Did you do "send you account details" on twitter without knowing?

Fraud everywhere

You don get alert...

dicksonadams:
someone fraudulently gain access to my account last night 28TH March 2020 and performed a series transactions of N443,928.49 without my authorisation.

I have called StanbicIBTC customer care and the lady I spoke with told me they would disable the account and push the case to stanbicIBTC fraud unit. Luckily I was able to transfered remaining balance to my GTB account to prevent further debits (I only saw this at about 5am when I work up to pee and saw a single alert of about 6k which I guess was the first trial. The funny thing was thst the debit alert for others or the login notifications or OTp token request didn't drop in my phone Sms or email just the first 6k.

The debited money 400k+ is still being held in my account Ledger balance (see screenshot), please I will appreciate any assistance in recoverying the money. I had no reason to believe my money wasn't safe in my StanbicIbtc bank account.

Note: I rarely used this account apart for saving... I rarely use the atm on this account too. I usually transfer from this account to my gtb before withdrawing.

Bank say there is slim chance of getting the money, that even though the fund are still held in ledger balance they are as good as debited.

Take money u don't use often to a micro finance bank.....no internet transactions there...no ATM...
Lol

*"Tips on how to retrieve your money after you have been scammed"*

Please read careful and learn.
20% of social media users and shoppers have been scammed at one point or the other, either large bucks or small money and It's quite painful.
Many people don't always know what to do, so today am sharing with you things you do, when you realize a page you paid for a service or goods is ghosting you:

*1. Screenshot all previous chats across all messaging app (IG and WhatsApp or FB).*


*2. Write out the Full name and account number of the page or person.*


*3. Go to the last notification your bank sent you after you made the payment (via mobile app or text)*


*4. copy out the "TRANSACTION ID NUMBER".*


*5. Go to any branch of the scam artist's bank (the bank the scammer uses), ask to see the CUSTOMER SERVICE in charge of FRAUD.*


*6. If you can, print out all those chats with the scammer, and submit it. While you are there, send an email to SCAMMER'S BANK and copy CBN FRAUD DESK (anticorruptionunit@cbn.org)*

This will ginger the bank to take it up fast.
What should you expect from this? The culprit/suspects account will be PLACED ON HOLD. Meaning he/she cannot transfer or withdraw until they visit the bank, and when they do, the bank will contact the police and the suspect when proven guilty will sign a waiver allowing the bank to refund your money.

*Thanks and God bless you, say No to Fraud*

Copied

BigBabyJesus:
Paystack is not safe.

I swear ..No OTP ...just instant

Write a petition and copy CBN and Efcc ASAP

Wow! Hope you didn't respond to any of those calls claiming to be staff of xyz bank calling from the banks HQ requesting your bvn? I've received such calls severally but cursed them. Not even my account officer would call to ask for such.

Whether someone hacked your account or not, avoid that bank. I've a Platinum/Private Banking current account with them and they always do deductions on daily basis, several times a day, for goodness knows what.

I hardly even use the bank anymore.

Tour card details was compromised hence it was used to purchase goods online.
The blocked funds will be debited as soon as merchant comes for funds however if merchant do not come for funds it will be released to ur account within 8 days.
I advise u call ur bank,they will block ur card and ask u to fill a dispute form to enable them investigate.
Always protect ur card details.
All that is needed to carry out transactions with ur card is the last 6 digits if ur card,card Security and expiry date.
Please let's be careful at all times.



My advise for us all is to have a sub account (i.e GT Target account) where ur major money will be kept while u just move a little amount to ur savings or current account so that in situations like this ur account will not be sufficiently funded or if u are robbed they can't have access to this ur target account.
It works for me and my colleagues in the office.
I work with GTBank and am telling you this as an expert.

Your card is cloned and used on an offline pos.

That pos not a Nigerian pos the IP will be USA.

Gee guys

dicksonadams:


Yes I do but rarely use it... In fact when I saw the debit, my first thought was that I must have lost the atm, I have to go and check under bed where I kept thr atm card and I saw it there

Wow!!! Report this case to EFCC, Police or any other appropriate financial intelligence agency.

@ Dickson you have released your atm card details to the scammer. This is a web purchase. Try to investigate. Someone very close to your phone performed the transaction. You can only make web purchase with otp. Definitely someone close to you used the otp sent to your phone to consummate the transaction.

This has nothing to do with the staff of the bank

If I am right, I think a lien was placed on ur account, auto detected by ur bank because you haven't done such volume of transaction before now.. Hence the reason why its still in ur account. Block ur card using ur app if it has that feature and Visit ur branch, meet the head of operation/ customer service manager and it'll be resolved.
Goodluck

dicksonadams:
The fraudulent transactions total value is still held in my ledger balance. The strange things is there is no notification receive for the other transactions and they are not in deposit history as well.

Sorry to say this but have you play this game before? Last empire Z or Clash of King.

If you input your card details, you can buy anything without OTP. So if this is possible.

That means, there is 100 ways of stealing your money without OTP. As far they know your card codes, expiring date and vcc.

dicksonadams:


I didn't get any email notifications of these transactions apart the 6k+, neither did I get the OTp token before transactions are initiated.

Please what is the way out of this kind of situation

The same thing with me last week Saturday night 10k was debited from my diamond - Access account, still now my bank hasn't given me a reason for that.... Just so bitter about all this mess....

Kihem:
Your card is cloned and used on an offline pos.

That pos not a Nigerian pos the IP will be USA.

Gee guys

Merchant was traced to Mexico and he criminal used it to buy gasoline worth 400k+

dicksonadams:
someone fraudulently gain access to my account last night 28TH March 2020 and performed a series transactions of N443,928.49 without my authorisation.


I have called StanbicIBTC customer care and the lady I spoke with told me they would disable the account and push the case to stanbicIBTC fraud unit. Luckily I was able to transfered remaining balance to my GTB account to prevent further debits (I only saw this at about 5am when I work up to pee and saw a single alert of about 6k which I guess was the first trial. The funny thing was thst the debit alert for others or the login notifications or OTp token request didn't drop in my phone Sms or email just the first 6k.

The debited money 400k+ is still being held in my account Ledger balance (see screenshot), please I will appreciate any assistance in recoverying the money. I had no reason to believe my money wasn't safe in my StanbicIbtc bank account.

Note: I rarely used this account apart for saving... I rarely use the atm on this account too. I usually transfer from this account to my gtb before withdrawing.

Bank say there is slim chance of getting the money, that even though the fund are still held in ledger balance they are as good as debited.

We were told that one needs our authorisation to redraw our money.

sexylassie2

People get money oo

hope you didnt post your account number on nairaland like some dumb people are doing.

just2endowed:


Merchant was traced to Mexico and was used to buy gasoline worth 400k+

naija people dey everywhere doing Yahoo work.

dangoteinlaw:
After god fear wire wire bois

But some people like yahoo boys.
The chickens are coming home to roost.
I feel very bad for OP. Hopefully he gets his money back.

The ignorance on this platform is high. Every one is saying bank staff, and would be surprised when it happens to them if they don't take precaution. Same way Nigerians see Corona virus as a foreign sickness until it takes them by surprise.

Someone from the bank,did it,make sure you collect your money from them.

This is pure wickedness... Call your account officer and hold him responsible. 400k ain't 400naira

Stellly02:
If I am right, I think a lien was placed on ur account, auto detected by ur bank because you haven't done such volume of transaction before now.. Hence the reason why its still in ur account. Block ur card using ur app if it has that feature and Visit ur branch, meet the head of operation/ customer service manager and it'll be resolved.
Goodluck

I got the deduction and debit alert this morning in my Sms and email

Ole firi nidi oke,Alo ku olohun kigbe..Ise owo awon omo Oran marlian niyen.Abeg,check your paddy well,dnt trust even ur 6 yrs old Girlfriend with ur phone/card

To imagine it's same bank I keep my major monies, no atm, just the app

Looks like an inside job, otherwise, why weren't there debit alerts?

OP, thanks for the heads-up. I hope you don't let this slide

This is scary

Very sad. If na advance country you dey, the bank go temporarily deposit your money come issue you a new debit card. Dem go tell you say e go take 2 months for them to investigate but the main thing be say that money wey dem don put for your account, na your money be that..

I know no why Nigeria banks no dey do this kain thing wey b say if them steal your money using digital means dem suppose pay you back. I believe say naija banks dey insured and by so doing, the insurance suppose pay...

Chale, I sad for my country.. I hope they find the thieves and your money should be paid back.

Stevecovey:
hope you didnt post your account number on nairaland like some dumb people are doing.

No