Mcslize:


Don't mind them. Make them dey give themselves hope.

Gbamm 😁

ORACULUM:
Kindly state your option with reasons to help a brother make a decision on what to choose from?
Lessons in the comment please.

Assuming that will pay the kidnap ransom abi? Or satisfy the armed robbers when they break in, or perhaps the medical bill when that container falls on your car? Or perhaps rescue your kids when the house help decides to try kidnapping? Let's not talk about fuel scarcity and NEPA.

MT:


No once contests what you stated except the healthcare is not free. There is a deductible that goes towards funding NHS - your National Insurance, and now NHS is a mess. For some cases, you could be given one year before you could see the doctor.

I know of people who came to Nigeria to do their surgeries because they could not wait.

Fair enough,. At least they could afford return tickets to and from Nigeria. Goodluck to our minimum wage earners in Nigeria here to be able to afford surgeries.

ORACULUM:
Kindly state your option with reasons to help a brother make a decision on what to choose from?
Lessons in the comment please.

Very easy

In 5yrs time

£2000 will still have worth of £2000 but that your N500,000 worth will go down to N300,000 in Nigeria if not less

wonlasewonimi:
If you are single in UK, and dont live in London, you should be fine with 2k a month.

You just need to get a shared accommodation with all inclusive bills for about £500/month or less

2k pounds to naira is 3.8m.

Don't get me wrong, a 500k earner seems big considering our earnings is averagely low in Nigeria while the same 2k pounds monthly is a low earner in the Uk. ( i knw of teachers earning over 4k monthly there)

If you want to live a good standard life with basic amenities and less stress ( but with less savings in pounds) the go for the 2k

If you want to live an average life with very prudent spending that can afford you to save atleast 200k monthly then go for 500k naira

But all in all the 2k is better

Gilgil:
If you meet a health challenge of significant proportion, you will understand that the 500k is nothing

Our naira na just papers.

monex:


there is no error of conversion for savings

error of conversion applies to expenses.

your savings on 2k GBP per month is higher than your income in Nigeria according to the guy

Are you saving it here so you can spend it there?

The same 300 you're saying here, they can also save the % overthere.

Question goes back to, can you actually live a comfortable life with 1700 out of 2000?

Someoen earning ₦500k can comfortably save ₦80k+₦100k too while living a more comfortable life than the one earning 2000 and saving 300

jedisco:
Little details to work with e.g prospects of further earning e.t.c

All things being equal, would even take £1300 over 500k in 9ja

It's either you commit suicide the following month or you will be admitted into a mental care home

Nairalander248:


You failed to understand that 300£ doesn't make sense as your calculations in the UK. Dey play. Calm down and read comments...

Make sure you earn more when you come around

@Nairalander248 na you type rubbish. Expenses = feeding, rent etc. 300£ will be saved.

ceejayluv:

There are Nigerian diasporas doing quite well in business and professional endeavors and it's relatively easier for them to attain much more than what I postulated. Mind you, it's the current exchange rate that made 300 Pounds to look that attractive.

Professionals don't earn 2000

Meaning they were well to do in Nigeria before relocating.

2000 is for the averages. No professionals or business guys earn 2000, maybe in days or weeks.

We are talking average earners, not professionals.

OboOlora:


Which caregiver will make £4k/month after tax in the UK.
Na so una de talk rubbish wey una nor know.

Do you know £4k/month after tax is roughly £70k/annum b4 tax?

Even if u pack all the extra shifts and almost kill urslef, max na 3k/month after tax

The more u work, the more Tax takes.

My brother the thing weak me, if a caregiver makes 4k a month how much is a newly qualified nurse making them, people go just dey misyarn anyhow.

Papilagreen:


See that's the problem we have as Nigerians.
We need to be well informed before you put your head dive into any situation.
Even in Nigeria we have what is called minimum wage. And we know what the minimum wage does in Nigeria when it comes to bills.
So also it is in the UK. As per minimum wage is about 2500 which comes to the final advice I will give you to land yourself a better paying job offer before you japa. Geta good skill a marketable one for that matter ND improve on it.
Only then will you be able to live above flot and bove the poverty line in the UK.
Know this know peace.

Sorry, are you advising me or you're taking in general because I was actually correcting that fellow who didn't know that £2333 is the average earnings in the UK and not what he wrote.

lastkingsman:


Didn't you see where he tagged it "Savings"? Do you guys read at all abi na to jump into mention? Unless savings have a different meaning

You have comprehension problem?

Oya go back and reread what you quoted and the context at which what you quoted was written.

Ucheamani:
There's nothing like £2k in UK just like there's nothing like 500k in Naija.
UK is made up of 4 different countries with many cities, towns and villages. In Glasgow, Scotland where I live, £2k can pay my rent, pay my council tax and electric bills (I don't use gas) feed my family of 5, buy my monthly bus ticket, pay my phone and house internet bills and I will still have small savings.
Unlike England, I don't have to pay for prescriptions, children under 22 don't pay for public transport, primary school kids eat free. All excursions within the city are paid for by the council. So make your comparison specific.

Interesting. Everybody kept mentioning London as if London is the only city in the UK. There are other cheaper cities to stay but some persons always follow the crowd.

They want to be living in London where millionaires live and be rubbing shoulders with millionaires instead of going for other beautiful cities with cheaper cost of living.

I feel some persons are just doing too much living above their means in that UK. They better cut their coats according to their sizes.

Procashtips:


Are you saving it here so you can spend it there?

The same 300 you're saying here, they can also save the % overthere.

Question goes back to, can you actually live a comfortable life with 1700 out of 2000?

Someoen earning ₦500k can comfortably save ₦80k+₦100k too while living a more comfortable life than the one earning 2000 and saving 300

Please do the arithmetic for me, how can someone living on 500k live a comfortable life in Nigeria, because the last time I checked a flight ticket to London for holiday is over a million, a comfortable SUV is over 10 million, rent for a 2 bed flat in Ajah or anywhere in the island is over 2mllion, and installing Solar system in flat is over 4million I never put children school fees and the rest. Please break it down for me.

ORACULUM:
Kindly state your option with reasons to help a brother make a decision on what to choose from?
Lessons in the comment please.

Which kind option be this?

RichIgboBoy:
you know nothing, do you know how much is monthly rent in the uk?

People like you don't spare any chance to insult someone... how much is a studio apartment rent in a City like Bristol? A small family can get apartment of £500 a month over there.

Even in Bolton, a family member pays £690 for a semi-detached duplex. So, £1,310 can't pay other bills for feeding?

You guys like discouraging people from travelling but once an opportunity calls for you even if at £1k you'll jump on it.

And you've not thought about security and other good advantages of living in UK than Nigeria.

MT:


Ignoramus.

Some of you blame Nigeria after you have made a mess of your own life.

The same country you are is where some people are doing well for their lives. You should question what has happened to you.

Before you start screaming connections, I have lot of associates who are well placed without a single link.

A lizard in Nigeria will not turn crocodile abroad. A lizard will always be a lizard.

DECEPTION

No be only some na sum

64 YEARS OLD country topping the ladder of poverty and unemployment.

Abroad animals has more prospect and a better future than Nigerian youths.

But that comparison no make sense at all. Except U dey live for London house rent, bills and naija food U can't spend £1200 and the remaining na savings with better enjoyment. If U try save 500£ na almost 1million naira be that which is even more than the salary for naija with all the food stuff inflation.
House rent =600-650£
Bill= 250£
Food=100-150£
Council tax= 150£.
Salary= £2000
Tax=350£
Net Money= 1650£
Expenditure= 1200£
Savings= 1650-1200= 450£
Savings in naira = 450*1850~#900k.
UK anyday anytime twice on monday

Procashtips:


Professionals don't earn 2000

Meaning they were well to do in Nigeria before relocating.

2000 is for the averages. No professionals or business guys earn 2000, maybe in days or weeks.

We are talking average earners, not professionals.

Well, for the averages,the 2k can be gotten in one job. Add the possibility of having multiple jobs and pooling resources with a spouse, then the current exchange rate.... there's a real feasibility of of sending home up to a million naira monthly for savings and projects.

Procashtips:


Professionals don't earn 2000

Meaning they were well to do in Nigeria before relocating.

2000 is for the averages. No professionals or business guys earn 2000, maybe in days or weeks.

We are talking average earners, not professionals.

... nonsense talk a band 5 professional nurse earns 30k a year which equates to about 2k a month, an FY2 Doctor is on 33k and a police officer salary is about 30 k starting.

DaddyCoool:


Prospect my ass
There are all those born there 70's or so. You read them in the news for crime or so. [[[b]b]b]Immigrants from Nigeria are always the [/b]achieve[/[/b]b]rs

thank God you know Nigerian immigrants are making exploit abroad. Don't worry i will soon join them. Make una help us look after naija

uvie66:

Please do the arithmetic for me, how can someone living on 500k live a comfortable life in Nigeria, because the last time I checked a flight ticket to London for holiday is over a million, a comfortable SUV is over 10 million, rent for a 2 bed flat in Ajah or anywhere in the island is over 2mllion, and installing Solar system in flat is over 4million I never put children school fees and the rest. Please break it down for me.

Don't mind that guy.... He's clearly not earning 500 k a month.

gassbee:
if u cant live a comfortable life with 500k, is it 2k in london u wil b able to cope with

I don't know what N500k means to you, but it's the least I earn monthly. Feeding alone takes a huge chunk. I prefer to eat healthy than taking medicines. He said UK, not London. So, it can be Nottingham, Bristol, Sussex, or anywhere. And I tell you again, £2k in the UK is very far more better than N500k in 9ja. I have family and friends there.

Now, let me ask you personally, if you have offer for N500k a month in 9ja (Any State) or £2k in UK (any City), which will you go for?

While at it, consider your kids education, consider health services, consider good atmosphere, consider security, Government support, etc.

It all depends on where in the country you live.

The minimum wage is country wide, wherever you choose to live, you are guaranteed that as minimum (hourly).

However expenses, particularly housing, which is the biggest expense you'd have. The further out from London/ or a city, the cheaper it is and the further north you live, same effect.

The downside is wage disparity for similar professions. Up north, you'd earn less compared to your southern counterparts, for the same reason, housing and possibly food is cheaper.

Why is housing more expensive down south? Population density, creating more demand for housing as people move down south for higher pay, particular London and commuter towns nearby.

So whilst £2000 may probably suffice in certain regions, it would be starvation wage in others.

I'd imagine the same gives depending on what part of Nigeria one lives earning 500k.

Modified**

The north used to be powerhouse of industry and manufacturing up until the 80's but Maggie ( Thatcher) decimated those industries, hence less job availability.

The UK is now mostly a services economy, primarily financial services, ergo London. So that's where most of the top jobs are, hence attracts workers from within and without, driving up the cost of living above what gives in other regions.

borie4u:
But that comparison no make sense at all. Except U dey live for London house rent, bills and naija food U can't spend £1200 and the remaining na savings with better enjoyment. If U try save 500£ na almost 1million naira be that which is even more than the salary for naija with all the food stuff inflation.
House rent =600-650£
Bill= 250£
Food=100-150£
Council tax= 150£.
Salary= £2000
Tax=350£
Net Money= 1650£
Expenditure= 1200£
Savings= 1650-1200= 450£
Savings in naira = 450*1850~#900k.
UK anyday anytime twice on monday

...my brother I concur because I am on 2.5 k a month net and live in London but always still manage to save 500 every month out of it, despite coming to three times a year to flex. The trick to living in London is do not punch above your weight.

uvie66:
...my brother I concur because I am on 2.5 k a month net and live in London but always still manage to save 500 every month out of it, despite coming to three times a year to flex. The trick to living in London is do not punch above your weight.

.... despite coming to naija...

ORACULUM:
Kindly state your option with reasons to help a brother make a decision on what to choose from?
Lessons in the comment please.

Just consider that 500k job in Nigeria is likely a job that gives you some measure of prestige while 2k job in UK you are probably in the rank of Gate man or house help. Every thing isn't about money

Villa12:
thank God you know Nigerian immigrants are making exploit abroad. Don't worry i will soon join them. Make una help us look after naija

But there're also a whole lot struggling too
No place is heaven

phemray:


500k in naija is far better if one is creative. You and your family will be ok and have savings. You see, spending money depends on individual lifestyle. We like show off too much in Nigeria and complain that the economy is bad. Where as in UK u mind your business or how many people in UK will help his friends and family to pay Thier bills monthly the way we do in naija? it's our culture anyway but , 500k is not a joke. Naija no too bad like that.

If you've not tasted the 2 scenarios better keep calm. I bet if you're the one that got this offer, you won't think twice to japa. Have you even considered security, education for ur kids, good atmosphere, and all the things you get for living there? Just by stepping into UK, 90% of your prayers here in 9ja is answered.

uvie66:
...my brother I concur because I am on 2.5 k a month net and live in London but always still manage to save 500 every month out of it, despite coming to three times a year to flex. The trick to living in London is do not punch above your weight.

Try finding a partner who is just as hardworking, and you'd see how much more you are able to build, and faster too.

lastkingsman:


According to you:

Earnings - 2k
Expenses - 1.7k

Difference (Savings) - 300£ (570,000 Naira with today's exchange rate).

This is with health insurance, access to more opportunities to progress, security and free education up till secondary school level .

You dey smoke Indian hemp

No mind the fool. Many Nigerians are that foolish because they lack the ability to think.