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Nairaland Forum / Nairaland / General / Business / Bank Official Asked Me To Pray Over Erroneous Transfer. (22392 Views)
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Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by othermen: 9:45am On Feb 04, 2022 |
When a bank staff does an erroneous transfer, it’s often the case, that even such staff cannot do the reversal, such reversal is usually authorized by a superior. So if I am a teller, and I posted the wrong amount to your account, I can’t just get an additional deposit slip and post the rest. There has to be a system reversal of the earlier posting. One time, there was such error, this time, the amount posted was more than the amount deposited by the customer, on realizing the error, the teller quickly filled a withdrawal form to rectify the erroneous deposit. Eventually the staff was fired. The account was a savings account, and when the customer didn’t receive the expected benefit, she contacted her account office, who stated that she withdrew more than she needed to, in order to be a beneficiary of the interest payment, the customer objected to this, denied so , and made the account officer probe further. The account officer eventually saw the unauthorized withdrawal. Even a staff cannot tamper with the customers instructions or account. The whole reversal has to be recorded in the Bank’s system. Also, imagine, this customer who has a lien on his account, has a dependent involved in an accident, and needed to access the fund in his account to get medical help but couldn’t..,because of no fault of his, then the dependent died due to inaccessible fund, don’t you think he should sue the bank for murder? These are the types of cases that informs the banks disposition towards a customer’s fund or account. I am pretty sure, in placing such lien, the history of the recipient account was examined, and such informed their action. I do understand why several people are castigating the employee. A professional advice would have been, to get a court order. But then, the employee should also be commended for giving a realistic advice, even the cost of obtaining such order may exceed the amount you want reversed. And so, the alternative, does require prayer. The bank cannot disclose the recipient contact information to you, that will be a breach of confidentiality. At the best, they will reach out on your behalf, but if the customer is dead or inaccessible, you ultimately will need a court order, and so, to not encumber the troubles in getting your issue solved, prayer has been advised. For a surgery, we pray, for an exam, we pray, for traveling, we pray, The blacks in America are praying, that their youths not end up like Floyd or get shot by a cop … so each nation, its issue…and it is so in many places across the world. |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by sexyking1: 9:46am On Feb 04, 2022 |
kachistone:your case and his aint the same. If they temper the customers acc without his permission, he will sue the bank |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by nolywe(m): 9:52am On Feb 04, 2022 |
If something like this happens to me and the bank decides to block my account...I will sue them...I cant be inconvenient because of someones silly mistake |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by ElValiente(m): 9:54am On Feb 04, 2022 |
Thank God I live in a country where the system has already answered 85% of my prayer points. ![]() ![]() You dey hear that nairaland pasito? ![]() |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by Dubetex96(m): 9:58am On Feb 04, 2022 |
Quantumheight: You are wrong the bank has the right to withdraw the money since it is an error transfer. I once had the experience some one made a transfer to my first bank account and my bank had to block me from performing any kind of transaction becos the person that made transfers had laid a complaint to them. My bank have to call me on phone and after asking me some questions I told them that they should transfer back the money to the person that i don't know the person and beside it a wrong transfer. |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by iamL(f): 10:01am On Feb 04, 2022 |
freshalien: Which country abroad will temper with another persons account without consulting the owner in the name of error? Some of una go just lie to form big online. 1 Like |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by BushDoctor123: 10:01am On Feb 04, 2022 |
I was a victim of same situation. The owner of the account you wrongly paid to has to give approval for the withdrawal, otherwise. My money was returned to me after the approval. It took almost a month because the owner of the account delayed giving his approval. He claimed he was expecting some money but unfortunately it was not from my source. Anyway you still need to pray bro. |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by Nauttyprof(m): 10:02am On Feb 04, 2022 |
There is a prayer that works faster. Do a 3 night prayers standing on one leg. I am telling you a day after these prayers, you will receive miracle alert beyond your 30k. Do this and thank me later ![]() ![]() ![]() ![]() ![]() |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by JuanDeDios: 10:03am On Feb 04, 2022 |
Antoeni:Lol. It's Obaseki for positions 1 and 3. Can't drag position 2 with Yahaya Bello. |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by Fretice(m): 10:07am On Feb 04, 2022 |
Righteousness2:our pastor in christ |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by Unrated900(m): 10:08am On Feb 04, 2022 |
Righteousness2: You are always in the wrong section With the wrong comment. 9am you are awake 9pm you are awake 2am you will comment. 4am same thing. Be like you are jobless Do you think you can colonize people here for church Unserious person. |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by Nobody: 10:12am On Feb 04, 2022 |
yusluvad:Fine ,he made the mistake but nobody is above mistake . 1 Like |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by brain54(m): 10:15am On Feb 04, 2022 |
freshalien:You don stay abroad before? |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by Raregem9000(m): 10:15am On Feb 04, 2022 |
How can i get the court order sir? I have a similar case at hand. Mine is #39000. I purchased a gadget from one guy online so i tried paying him the money using gtbank ussd code but got an error service time out. I used another means to transfer the money to the guy. It was later i received a debit alert from gtbank and i don't know the guys whereabout. I have been calling his number since then but he won't answer my call. GIANTPLUSHUB: |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by yusluvad(m): 10:18am On Feb 04, 2022 |
oke2018:Yeah, sure dear! No one is above mistake, but it's unlawful for the bank to reverse the transaction, without the consent of the account holder... 1 Like |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by Nobody: 10:22am On Feb 04, 2022 |
yusluvad:I know but the owner of the account should have mercy , |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by Raregem9000(m): 10:24am On Feb 04, 2022 |
@Op My case is similar to yours. Mine is #39000 and it was transferred to access bank. I purchased a gadget from one guy online so i tried paying him the money using gtbank ussd code but got an error service time out. I used another means to transfer the money to the guy. It was later i received a debit alert from gtbank and i don't know the guy's whereabout. I have been calling his number since Monday but he won't answer my call. Abeg nairalanders, advise me o |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by iamL(f): 10:27am On Feb 04, 2022 |
mrksquare: Yes. But in Nigeria anything can happen. There was a boy in uniben who account was mistakenly credited with 1bn from a company. They tried reaching him and the company even promised to be compensate him. When he got the alert he pack and ran away thinking he could use the money. They went to his hostel but he wasn't there that was when the school became aware of the issue and his hostel mates understood why he left suddenly. They issue out an alert for him and track him down to another state where he tried to withdraw with atm and was arrested. The money was transferred without his consent. |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by puremaker7(m): 10:29am On Feb 04, 2022 |
Macolapablo:tell the bank to give you the phone number of the guy so that you can beg him |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by yusluvad(m): 10:29am On Feb 04, 2022 |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by fluffybaby(f): 10:32am On Feb 04, 2022 |
Macolapablo: Well, the bank can't refund your money just because you said it was erroneous. If they did so, scammers will buy goods, run to the bank and claim that the money they paid was erroneously transferred. But the bank shouldn't leave it to prayer either. They ought to help contact the acct holder if he must activate the transfer back to you. |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by smasher1(m): 10:38am On Feb 04, 2022 |
Macolapablo: get a court order. |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by smasher1(m): 10:39am On Feb 04, 2022 |
Babalakin: nothing would happen without thè account holder written consent ọre a court affidavit. |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by Remman(m): 10:48am On Feb 04, 2022 |
If it's just 30k then why this post? |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by Pheelz2020(m): 10:51am On Feb 04, 2022 |
GET A COURT ORDER Macolapablo: |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by Tunagee(m): 10:54am On Feb 04, 2022 |
sigiyaya112: Wetin the guy do you na? |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by Everlastingson: 10:54am On Feb 04, 2022 |
[quote author=Macolapablo post=109892559]Good afternoon comrades. Please, forgive me if I am in the wrong section. I made an Erroneous Transfer on the 6th of January from my Gtbank account to another Gtbank account. I went to the bank to complain and I was given a form to fill. Infact, I was told the account has been blocked so there's no way the owner can withdraw the money. I was expecting the customer care official to move my money back since it has been verified that I did the transfer truely. The funniest reply I got was that I should go and pray to God to touch the owner of the account. ABEG, WETIN CONCERN GOD with transfer? Please, any idea how I can get my money back?. Your advice will be appreciated. It's just 30k Actually na only prayer go save this situation for you. I know a commercial bank staff member who mistakenly transferred someone's #200k into a wrong account. She made a mistake when keying in the depositor's account number. She had to pay back the #200k to the depositor from her own account. And the person who received the money wrongly transferred fund kept promising to return the money to but never did. The bank wasn't able to intervene. It's been over 4 years now. The money never go for good? So, pray. |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by treatise: 10:59am On Feb 04, 2022 |
Macolapablo: Customer's express consent is needed even when the fund is on hold or get a court order which would help the bank reverse the money. Sometimes, customers refuse to give written or verbal consent 1 Like |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by erico2k2(m): 11:03am On Feb 04, 2022 |
Macolapablo:There is a procedure.go amd get an order from the court and police report |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by yaki84: 11:06am On Feb 04, 2022 |
MufasaLion:What this means is that the KYC form will fill ia just another of those long administrative path that leads nowhere. Can't banks call the customer involve since it's intra-bank issue?? |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by GIANTPLUSHUB: 11:09am On Feb 04, 2022 |
Raregem9000: Go to any high court in your area and talk to someone there. They will put you through on the process of getting it. |
Re: Bank Official Asked Me To Pray Over Erroneous Transfer. by Ochelyko1: 11:09am On Feb 04, 2022 |
Macolapablo: That is the way, what happened to u also did happened to me up till now the guy had refuse to pay the money back but my case is kind of too late before I was notify that it was an erroneous transfer. So pray and I said pray so dat God will touch the heart of the person. |
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