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Nairaland Forum / Nairaland / General / Business / Bank Official Asked Me To Pray Over Erroneous Transfer. (22388 Views)
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Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by lagosrd: 8:34am On Feb 04, 2022 |
Macolapablo: Go and report the bank and the branch to the appropriate authority. That's was how they allowed one hopeless guy get away with my money. |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by elo47(m): 8:35am On Feb 04, 2022 |
Macolapablo: The bank can't remove funds from the customer's account without their consent. Because that is a strong basis for a lawsuit. So ask for the customer's number and talk with him/her. That's the fastest way to resolve this. 1 Like |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by MufasaLion: 8:35am On Feb 04, 2022 |
fattprince: Did they went to sleep and rely solely on hope or manna from Heaven? If you wanna get something, you work it! The U.S. is not even as religious as Africa. That's an indicator that prayer is not the solution to world problems. Elon Musk is gonna colonize Mars with the help of science, not prayer. 2 Likes 1 Share |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by freshalien: 8:36am On Feb 04, 2022 |
mixta140: Wetin I no sabi? You mean I don’t know about something that happened to me? ![]() ![]() There are lots of Nigerians abroad who are Nairalanders here, even foreigners use this website on a daily basis. Sorry enn! Not everyone here is in the hunger and suffering you are enjoying in Nigeria, while waiting for Tinubu to be elected next year. |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by zoroby(m): 8:36am On Feb 04, 2022 |
chloride6: |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by mixta140: 8:38am On Feb 04, 2022 |
freshalien:If na suffer pursue you for 9ja ... no be everybody suffer for 9ja like you wey you come run comot.... Dey lie yourself there 2 Likes |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by LordIsaac(m): 8:38am On Feb 04, 2022 |
sunshine1974:In saner climes, you'd sue them and get redress. Here, citizens are advocating for "prayers". Africa ehn, especially Nigeria, it will take the extinction of five generations before we can get anything right. I'm just sad at this response. 2 Likes 1 Share |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by greatseed: 8:38am On Feb 04, 2022 |
Don't stress yourself. The bank will contact the guy & tell him to refund the money except he has abandoned the account, if not he won't have a choice but to return the money. If the bank is slow in their response, send a mail to the bank with their MD/CEO & CBN in copy. No one is above mistake 1 Like |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by Trojan8(m): 8:39am On Feb 04, 2022 |
flyca: How do you know that they did not? |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by cmikel: 8:39am On Feb 04, 2022 |
Macolapablo: They asked you to go and pray bc the guy may have other accounts and don't even go to the gtb account. They they can help you to call the PO person but they won't officially give u his contact. Unless someone gives u from back door 2 Likes |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by mixta140: 8:39am On Feb 04, 2022 |
freshalien:Hear nonsense wey you dey talk na... you mistakenly sent money to someone and them give you back sharply... hear nonsense... you sef fit do am.... mumu talk.. Na you go first travel out na 2 Likes |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by Echo50(m): 8:41am On Feb 04, 2022 |
I have similar experience but in my case, some one transfered 1m into my acct but was withdrawn without permission from my acct within 4pm while balancing there accts |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by aktolly54(m): 8:41am On Feb 04, 2022 |
Op can't they check the owner of the account phone number and call him or her then ask him to come bank or the person number is not in use again |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by chloride6: 8:41am On Feb 04, 2022 |
[quote author=zoroby post=109941519][/quote] If the government sends you the 2 salaries in a month and they later discover they will not simply not pay you for a month. If you are unlucky, they will punish you for dishonesty. |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by Cantonese: 8:41am On Feb 04, 2022 |
Quantumheight: Short and simple. That’s exactly what it is and the way it works. Prayer in the sense of the bank official is for the other person to respond favourably. The bank will not go and arrest him because of that and the bank will not release his address/phone number to you. What if the person never touches that account, or is outside the country, or is sick? Go and pray abeg! 2 Likes |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by phemmyfour: 8:42am On Feb 04, 2022 |
Macolapablo:The bank has no right to do that...you are just careless 1 Like |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by Nobody: 8:44am On Feb 04, 2022 |
Righteousness2: What you don't know, please don't put your mouth. Bank can pull money from your account and return it to the owner if it's a scam. 1 Like |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by LegacyB: 8:44am On Feb 04, 2022 |
lagosrd:Better don’t let the devil use you. It won’t solve anything than making the staff look bad. 1 Like |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by wallarwallar(m): 8:44am On Feb 04, 2022 |
Righteousness2: I'm a Christian but your comment shows you are an idiot and people sbud stop taking u serious. Can u just imagine. How does God relate to GTB bank to do d right thing. With people like u dis ountry will never move forward or experiences any greatness 2 Likes |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by Osilama1: 8:44am On Feb 04, 2022 |
MufasaLion:that's the issue with our banking system that's why so many frauds go on without checks... Banks and CBN should do more to check mate issues like this... |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by Ofuks(m): 8:45am On Feb 04, 2022 |
Dear OP, The comment from the bank official is unprofessional, however it is the truth. Banks do not have the right to reverse funds from a customers account just because of another customers complaint. There are rules, regulations and procedures guiding all kinds of financial transactions, and applicable to a scenario like yours too, and the written consent of the beneficiary of this erroneous transfer must be secured before the bank can initiate a reversal. In extreme cases, where the beneficiary refuses to give consent, the sender of the erroneous transfer is advised to get a court order, which acts as the final arbirter. Some beneficiaries of erroneous transfers are also wicked and fraudulent and may not want to grant reversal consent, simply because they want to convert the funds to theirs. However, this is impossible for the receiver to achieve, if the fund is placed on lien by the bank. There is also a recovery process if the money is no longer available in the recipients account. Note: The bank also receives reversal requests from fraudulent persons who have gotten value for purchases made from suppliers, and still visit the bank with the intention of defrauding their supplier and exposing the bank to needless litigaton. When in doubt, consult google. 5 Likes |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by Nobody: 8:45am On Feb 04, 2022 |
Quantumheight: That's a lie, the bank can call the owner to do the transfer or they do it themselves. They have been doing it in pos cases. |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by MufasaLion: 8:47am On Feb 04, 2022 |
Osilama1: I really hope they do so. |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by Jayslyder: 8:49am On Feb 04, 2022 |
The way u guys just think moving money here and there is funny.. no one has the right to move funds from an account without consent or court order..the best they can do is to lien your 30k that way even the owner won't have access to the money...and u said something about the account blocked..lol..that one is another process entirely and steps can be solely taken be owner of the account...the bottom line is u need to truly PRAY 2 Likes |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by Ejembee: 8:49am On Feb 04, 2022 |
The best solution is to go and get a court order to reverse the money back to your account, show them proof of the transfer, only the court can order the bank to make a reversal from where the money is without the permission of the owner of that account. 1 Like |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by dfrost: 8:51am On Feb 04, 2022 |
Antoeni: ![]() ![]() |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by Osilama1: 8:52am On Feb 04, 2022 |
MufasaLion:I have an issue sent mail to CBN since no reply... |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by dontbothermuch: 8:52am On Feb 04, 2022 |
Quantumheight:very true |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by mrksquare: 8:53am On Feb 04, 2022 |
sunshine1974: So are you opining that if a bank official mistakenly credit a customer's account with millions as we've had cases in Nigeria, the bank needs the consent of it's consumer before the said transfer can be reversed? |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by Perewenkle1: 8:56am On Feb 04, 2022 |
The bank official is correct by asking you to pray, as said by many, the bank can not transfer the money back to you, only the account holder can and the bank can not block the account of erroneous deposit, that’s why you must check one more time to make sure you are not putting too many zeros on the number, once you push send your money is gone. This is like sending what the USA bank call “ZELLE”, once you push send, it’s finished and if sent in error to me for instance, only me can return it back. 1 Like |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by seyz91(m): 8:56am On Feb 04, 2022 |
![]() Macolapablo: |
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