A young Yoruba man walks into a bank in New York City
and asks for the loan officer. He tells the loan officer that he is going to Lagos on a vacation, for two weeks, and needs to borrow $5,000.
The bank officer tells him that the bank will need some form of security for the loan, so the Yoruba man hands over the keys to a new brand BMW 6 series. The car is parked on the street in front of the bank. The yourba man produces the title and everything checks out.

The loan officer agrees to accept the car as collateral for the loan. The bank's president and its officers all enjoy a good laugh at the yoruba man, for using an $80,000 BMW as collateral against a $5,000 loan. An employee of the bank then drives the BMW into the bank's underground garage and parks it there.

Two weeks later, the yoruba man returns, repays the $5,000 and the interest, which comes to $15.41. The loan officer says, "Sir, we are very happy to have had your business, and this transaction has worked out very nicely, but we are a little puzzled. While you were away, we checked you out and found that you are a successful business man. What puzzles us is,why would you bother to borrow $5,000?"

The Yoruba man replies: "Where else in New York City can I park my car for two weeks, and pay only $15.41 and expect it to be there when I return?" The bank employees watched as he pulls out of the garage, windows down and sunroof open. Juju music blasting from his car, as he pulled away.

Yes O. Up Naija. The average Naija man is really smart.

I cann't help smiling

we use our sense to make our cash

This is hilarious. I couldn't stop laughing .

This is the best thing i've read today. Nice one.
I should take a cue, perhaps.

;DGod this is vry good i don laff tire

laughin my friggin lil behind off

Nice one

lauryn:

laughin my friggin little behind off

haaa plz dont laff it off ooooooh, cos friggin behind are the best and u've got it

naija representin! ;d

, U wan try us

Na igbo man for get that sense. Yoruba man no sabi job person