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Living In The Uk-life Of An Immigrant (part 3) / Living In The Uk-life Of An Immigrant (part 2) / Living In Canada/Life As A Canadian Immigrant Part 2 (2) (3) (4)
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Re: Living In The Uk/life As A UK Immigrant by RAD01: 3:03pm On May 21, 2021 |
Hello, I just saw this post on indeed. Apply and I wish you all the best. The Hospital Fertility Group Clinical Embryologist with Tier 2 Sponsorship The Hospital Fertility Group - Eastbourne BN23 6QE £30,000 - £45,000 a year - Full-time, Part-time, Contract, Permanent Apply with Indeed zeb04: 4 Likes |
Re: Living In The Uk/life As A UK Immigrant by LagosismyHome(f): 4:01pm On May 21, 2021 |
Chukwuka16: Buying always better than renting ...... and I wished I had bought earlier because I kept waiting for a crash that 10 years later hasn't happened. Instead the house prices keeps going up up up . Meaning that even rent keeps going up to keep up with the current house prices. So who becomes the winner. Those who have bought. A 3 bedroom in my area was about £900 ten years ago so was the monthly mortgage in that area. So assuming I bought my mortgage could have been £900.....(without accounting deposit, fees etc . Just comparing future monthly spend) .. 10 years later houses prices have gone up and rent is now £1,500 on the average for rent so is mortgage . The person who bought 10 years ago at least gets to pay £900 now , while someone newly buying or renting will pay £1500.... at least in London you can hardly see any area that hasn't gone up significantly in these last 10 years If I lose my job either a rental or home owner. The struggle will be there . None is absorb from the hardship .. the prayer is that we get to keep our source of income But at least after 25 years one of these two a rental or homeowner gets to rest and not worry about rent/mortgage for life assuming it now paid off.... yeah take a guess which of this two is free and which has to cough up money every month. .... Having a BTL is not bad but tenant wahala still dey so there are risk. But if someone can have a BLT also, that really golden for later on . The indians really tapped into it and have used it to build generational wealth. I believe we blacks too will eventually tap into sources of generational wealth. We just dey come , these indians have been here much longer. You see 3 generations here so we still be baby . The Chinese have one or two children so a lot are coming with accumulated wealth from their economy. We Africans made the mistake of having so many children thinking the more the better. Hopefully we realised quality over quantity in building a better future 8 Likes 1 Share |
Re: Living In The Uk/life As A UK Immigrant by Seynex01: 6:30pm On May 21, 2021 |
Irenenwaka: |
Re: Living In The Uk/life As A UK Immigrant by elisinho(m): 7:46pm On May 21, 2021 |
Hello house, I need helpabout band 6 jobs i got one in Sunderland and the other in Cambridge, I need advise about which to choose considering every prospects from the two please. treat as urgent please help a newbie |
Re: Living In The Uk/life As A UK Immigrant by Odedenshi1(m): 8:07pm On May 21, 2021 |
RAD01:Thanks for your response. I already read up on the sponsorship and found the info I needed. I am not keen on getting sponsorship as an HCA but as a registered nurse. All the same, thanks. |
Re: Living In The Uk/life As A UK Immigrant by zeb04(f): 8:40pm On May 21, 2021 |
RAD01: |
Re: Living In The Uk/life As A UK Immigrant by zeb04(f): 8:49pm On May 21, 2021 |
RAD01: If you don’t mind me asking, did you get sponsored as an embryologist? |
Re: Living In The Uk/life As A UK Immigrant by NomzyJust(m): 8:50pm On May 21, 2021 |
Who needs to exchange naira for gbp? |
Re: Living In The Uk/life As A UK Immigrant by RalphJean: 8:53pm On May 21, 2021 |
elisinho: Dear Newbie, Details.... details. The more detailed & specific your question, the more bespoke help you will get. |
Re: Living In The Uk/life As A UK Immigrant by kaad: 9:46pm On May 21, 2021 |
wonlasewonimi: I'm on a tier 4 visa and trying to get a credit card as it seems necessary to build credit score. I got an offer with capital one offering up to £1,500 with 0% interest for the first 3 months and 34.9% APR. As a newbie I need your advise, does this sound good? If not what other options should I explore. Thanks 2 Likes 2 Shares
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Re: Living In The Uk/life As A UK Immigrant by Lexusgs430: 10:07pm On May 21, 2021 |
kaad: If your application is successful, grab it with both hands and legs..... Pay your CC bills on time, don't spend over your limit and slowly start building your CH..... A youtube video was dropped here, few pages ago.... Watch it and get CC educated..... 1 Like 2 Shares |
Re: Living In The Uk/life As A UK Immigrant by DeeOneBangin: 10:08pm On May 21, 2021 |
Lexusgs430: Sho ni CC, load am 1 Like |
Re: Living In The Uk/life As A UK Immigrant by Lexusgs430: 10:56pm On May 21, 2021 |
DeeOneBangin: You too dey dangbana republik....... If you go load am, like den dey load am in the early 90's..... Àwọn Awesu....... Walahi, your own go pàss Governor Aide........ 1 Like |
Re: Living In The Uk/life As A UK Immigrant by Chukwuka16: 3:16am On May 22, 2021 |
LagosismyHome: I totally agree with you bar timing. 10 years ago we were talking of the financial crisis and Bernie Madoff and subprime mortgage crisis etc. We were just leaving the Great Recession between 2008 and 2013 and things were at their cheapest levels in a while. Amazon was trading at $134 to a share then! Anyone buying property then would have been making a great investment because there was a surplus on the market so prices were generally depressed. YoY, house prices in the UK decreased in 2011. If this were 2011, buying a house would be at a bargain. Today, we have interest rates at their lowest, market at an all time high and assets typically and fantastically over valued. It will be more advisable to be ready to pick up property after the crash than now. With regards to market crash, the markets weren't expected to crash in 2011 and governments were starting to spend their way out of the recession. This is 2021 and they have exhausted all their tools. They have printed the highest fiat volume ever, they can't lower interest rates except to negative, we still have significant job losses, the government is still paying over 4 million workers here in the UK as at March 2021 and the market is still depressed. Caution is advised. 25 years is 1/3 to 1/4 of a typical person's life. If it takes me 25 years to own a home then there is trouble! I wouldn't need 25 years to own a home in Nigeria! If the intrinsic value of my home is a place to stay then it pays me more to think economics when deciding how best to own a home. Bar the issue of tenants for which many rentals today now have strict guidelines on the tenants they want and even the race, kind of job, age, with kids or without and sector of the economy they work in etc., owning property for tax benefits is the best bet. In times like this, Id prefer to own property in such a manner that I get tax benefits. Paying for mortgage (that is not tax deductible) from my main income is suicidal now. I don't know about the black community and if we would make an impact in the abroad. We have been in the US and the UK for a while and we are still punching featherweight. We do have mouth sha and throw the best parties in town so at least we have something to be proud of. 6 Likes 1 Share |
Re: Living In The Uk/life As A UK Immigrant by omopapa: 3:22am On May 22, 2021 |
U have pounds? NomzyJust: |
Re: Living In The Uk/life As A UK Immigrant by TheGuyFromHR: 4:54am On May 22, 2021 |
LagosismyHome: Well said, I agree with what you've said about homeowning as opposed to renting. But in terms of what the Indians have generally achieved as compared to us, they haven't really been here "much longer" than us. Quite a few were here before the war, yes, but the main waves of south Asian migration to the UK occurred in the 1950s and 60s, when the parents of people like Sadiq Khan and Rishi Sunak arrived, and the major waves of Nigerian Andrews (who remembers that?) were checking out in the late 70s and 80s and of course as things got worse progressively more arrived in the 90s and 00s. So the south Asians' head start over us is not all that much, I think their relative success in the UK is down to their drive and family structure - you rarely hear of Indians joining gangs or not finishing their education, even when they're all crammed 3 generations into one or two rooms in that their Southall, which never gained the reputation that Peckham or Brixton did, for instance. They bring over their grandparents to bring up the UK-born children and those ones instill discipline and ambition into the children. And of course they maintain communities, helping each other to thrive relatively way more than Nigerians, for instance, do. 5 Likes 1 Share |
Re: Living In The Uk/life As A UK Immigrant by Lexusgs430: 5:20am On May 22, 2021 |
TheGuyFromHR: That Andrew was Enebele Elebuwa...... He never got paid for that role....... |
Re: Living In The Uk/life As A UK Immigrant by TheGuyFromHR: 5:46am On May 22, 2021 |
Lexusgs430: Lol. Nigerian government ripping off non-connected contractors since 1900. |
Re: Living In The Uk/life As A UK Immigrant by TRAY2(m): 7:10am On May 22, 2021 |
LagosismyHome: I remember when i posted here about buying my first mortgage just within 19 months of stay in UK, many folks were babbling, but look at what is happening now, with the new mortgage rules either you have ILR or 25% deposit, and house prices and interest rates are going up and up, even renting now is a nightmare.And someone will tell you not to rush, house prices will crash and interest rates will come down, bla bla bla, we are still waiting. I have always learnt to always go with my first gut no matter what anyone says, and it has helped me so far. 4 Likes 1 Share |
Re: Living In The Uk/life As A UK Immigrant by Lexusgs430: 7:12am On May 22, 2021 |
TRAY2: With your brown new car (9ja stylee)...... The lion.... A true Nigerian...... If no be Peugeot, nah merc or Toyota...... 2 Likes |
Re: Living In The Uk/life As A UK Immigrant by TRAY2(m): 7:26am On May 22, 2021 |
Lexusgs430: Hahaha, Chief you won’t understand the peace of mind i have, all i am focusing on is good health, and strength to do my work and the extras that come with it ,3 of my mates have gone ahead to buy the lions o, and they can’t stop thanking me, next to is to go electric or hybrid after the 3/5years manufacturer warranty is over. Because the UK is going full electric from 2030. 1 Like |
Re: Living In The Uk/life As A UK Immigrant by wallg123: 8:02am On May 22, 2021 |
Getting a mortgage is always better than renting especially if you looking to make a long term investment. Even if you planing on relocating back to Nigeria (god forbid) or anywhere else you can still hand it over to a vetted estate agent with guaranteed rent agreements signed into place. If your politicians in African/Nigeria that’s steals thousand of £ monthly in entitlements and salaries, see the need to own houses as investment portfolio overseas then you must be mad not to do the same. The worst case scenario you can’t pay your mortgage, you sell off and get your equity. 8 Likes 1 Share |
Re: Living In The Uk/life As A UK Immigrant by Bmuhd4smile: 8:29am On May 22, 2021 |
Hello, anybody studying or staying at portsmouth? I need info regarding getting student jobs and general cost of living there before I pay tuition deposit. Thank you |
Re: Living In The Uk/life As A UK Immigrant by wallg123: 8:36am On May 22, 2021 |
When the bible said “The heart of a man is desperately wicked”, it actually meant the heart of a Blackman is desperately wicked....... 1 Like |
Re: Living In The Uk/life As A UK Immigrant by hustla(m): 8:56am On May 22, 2021 |
TRAY2: Could you share how you did it within 19 months? Citizen? |
Re: Living In The Uk/life As A UK Immigrant by hustla(m): 8:56am On May 22, 2021 |
Bmuhd4smile: Check out ChideraPeters on YouTube She finished from University of Portsmouth |
Re: Living In The Uk/life As A UK Immigrant by hustla(m): 8:58am On May 22, 2021 |
wallg123: |
Re: Living In The Uk/life As A UK Immigrant by TheGuyFromHR: 9:28am On May 22, 2021 |
hustla: Reasonably good and steady income. You can buy a house on a student visa if you like, if you have the raw cash or some form of relevant income and can find a bank to give you a mortgage. 1 Like |
Re: Living In The Uk/life As A UK Immigrant by Magdagascariens: 9:36am On May 22, 2021 |
TheGuyFromHR: I will appreciate more info on this Sir. Humbly asking... Anyone who has tried this (on student visas) can also enlighten us. 1 Like |
Re: Living In The Uk/life As A UK Immigrant by hustla(m): 9:54am On May 22, 2021 |
TheGuyFromHR: Wow Didn't know you could buy while onna student visa Down payment is 25%? 1 Like |
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Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 3 / Give Birth In USA: Cost And Procedure? / Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 6
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