deept:
[/quote][quote author=RalphJean post=131515037]Please, skip if this question seem a no-brainer.
I have $1000 to send to mama at home.
Should I change it to £, then convert to naira (via LemFi or Azimo or Moneygram or Nala - other BDCs exist) and send to her.
Or
Do I put the $ in an envelope, send through a friend travelling. Then mama can go to Aboki Mallam and change the $?

I would send through lemfi if the exchange rate is decent compared to what about will offer for peace of mind.

Which one offers more value for money please?

I would send through lemfi if the exchange rate is decent compared to what about will offer for peace of mind, eliminate all the risks associated with all the middlemen.

Thank you.☺️

claremont:
“Top 15% of earners globally”. On circa £5000/year?

I disagree.

justwise:


When you overpay does it automatically adjust the repayment year?

lavida001:


Speaking to the BBC's Radio 4 Today programme, she said: "If we had a domestic workforce willing to work then we wouldn’t need these international recruits."

Why are they not willing to work fgs?

ReesheesuKnack:


But it’s a fact. The conservatives have issued more visas to immigrants than all labour governments combined (source: personal knowledge/lived experience).

By the way, do you happen to know Sir Keir Starmer’s stand on immigration?
During the elections, he promised to bring down migration numbers if elected.

Lexusgs430:



I love myself too much and know when to remain in my bunker......(my area was riot - free) 😂😜

Unfortunately, this unrest/riot/civil disobedience, is usually time--capsuled..... We should expect another in a few years time....... 😅😜

missjekyll:


It is very complex. It's a serious medical procedure and should not be toyed with.

Interesting fact: intelligence is transmitted via the mother's mitochondrial genes. I m not sure how much smartness is in the mitochondria of anyone who risks life for a wig.

I can understand doing this for survival

missjekyll:


Of course. Bridge Clinic.

Viruses:


No need bringing egg or anything over. Do the whole process in Naija then come back with pregnancy.

Viruses:


Sorry to hear about this situation. A year's wait is really heart wrecking. Like the saying goes; wetin dey for Sokoto, e dey for shokoto. Have you considered Nigeria? With £500 egg go full everywhere, you can then return to UK to continue life.

KOVIC19COVID20:
In other news…

https://www.theguardian.com/uk-news/article/2024/aug/07/shamima-begum-supreme-court-refuses-hear-citizenship-appeal

Isn’t it time to stop wasting tax payers money to lawyers launching these baseless appeals?
There is a concept in Arabic/islam called قدر. Basically about embracing fate. Can’t this girl just embrace qadar and believe that the almighty Allah (SWT) has destined for her to live in Syria ?

missjekyll:


Oh come on, are you still saying this? Are you planning to return your inflation busting pay rise(something the blasted tories refused to do) ?
They ve said they remove it just not yet. I m possessing my soul in patience for now. It's been 1 month

missjekyll:

What choices, the children had no hand in any of these. We can't let them starve to punish their parents. They have come in hungry to school this morning, they have to eat.

You are assuming their parents are "irresponsible " and do not work. That is not true.There are also children of working parents who are in this group due to low pay and high cost of living.

Ticha:


In the interim 2 months yes and then it goes back up again. Over all no. Babajeje close the credit line unless you have a very strong will and discipline to not use them again.
It is very easy to get into debt if you have access to lots of open credit lines.

missjekyll:


This particular candidate is real. He said he didn't have a picture with the correct tie. He lives 300 miles away from where he was standing, though.

I wouldn't vouch for the others.

The 5 reform poopheads MPs were going to walk in a file into parliament like gangsters however they arrived late and had to stand outside. Hilarious 😂

I am usually happy to negotiate and find common ground but I draw the line at the far right. We throw hands on sight 😤 . No apologies

kumbhuru:
Must you all talk about politics here

dupyshoo:
I agree, reform took away a lot of share of conservative votes.

Also, so many people decided not to vote.

I just checked Lizz Truss's constituency. She won with about 35,000 votes in 2019 while Labour had just over 9,000 votes.

Labour has now gained close to 4000 more votes. Where are the other voters?

ReesheesuKnack:


Come on Justwise. You are more than this. I honestly think you are capable of a more nuanced assumption/thinking/point of view.

Your thought (on this matter) assumes that ALL Christians think the same (or should think the same).
Your submission seem to suggest that ALL Blaxk people think the same, or should think the same.

Your argument on this issue assumes that exactly the same thing matters to All Black people.

Even your own blood brother or sister, heck even your own identical twin does not like or dislike exactly 100% of the things you like or dislike.

I am a black woman, I will vote for Trump because I like position on abortion.

I am a Christian, I voted for Nigel Farage because I like his idea of increased threshold for taxation.

Those things matter to me, because I am me. Not because I am a Christian or a black woman.

missjekyll:


No you are not. I find him utterly repugnant. I m very happy the libdems and greens won more seats. We need to drag labour back to the left.

Far right Nigel can fly off into the sun.

Zahra29:


Maybe not a formal alliance but they will feel they have to align with most of their values and policies to try to win back their defector voters.

So it will be Tory and Reform against Labour

Zahra29:


💯

Tory voters have felt betrayed since Party gate,failure to implement Brexit properly, Rishi stabbing Boris, increased migration, net zero....on and on

They've been waiting for this moment to give the Tories a bloody nose.

Most of the moderates/one nation are being cleared out. The right wingers (Suella, Kemi, Jenrick etc) have held their seats....it shows what direction the Tory party will be forced to pivot if they want to retain any remaining support.

Zahra29:


Rishi won his seat with a large majority.

Yes it matters because they've come close second in dozens of seats, a lot of them Labour. The message is that they are snapping at Labour's heels and could take over these seats if Labour falls out of favour with their voters. Also the personalities of the 4 MPs - Farage and Lee Anderson in particular - they are loud , rabble rousers and could cause a lot of discomfort and negative headlines for Labour.

British politics has changed, more volatile. The electorate has sent a strong message that they will no longer be taken for granted.

wallg123:
After 8 attempts finally Nigel Farage is an MP. Time will tell if Clacton cracks it or made a huge mistake

ReesheesuKnack:
Prime minister, Sir Keir Starmer

Peerielass:


Starmer described the Working Class in one of the interviews as people that live from pay-check to pay-check without any savings. By inference the rest of us are wealthy and he is coming for us

P.S I have already voted for the Conservatives. Wasted vote maybe but better the devil you know.

missjekyll:

What choices, the children had no hand in any of these. We can't let them starve to punish their parents. They have come in hungry to school this morning, they have to eat.

You are assuming their parents are "irresponsible " and do not work. That is not true.There are also children of working parents who are in this group due to low pay and high cost of living.

missjekyll:


Not really. I mean I m feeling the pinch but I still have a lot of give. However , my community is not okay so I can not be okay. I believe a society is only as prosperous as it's poorest citizens.
At the moment, the UK is wallowing in poverty. Preventable poverty. Rickets is coming back, children coming to school hungry. Teachers bringing sandwiches to school.

I cannot turn a blind eye to that and I have declared war on the party responsible.