 2020 |
RisenPhoenix:
You want to give sniper to person with headache?
@op. You'd better listen to those who are telling you to cooperate with the bank fully. You were the victim of a fraudulent case. The man you met was not the rightful owner of the account. Forget about the alleged ATM card you saw or anything else. You are not an investigator; he could have shown you just any ATM or he could have stolen it along with the phone from a bag or purse. You just don't have the information to identify the person's credibility and you had no business behaving as if you were his bank; conducting transactions on its behalf. Also, nobody who can serve as a witness clearly saw you give him the cash. As it stands now, the only verifiable info available anywhere is that a sum of money was transferred into your account via USSD from a possibly stolen phone. Go clear yourself and if they want you to repay the money, pay up.
If you involve lawyers or the police, they will just escalate the issue to the point where you cannot handle it again, and a N3k issue will become a N500k issue. I have warned you. My task is done here. Words of wisdom. Take it. Never u involve lawyer or the police. They will blow this shit outta proportion, even you would be amazed how fast shit would hit the ceiling. The bank is there to douse the issue. They have a reputation to protect so they'll do everything within their power to guard it. They also don't want police or legal wahala. Bro. Take the advice. Go to the bank. Meet with the bank officers, explain your case, request for CCTV recordings if any, and repay the 3k. Believe me it might look like you're refunding the money but that's possibly the only win win situation you might have, other scenarios would be very unpleasant. Don't let 3k issue turn to 500k plus police wahala. 4 Likes |
Re: My Bank Account Restricted Unjustly by unmask: 9:41pm On Mar 15, 2020 |
ogene144:
He has nothing to be scared,he cn sue Gtb for negligence & deformation of character 4 d said fraud being accused of.... he can't sue anything.....the bank has duty of care to do that. If I report a fraudulent account, the bank should be able to block the account till the owner of said account proves his innocence. However I can sue whoever reported me. It is akin to saying you want to sue the police because someone reported you and they invited you for questioning 1 Like 2 Shares |
Re: My Bank Account Restricted Unjustly by Advancedman(m): 9:42pm On Mar 15, 2020 |
Born2Breed: The person that transfered money to your account is a fraud.
The account he transfered money from does not belong to him. But the poster is confusing him/herself by saying the same person reported. 1 Like |
Re: My Bank Account Restricted Unjustly by dazzlingd(m): 9:42pm On Mar 15, 2020 |
bigt2: This is a huge amount of money in front of you, don't miss it. Get a good lawyer and sue their ass. Let them show the cam recording of the day and you might be lucky if the camera got his lying ass. Let him show the proof that his phone was sent to you, yes, but yond reasonable doubts. Let mtn or the network provider provide logs for IMEI change, call logs of the said number (to know if phones were changed) on the day the transaction occurred for the jury's perusal.
Email me after getting the money tho ![grin](https://www.nairaland.com/faces/grin.png) You people just be deceiving yourselves, get a good lawyer and sue....na so e easy |
Re: My Bank Account Restricted Unjustly by emecheboy2(m): 9:43pm On Mar 15, 2020 |
I wonder why Nigerians will not listen. Don't do transactions at the ATM gallery. You are not responsible for anyone at the ATM. If anyone on the queue has issues, let the person enter the bank and solve it there or go to there own bank if it is a different bank card and not at the ATM. Fraudster are everywhere 1 Like |
Re: My Bank Account Restricted Unjustly by chigoizie7(m): 9:44pm On Mar 15, 2020 |
Harbeeorlar: Good day All, please how do I go about this issue I am into?
On Weds 11th, March, 2020 I logged on to my GTworld to make transaction but I got a response that my account has a debit/credit restriction.
I reached out to my bank via twitter DM to know what is going on, the response I got was that my account was reported for fraud hence I should make full return of alleged fraudulent transfer i made on 3/4/2020. Without wasting time, I logged on to my GTworld to check and i saw the said transaction which was the only credit i received that day.
It happened that i went to the ATM to make deposit but when i got there the machine was down (hardware error), seeing how depressed i was, one of the customers that wanted to withdraw offered to transfer to me while i gave him cash. That was it, it was not a fraudulent transaction but now he went to report me for fraud.
I further asked how i can clear myself but i was told only if i liase with the account holder or i make the full payment that's the only way they can lift the restriction. Someone i did not know or have his contact. And i believe he owns the account not someone else's account because he used USSD to make the transfer. But why he reported me and the bank easily believe is what i don't understand.
Please dear Nairalander, how can i get out of this. I cant make use of my account all this while, people who send money into the account unknowingly are on my neck to carryout there services for them, and this is becoming too much for me. He could have used a stolen phone to make that transaction. |
Re: My Bank Account Restricted Unjustly by proclinician: 9:44pm On Mar 15, 2020 |
pocohantas: Please and please, NEVER allow your account be used for such inflows. Especially at ATMs.
Someone close to me was a victim of something similar, I wanted to create a thread on it- but I have been lazy.
You've most likely been used as a PICKER. The person doesn’t own that account. I call them STRANDED COMMUTERS. They will always approach you with a sob story of how they are traveling, they need cash, but not with their DEBIT CARDS for withdrawals.
Then they’ll propose to transfer to your own and have you withdraw for them. Whatever they propose must always involve crediting your account.
People have helped withdraw ransoms without knowing. It is when you enter bank to withdraw and EFCC pounces on you, clear you from the ground with better sliding tackle- that is when you’ll know what you have gotten into.
What you’ll do depends on the severity of the restriction. One needs to see it to advise properly.
However, generally speaking, if there is an apprehend on sight placed on your account- you’ll be picked up the second you step into any branch. I doubt it’ll come in here, this is too small an amount.
If it is just the customer reporting, crediting your account with said sum and giving a written instruction for it to be sent back, would fix it. This doesn’t always mean the restriction will be lifted immediately. You might not be able to do online transactions for a while.
For the first scenario, you will spend more. A police report and court order would come in.
The good thing is, you will learn, albeit the hard way.
Always charismatic. You can make a great mother u know that. I Just wish things were a bit different. |
Re: My Bank Account Restricted Unjustly by Born2Breed(f): 9:46pm On Mar 15, 2020 |
Advancedman:
But the poster is confusing him/herself by saying the same person reported. It has not dawn on him yet. Real criminal are very convincing. 1 Like |