Stats: 3,190,540 members, 7,941,065 topics. Date: Thursday, 05 September 2024 at 04:27 PM |
Nairaland Forum / Nairaland / General / Business / My Bank Account Restricted Unjustly (78722 Views)
How To Resolve Moniepoint Account Restricted Issue / My Four Bank Accounts Restricted/frozen / If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? (2) (3) (4)
(1) (2) (3) ... (6) (7) (8) (9) (10) (11) (Reply) (Go Down)
Re: My Bank Account Restricted Unjustly by abijaofficial(m): 8:47am On Mar 16, 2020 |
pocohantas:Lazy Butt |
Re: My Bank Account Restricted Unjustly by fineboynl(m): 9:04am On Mar 16, 2020 |
Harbeeorlar:it doesn't matter. they can suspend your account until investigated. |
Re: My Bank Account Restricted Unjustly by JetStar: 9:11am On Mar 16, 2020 |
tomdon: Yes. Otherwise financial service providers will be held responsible for crimes such as money laundering, armed robbery, etc. This guy could be held for such if he doesn't know who he is offering the service to. People are very bad these days. They steal a lot. |
Re: My Bank Account Restricted Unjustly by RussellRutherfo: 9:26am On Mar 16, 2020 |
Mateen1000: Lol! To go through this process will cost the guy nothing less than 200,000 with enough stress and time as compared to the 3000. No be 9ja |
Re: My Bank Account Restricted Unjustly by Mateen1000: 9:37am On Mar 16, 2020 |
RussellRutherfo:The Guy no get sense at all He wants to Sue a whole Bank, Any Lawyer that wants to do such job wont charge less dan 500k 1 Like |
Re: My Bank Account Restricted Unjustly by Solatium(m): 9:41am On Mar 16, 2020 |
bigt2: Only in a saner clime will all these works. Is he/she suppose to render such help? |
Re: My Bank Account Restricted Unjustly by tomdon(m): 9:42am On Mar 16, 2020 |
unmask: You think this is social media account that you can report and block at will ![]() ![]() In fact I'm going to report your access bank account for fraud this morning. Shey you won't postrate and start begging me now 1 Like |
Re: My Bank Account Restricted Unjustly by tomdon(m): 9:46am On Mar 16, 2020 |
JetStar: They are responsible and that is in the financial and allied matters act which is from the constitution. That is why they have a duty of kyc I receive alerts at least once a week from people I will never meet in this life. Are you saying I should be worried and insist on kyc for them going forward before receiving funds from them? |
Re: My Bank Account Restricted Unjustly by divineappo(m): 9:53am On Mar 16, 2020 |
Harbeeorlar:u are still claiming that the scammer owns the account he transferred from. Na wa for you oo Are u this dumb? U met a fraudster. he used u to Cashout. simple ABC, its not hard to comprehend na |
Re: My Bank Account Restricted Unjustly by tomdon(m): 9:57am On Mar 16, 2020 |
jahlove4jah: There's no issue of pity here man, if it happened as the OP narrated it, it's a very good lawsuit and I would've helped him with lawyer if he were in Lagos. Your number one point solves the riddle. If and only if they have evidence, they can do and undo |
Re: My Bank Account Restricted Unjustly by brightalo1010: 10:01am On Mar 16, 2020 |
pocohantas: You sending back to the same account without reporting to the bank might as well be a wrong move, do you even understand how many days you supposed to hold onto any mistake transactions into your account before sending it back? Especially from a total stranger. I never can trust those scammers that's more reason why I will tell the same person that mistakenly sent the money to me to contact the bank. Once he do so then I believe my bank will contact me on that. |
Re: My Bank Account Restricted Unjustly by jahlove4jah: 10:33am On Mar 16, 2020 |
tomdon: I agree with you. But truth is that the OP was careless to have accepted a ussd transfer from a total stranger when there was no exchange of goods and services. The owner of the account may have been robbed of his ATM card and phone and his PIN forcefully taken. In this instance the charge against him might be for aiding the crime since he didn't exchange any good or service that entitles him to a pay and he went ahead to receive a transfer. The actual criminal may not even be nabbed and the owner of account may have filed a police report . Bank can't just flag an account without a strong evidence. This 3k may be a bait to get OP arrested. If the OP story is true 100%, suing the bank should be the least of his problem. His priority should be to find out exactly the reason for flagging his account and also to see if he can mandate the bank to provide the cctv clip for the transaction in question if he can recall the time and date asap. The identity of the person that did the transfer needs to be established so that the OP can know who to sue or who not to sue. Let me give you another example. I was driving to my place of worship on an a clean up day with broom and shovels to join in the clean up. The police intercepted me and charged me for driving during the clean up. All effort to convince them that i was going to assist in a clean up didn't solve it .They insisted i must tip them else they charge me . I didn't have cash so I offered to do a transfer 1K. The police man was wise enough to refuse the transfer on his account. He called few area boys and asked who among them was with his atm so that he can receive the 1k transfer I have accepted to make. One of them carelessly provided his account and I made the transfer and saved the receipt on my phone. If I should have felt bad and decide to report that as a forceful extortion, the police man won't be in the picture anymore because the area boy who obliged to provide his account may not know him personally. So the whole blame will be on him. Conclusively, The OP should calm down and try to cooperate with the bank so as to get to the root of the matter. If he tries to sue without thinking twice , the bank might as well accuse him of being an accomplice to the crime. Wisdom is important here. 2 Likes |
Re: My Bank Account Restricted Unjustly by pocohantas(f): 10:35am On Mar 16, 2020 |
brightalo1010: No, I don’t understand. Tell me about it. Like I said, I would transfer it to same account with a description immediately. I can decide to contact my bank after that, but money is going back to same account. Nobody would arrest you for money you didn’t chop. E-fraud teams will typically ask you to provide evidence. If you can establish a clear link, they’ll let you go. OP’s case is only dicey because he broke the chain of transaction from his end with cash. If not, they would have kept following the trail till the last person. Which would still implicate him, except he reverses to the initial person. |
Re: My Bank Account Restricted Unjustly by jahlove4jah: 10:53am On Mar 16, 2020 |
OP’s case is only dicey because he broke the chain of transaction from his end with cash. If not, they would have kept following the trail till the last person. Which would still implicate him, except he reverses to the initial person. [/quote] Especially if the account is not a business account. Lets learn from this experience . Don't help any stranger no matter how stranded he is to use an ATM. Tell him to contact the bank security if he is need of assistance. If he is having problem with his card, encourage dash him money f you have and never allow him to do a transfer to you. Some of them just want to break a trail so that they won't be caught. |
Re: My Bank Account Restricted Unjustly by Tolubory(m): 11:07am On Mar 16, 2020 |
bigt2: It's like the person that did the transfer uses another person's Account to Transfer to him, So when the Original Account Owner discovered the transaction that person need to report the case, So the that guy fell victim of Third party Fraud. Precaution Don't ever Allow Unknown person to Transfer money into your account. |
Re: My Bank Account Restricted Unjustly by Darlenelove: 11:08am On Mar 16, 2020 |
madridguy: You’re the one that deserves a huge slap for being so naive. So someone can’t do business without known the person if this was to be business. Have you not gone to market to purchase items and pay through transfer to the unknown seller? Have you not done a business transactions where someone you don’t know transferred money to your account without known the person? If you have not, then you’re villagic. It’s very unprofessional and appalling on how banks in Nigeria trembles on people’s right. No one including banks have the right to block your account base on a mere allegations from another customer without a court order. Gt bank breached bank customer relationship by restricting your account without a court order. It’s against the Nigerian constitution in chapter four of fundamental human rights. The constitution states nobody, institutions have any rights to seize anyone’s property without a court order. Your money is your movable property. This is a big opportunity for you to make money. Hire a lawyer to sue bank for breach of bank customer relationships and unlawful restriction of your account against your fundamental rights. Sue for 50 million damages. |
Re: My Bank Account Restricted Unjustly by Darlenelove: 11:15am On Mar 16, 2020 |
fykes: So who issues post no debit orders? It’s only Court that has the right to restrict accounts. Banks have no right to block your account base on a mere allegations without a court order. Let her sue bank to court It’s against her fundamental rights to ownership as contained in chapter four of the constitution. |
Re: My Bank Account Restricted Unjustly by fykes(m): 11:38am On Mar 16, 2020 |
Darlenelove:Have u read the financial intelligence unit act? Have u read the efcc establishment act? Don't say what u don't know. |
Re: My Bank Account Restricted Unjustly by unmask: 11:53am On Mar 16, 2020 |
tomdon:lol I worked in the bank..... although the best route would have been to go through the police.... But when the story could probably lead to collateral damage then it is best to block the account. I am sure it is somewhere in the bank's fine print |
Re: My Bank Account Restricted Unjustly by Nobody: 11:57am On Mar 16, 2020 |
Harbeeorlar: i do not believe this story. This is no longer a new format standard format.someone meets you at an atm, says he is a hurry, transfers money to you. you give him the cash. some days later, you find that the transfer was from a kidnap victim or something of that nature. |
Re: My Bank Account Restricted Unjustly by Darlenelove: 12:01pm On Mar 16, 2020 |
fykes: What concerns financial intelligence unit act to someone’s fundamental rights? And what does Efcc act has to do with this matter? Efcc is an established institution under Nigeria constitution and it cannot make acts contrary to Nigeria constitution and individual rights. You are not well informed at all. Both financial unit act and efcc act are all institutions established under Nigeria constitution. And as such, they can't ever and ever make acts against the constitution and individual rights. So keep your acts to yourself. Nigeria is a sovereign state and it’s constitution supersedes and any other laws or acts that doesn’t conform with Nigeria law shall to extent of its existence be null and void. His fundamental rights was breached and no acts to quantify restrictions without a court order 1 Like 1 Share |
Re: My Bank Account Restricted Unjustly by pocohantas(f): 12:05pm On Mar 16, 2020 |
ornicus: Welcome back. ![]() 1 Like |
Re: My Bank Account Restricted Unjustly by Nobody: 12:08pm On Mar 16, 2020 |
pocohantas: thanks. eku explosion dethroning corona ati looming recession ![]() and we are just in march ![]() |
Re: My Bank Account Restricted Unjustly by SEALL(m): 12:26pm On Mar 16, 2020 |
if u can take my advice, then it will be easy for you without needing a lawyer... 1. u said he used the ATM same day, if so, it wont be long that he used the ATM u help him out... let the bank know that the said customer used the ATM same day judging from the time u did a transfer for him and let them provide evidence or comfirmation of that withdrawal, and also the evidence of transfer into your account of the #3,000. (The phone contact of the customer will be there and let the bank or you do the calling) 2. Then file a complaint with the said bank via there complaint center with the evidence with your and a letter to sue them on not carrying out a due diligence on the afore-mention transaction and also not giving a call to notify you of a restriction on your account base on a customers complaint before taking such decision on your account. 3. Ask for a picture evidence captured by the ATM machine of the withdrawal of the #4,000 which will also show you the time and also ATM no (every ATM machine has a unique no and a camera). all these will surely point out the hiding agenda with the location. These will help, if his ATM wasnt stolen and he used his ATM himself, then its not possible that within the short time of withdrawing at the ATM someone used his phone but himself. 4. u can also intimate the bank to ask/or demand from the telecom company of his call log. 5. All these will help you to point out his fraudulent ass. ask the bank to invite him over and you also on a fix date.... then ask him questions regarding all the said transaction. ask him how he got back his line his line if it was clone, ask him how the said transaction was verified, because for every ussd transaction, there is a[b] FOUR[/b] digit code which serves as a transaction verify for all transactions and it is a secret code known only to the owner of the account... he will surely split |
Re: My Bank Account Restricted Unjustly by Okpesky(m): 12:37pm On Mar 16, 2020 |
Harbeeorlar: Please am confused how do you deposit cash through an ATM machine? You said the cash to be deposited in ATM was given to the guy |
Re: My Bank Account Restricted Unjustly by MistadeRegal(m): 12:49pm On Mar 16, 2020 |
speedyconnect3: Well, that was his claim and his reaction to Bank Transfer isn't a kind of deceptive move. I just hope the Police look into this cases too to curtail further fraudulent activities by such fraudsters. |
Re: My Bank Account Restricted Unjustly by MistadeRegal(m): 12:51pm On Mar 16, 2020 |
Harbeeorlar: I wonder too! I just hope the Police look into this too as soon as possible to avoid further cases. |
Re: My Bank Account Restricted Unjustly by pocohantas(f): 1:06pm On Mar 16, 2020 |
ornicus: Hehehhehe. We go survive. The year is an eventful one. 1 Like |
Re: My Bank Account Restricted Unjustly by HazzanTazzan(m): 1:07pm On Mar 16, 2020 |
rawfact: No... i was using a personal account |
Re: My Bank Account Restricted Unjustly by Nobody: 1:07pm On Mar 16, 2020 |
Op kon explain how your waka go for bank today, abi dem don gbam you |
Re: My Bank Account Restricted Unjustly by jahlove4jah: 1:11pm On Mar 16, 2020 |
Darlenelove:Most likely the account owner must have provided a court order. But if their intention is to lure him and arrest him, they will likely not notify him . |
Re: My Bank Account Restricted Unjustly by jahlove4jah: 1:13pm On Mar 16, 2020 |
Bozzyironlady: Very important feed back. But if you have not gone to the bank, please don't go alone. |
(1) (2) (3) ... (6) (7) (8) (9) (10) (11) (Reply)
Drop Shipping In Nigeria- Experience, Advice And How To / Melinda Gates Rents ₦50Million Per Night Private Island(Pics) / If You Had Known This Earlier, I Believe You Wouldn't Spend Lavishly
Viewing this topic: 5 guest(s)
(Go Up)
Sections: politics (1) business autos (1) jobs (1) career education (1) romance computers phones travel sports fashion health religion celebs tv-movies music-radio literature webmasters programming techmarket Links: (1) (2) (3) (4) (5) (6) (7) (8) (9) (10) Nairaland - Copyright © 2005 - 2024 Oluwaseun Osewa. All rights reserved. See How To Advertise. 1 |