Kriss216:

nairavsdollars:
Temidayo Akinsuyi, Lagos

https://www.independent.ng/obasanjo-a-disgrace-to-nigeria-nabena/

Mozegee:
Can someone one please explain to me how i can write on something some has already posted .

NwekeUG:


https://igberetvnews.com/1359144/angry-youths-set-two-men-ablaze-allegedly-robbing-imo-state-graphic-photos/

grandiose4ever:


http://muslimrightsmuric..com/2020/01/let-amotekun-embrace-all.html?m=1

OEPHIUS:
By Christian Mmadubuogu

How do you trust a person that leads you out of the desert but ends up dropping you in the middle of the sea? How do you trust a system that promised an ‘easy peasy’ banking experience but ends up fagging you out with incessant technical hitches and excuses? How do you trust a government’s idiosyncrasy of the ‘change’ homily while it continues to maintain the status quo of ‘business as usual’ How do you reconcile the regulatory deficiencies that leave the citizenry confused and doubtful?

A thousand ‘hows and whys’ yet no answer or even an attempt at amelioration. The level of public confidence in banks operating in Nigeria is fast dissipating and not such that can guarantee effective customer patronage of inter-bank payments.

According to media reports, Point of Sale (PoS) transaction failure hit an all-time high in March, with a leading commercial bank recording about 30,000 failure in one day on its platform. Though transactions via the PoS had not heretofore been great, it further deteriorated from October last year.

The general belief is that banks are failing Nigerians. Ask an average Nigerian what he thinks, and he would tell you that the internet services banks promised to make for a happy and less stressful experience, is now the bane that he contends with.

The truth that the people have yet to grasp is that the failings of the electronic transfer system is out of the hands of the banks. The main culprit is the Nigeria Interbank Settlement System (NIBSS).

When all Licenced banks through the Central Bank of Nigeria decided that it was pertinent to provide a single settlement window, they set up NIBSS in 1993 but it was not until 1994 that it kicked off. Life was easy and people were happy until same apex bank decided yet again that NIBSS deserved to be overloaded. NIBSS in 2011 accepted the burden of biting off more than it can chew by adding electronic fund transfers to the settlement system they already handle and called it NIBSS Instant Payments (NIP).

NIBSS may be a phenomenon — the preferred option – in the aspect of the settlement, a darling of the financial sector on properness and timeliness of checks and balances, but NIP is a total flop and among the growing number of the service’s 28.5 million customers (Jan-June 2018), backlash is brewing. The system has repeatedly fallen and is still falling short of expectations, and annoyingly, they make excuses every time. When people decried the interminable error messages which were responses to failed transactions during the June Salah holiday, NIBSS blamed their incompetence on technical difficulties.

When the Federal Competition and Consumer Protection Bill was finally passed into law to consolidate the 2014 Act, hope rose for Nigerians. Consumers were excited to have a government that stands behind them and the business savvy lot were encouraged to succeed even in the saturated market space. Amongst others, the Act proscribes unfair business practices or abuse of dominant market position by any company, as well as any agreement to restrain competition, and to put a check on the aforementioned, a commission was set up. The Act mandates the Federal Competition and Consumer Prohibition Commission (FCCPC) to administer the regulation. But for the government to now play conflicting roles of both a player (NIBSS/NIP) and a regulator (CBN), it shows that there is not only market failure but also government failure.



The question is ‘who regulates the regulator?’ FCCPC – regulator – CBN (pioneers of NIBSS) – regulator – This is a case of an intervener’s shortcomings more or less approximating or exceeding the market imperfection.

Ideally, one of the chief roles of government, particularly government embedded in a highly commercial culture, is to serve as a dispassionate go-between for settling contingencies about veridical claims in the marketplace. But government today has so many stakes in the outcome of so much enterprise that they do not care about the murmurs of the end-users.

NIBSS has been and is still proving themselves incapable of handling the instant payment system. The woman who rushes to the mall to buy food for her home and unable to pay with the PoS; the student who takes a bike to an ATM and unable to pay the motorcyclist from inability to make withdrawals, the company whose employees start to lose faith in because they failed to pay salaries as a result of malfunctioning e-payment channels and a host of other end users are fed up with the system. It is either they stop with the whole attempt now and face that which they are good at – settlement – or God help Nigerians who may have been led out of the desert only to be dropped off in the middle of the sea. The heart-breaking part would be if they cannot swim

https://thepunditng.com/nibss-stop-or-you-drown-us-all/

MrColdsweat:
You're talking to stones. Nigerians have been conquered mentally. They cannot do anything.

CapitalHYC:
Nigerians, I don't think we know what we want yet and I'm not surprised that the same set of people that voted buhari are the same people here who throw jabs at him... hypocrisy... Na wetin Ona want, Ona vote, no dey complain, thank God the last time I voted was 2007... Thank you Adeshina, the man being Repping Naija well since 1900 ...God bless you

jconsulting:
Bubu doesn't even hear wetin oyinbo dey talk

Made4naijalove:
Two lectures in imsu (faulty of humanities) seen quarreling on who to teach 1st in the class because of lack of class room they battle for space the senior lecture tried to intimidate the junior lecturer who came in before him

Watch video

source :

https://www.made4naija.com/two-imsu-lecturers-fighting-over-who-to-use-a-class-video/

.

BruncleZuma:
I commend my child for closing the door...after asking him to close the door.

ELVISHOT:
Actor Charles Okocha goes Unclad to wish Nigerians a Happy New month.

He wrote :

"Happy new month world... Girls don’t wear pant again this shit will shock you".

See more photos below and as he flaunts his big cassava here

http://www.thenaijafame.com.ng/2019/03/actor-charles-okocha-unclad-to-wish.html?m=1

hungryboy:
They never fight for what will benefit the masses,
If you see 'em fighting, it's because the want more money in their pockets.
Saraki or no Saraki,
That won't bring down the price of kerosene or make garri as cheap as it used to be.

priceaction:
This is serious.God really love this country no matter our divisions and diversities. We are less violent nation. This people, I mean so called elites are the most wicked sets of people in the world. The same set of people will loot government money,public funds, borrow from banks without collateral until they wreck the banks. They borrow money and take it abroad to live an extravagant life with their families. They are tax evaders, and all their kids and children have tripple citizenships in first grade countries around the world. They are wicked and doesn't care about common man. How can you wreck banks here and you, have banks esterblished in other African countries. Just Google energy banks owned by jimoh Ibrahim in princepe and Sao tome and other African countries. While he wrecked the one here and carried the money to operate another in neighboring countries. Wicked souls. Just look at societe general bank, trade banks and so on. Many pensioners ,including both desd and living of the people crying winch hunts lost money to these people indirectly because of these banks. Mumu people.

And we acted as nothing happened and cry winch hunts.
That is why we must support any form of recovery of looted funds either witch-hunt or wizard hunts. If we loose it now, it is just a matter of time they will turn Nigeria to Zimbabwe. The next thing they will do then is to take the next available flight to USA to meet their families and follow what is happening in Nigeria on cnn, leaving common man to struggle until death.
The banks that suppose to support small scale businesses to boost economy prefare to sponsor elections illegally. By the time you really see how these people do tax payers and investors money you will ask questions how are we surviving in this country? This country, if managed well suppose to be one ,if not the most prosperous black nation and one of the best in the world and here we are, shouting winch hunt. We need fresh orientation in this country . This people are not our friends but enemies.Nigeria will be great again.

obiremy:
Three Nigerians – Olanrewaju Adeloye, Imrana Alhaji Buba and Olumide Femi Makanjuola were honoured by Queen Elizabeth II in a special ceremony at Buckingham Palace on Thursday.

The Nigerian contingent were among the 60 exceptional young leaders from 45 commonwealth countries who were honoured with the 2016 Queens’ Young Leaders award.

The Queens’ Young Leaders award recognises the outstanding leadership of young people across the Commonwealth nations.

Prince Harry and retired football superstar David Beckham were present at the awards ceremony. Congratulations to them all! Tomorrow will be my turn to be honored!


See more photos from the ceremony held at the Palace’s ballroom.



Source: http://www.trezzyblog.com/2016/06/3-nigerians-honoured-by-queen-elizabeth.html



goodlifehyd1:
See the pictures shared by senator Dino Melaye on Instagram

https://www.instagram.com/p/BE6wk43OCfp/

missbronze:
I don't really agree with your last statement.

Situations can make people do something drastic.

Let's look at this scenario for eg,

A wife and her husband have a kid who is critically ill and hospital wouldn't commence treatment unless a deposit is made.

husband and wife runs around for money, yet. no help.
( let's say husband have no job and poor)

Wife now runs to a rich neighbor for assistance, and he asks to sleep with her before rendering assistance.

Believe me, it will take a strong woman not to give in to save her child.

But, if she gives in for her child, will you say she has been planning it?

ionsman:
Let them keep visiting him. In fact, they need to start accompanying him to court.

BALDERDASH!!!

NgeneUkwenu:
Nothing is too much to lose for LOVE!