CocoLoca: Hi, i have a very peculiar case and i would be very grateful for as many comprehensive replies as possible.

I have never been to the UK before though in the last two years i have visited some small countries including UAE.
I want to travel in January for my best friends' graduation ceremony and i plan on sponsoring myself. My friend is going to supply an invitation letter for the graduation ceremony from the school for me.
I have about N300,000 in a new account that is less than 3 months old. I also expect N400,000 before the month runs out (my salary + annual bonus)
I earn about N150,000 a month.
I have about N500,000 in a fixed-deposit account in a Microfinance bank (which i plan on supplying statement in my application).
I hope to stay for one week and come back.
I have a brother in the UK who has a good job (i think), he is a Banker.
I received about N1,000,000 some months ago from work, that's where the N500,000 fixed-deposit comes from.
This money was paid into my savings account in a different bank and the balance of that account is about N10,000 because i deplete it from time to time on all my daily/weekly needs.

My questions:
How do i go about my application so that i am not denied? Can i use the 3month old account that has N300,000 with supporting statement of the N500,000 account?
What visa do i apply for? Tourist i presume.
What are my chances, given that i want to apply immediately my salary and bonus is paid by December 23 (print out my statement of account to reflect the credit, but explain in the form how i came about the extra money)
I plan on spending just under N250,000 on the trip, is this reasonable for someone who makes N150,000 and wants to stay for only a week? (note, this amount is my December bonus, i still have considerable savings)
In my itinerary, do i state that i will stay with my brother in the UK and he will accommodate and feed me? Should i put him as a sponsor? Or do i risk using myself as a sponsor?
I don't have a PAYE tax ID yet. But i pay my tax. Will it affect my application?

Vicjustice, Justwise, and all of you guys please help!! I am willing to answer further questions. Thanks a lot.

Vicjustice:
Your all-together financial circumstances is a disadvantage, you are more than likely to be refused a visa on that basis alone

Waleabimbola:

consistency is really important my brother, i think you should stick to the 410k you have claimed in your previous application. failure to do so might lead to another Visa Denial .i think what you need to do is to write a comprehensive letter explain to them that you are a business man and your monthly salary/income isn't fixed.
from my own personal experience with UK embassy, anytime i am filling the form and they ask for my monthly income,my answer have always been 10.00--30.00(DEPENDS)
make sure you bracket the word DEPENDS.
at least me and my family have done this 3 times and we haven't been refused for once.
let other Gurus in the house advice you too bro, so that you can compare opinions.

CocoLoca:
Thanks! Maybe i should just put it off till next middle year or something. Or do i simply get somebody to act as a sponsor?

Vicjustice: If you can satisfy the Visa Officer of the reason that you are being sponsored and also give satisfactory answer regarding the benefit that your sponsor will gain by spending his money on you for a tourist trip to the UK, then, the visa is yours

wola44:


I think you should apply next year July, Let your salary account run for six months.

cancerlib: Hi, my brother was denied visa on d premise that his finances are more than d salary he claimed (d statement of acct). Now he wants to re-apply with supporting documents to back up d excess money in his account. The prob is some ppl told him to appeal while some said appeal will take 3mnths that he should apply afresh instead.
Pls which is d right way.
Fyi, he's going visiting, just going for his 3wks leave (our sis there is a citizen with a good job...cn this b to his advantage too?)

Vicjustice:
It would be unreasonable to suggest the best way forward based on your interpretation of the refusal notice, so, in order to receive appropriate advice, i'd suggest that (if possible) it is better to provide the refusal letter (censoring the information that you consider personal or sensitive)

cancerlib:
Tx for d response, but pls how do I do that?

royalsweetness:

Type out exactly what was written in the refusal letter you received, and wherever your name or personal details are mentioned in the letter, replace it with xyz so that everybody would not know your name.

Vicjustice:
It would be unreasonable to suggest the best way forward based on your interpretation of the refusal notice, so, in order to receive appropriate advice, i'd suggest that (if possible) it is better to provide the refusal letter (censoring the information that you consider personal or sensitive)

cancerlib: D excess money in d acct was sent by his sis for a project he's helping her with. He has d necessary document to show he's doing a project for her.

wola44:

Kindly reapply with Good supporting document to back up excess money pay into the account.

cancerlib:
The Decision
U said on ur app form dt u av bn in full time employment as an admin mgr since May earnin a total of 150k p/mnth.In additn ds statemnt shws deposits in excess of ur income.Durin Oct 2.2m ws deposited into ur acct & d documents u submitted dnt shw d source of these funds...etc.

Ur right of appeal is limited to d grounds referred to in section84(1)(c) of d nationality,immigratn and asylum act 2002.
Tx

Vicjustice: The account has evidence of Money Lodgement, and that is a big problem, he will be refused again as long as the account falls short of the requirement.
Read more here:
https://www.nairaland.com/967110/main-reasons-many-refused-visas

wola44:

Kindly reapply with Good supporting document to back up excess money pay into the account.

nickson03: I would like to update the good people about my wife uk refusal. My wife had been to uk to visit me and my son who are both british. When my wife apply for her first uk visa she brought a letter from her uni delta state university and the visa was issue to her and we stated on the application she will be staying for 4weeks but she later stayed for 5month beco they had long holiday after completing her industry trainning program.however when we apply for a renewal she was refuse the ECO stated that she stayed for 5months instead of 4weeks stated on aplication and she did not summit letter from her uni in support. The reason why we did not bring A letter from her uni is beco she had already summit a letter from her uni in the first application. However, i reaply for the second time addressing those issue. I stated clearly to address the reason why she stay up to 5months and i also told the ECO that it does not matter how long my wife stay for but matter is that she did not overstay her visit by 1 or 28 day period and there was no restriction to the 4weeks but the visa clearly state she can stay for 185 days on her visit and this time we brought a letter from the university to support she is a student but the ECO refuse my wife again stating they were try to verify the letter from her uni they were unable so on the balance of probability they are not satify of her currently circustance in nigeria. I got very hungry knowing that my wife satify all the paragraphy 41 and section (1) of uk immigration rule. Decide to send an email to the british embasy in abuja i told the ECO that she/he should know that there is a national strike in unversity in nig and she should know this even the unborn baby know there is a strike in nig then would they clay that they were try to verify the letter. I tolk the case to court, i called the court yesterday and i was told that the court has sent a letter to british embassy in abuja give they from now to 24 feb 2014 for they to review the decision and issue the visa otherwise they will have to come to court to answer court qaurell becos the reason for the reason refuse is nosses or stupid reason. I whats to say is that i can understand i those unqaulify people should be working in in british embasy called themselve ECO to handle people visa aplication and refuse people visa for stupid reason. I will advice anyone who feel they have been deniel unfairly to take the british embassy to court in uk not in nigeria. I will update the house again they have issue the visa or they choose to go to court with me to answer quarel.

nickson03: I would like to update the good people about my wife uk refusal. My wife had been to uk to visit me and my son who are both british. When my wife apply for her first uk visa she brought a letter from her uni delta state university and the visa was issue to her and we stated on the application she will be staying for 4weeks but she later stayed for 5month beco they had long holiday after completing her industry trainning program.however when we apply for a renewal she was refuse the ECO stated that she stayed for 5months instead of 4weeks stated on aplication and she did not summit letter from her uni in support. The reason why we did not bring A letter from her uni is beco she had already summit a letter from her uni in the first application. However, i reaply for the second time addressing those issue. I stated clearly to address the reason why she stay up to 5months and i also told the ECO that it does not matter how long my wife stay for but matter is that she did not overstay her visit by 1 or 28 day period and there was no restriction to the 4weeks but the visa clearly state she can stay for 185 days on her visit and this time we brought a letter from the university to support she is a student but the ECO refuse my wife again stating they were try to verify the letter from her uni they were unable so on the balance of probability they are not satify of her currently circustance in nigeria. I got very hungry knowing that my wife satify all the paragraphy 41 and section (1) of uk immigration rule. Decide to send an email to the british embasy in abuja i told the ECO that she/he should know that there is a national strike in unversity in nig and she should know this even the unborn baby know there is a strike in nig then would they clay that they were try to verify the letter. I tolk the case to court, i called the court yesterday and i was told that the court has sent a letter to british embassy in abuja give they from now to 24 feb 2014 for they to review the decision and issue the visa otherwise they will have to come to court to answer court qaurell becos the reason for the reason refuse is nosses or stupid reason. I whats to say is that i can understand i those unqaulify people should be working in in british embasy called themselve ECO to handle people visa aplication and refuse people visa for stupid reason. I will advice anyone who feel they have been deniel unfairly to take the british embassy to court in uk not in nigeria. I will update the house again they have issue the visa or they choose to go to court with me to answer quarel.

nickson03: i did hire a solicitor to plead your case

Solicitor, Barrister, Agent!
They will say to pleade your case, go from court to court all year long.
They get paid
Court get's paid.
YOU DO THE PAYING.

But it's your time and money to waste.

zabrinma: Just wise and the gurus hello all am from ghana and need some advices serioiusly please guys
Please I applied for uk tourist visa on the 14th november 2013 stating I wanted to visit uk for
One week beginning 13 december to 20 december but as am writting you now on this day of 11
december have still not had a call or sms and when I track online it tells me visa application has
Been forwarded to the british high commission please what are my chances if the date I suppose
to travel passes which is 13 december 2013 coming friday,thank you guys anyone with idea or
advice will really help,thanx for the good work guys we appreciate

Dramadiddy: pls i knw im disturbin..jst wanna clarify...im under 18...nd my uncle wants to bring me to the uk to settle there...meanwhile my parents are both late..nd my uncle has been my guardian since when they died...i provided dem the documents they needed...am i good on this?

nickson03: I would like to update the good people about my wife uk refusal. My wife had been to uk to visit me and my son who are both british. When my wife apply for her first uk visa she brought a letter from her uni delta state university and the visa was issue to her and we stated on the application she will be staying for 4weeks but she later stayed for 5month beco they had long holiday after completing her industry trainning program.however when we apply for a renewal she was refuse the ECO stated that she stayed for 5months instead of 4weeks stated on aplication and she did not summit letter from her uni in support. The reason why we did not bring A letter from her uni is beco she had already summit a letter from her uni in the first application. However, i reaply for the second time addressing those issue. I stated clearly to address the reason why she stay up to 5months and i also told the ECO that it does not matter how long my wife stay for but matter is that she did not overstay her visit by 1 or 28 day period and there was no restriction to the 4weeks but the visa clearly state she can stay for 185 days on her visit and this time we brought a letter from the university to support she is a student but the ECO refuse my wife again stating they were try to verify the letter from her uni they were unable so on the balance of probability they are not satify of her currently circustance in nigeria. I got very hungry knowing that my wife satify all the paragraphy 41 and section (1) of uk immigration rule. Decide to send an email to the british embasy in abuja i told the ECO that she/he should know that there is a national strike in unversity in nig and she should know this even the unborn baby know there is a strike in nig then would they clay that they were try to verify the letter. I tolk the case to court, i called the court yesterday and i was told that the court has sent a letter to british embassy in abuja give they from now to 24 feb 2014 for they to review the decision and issue the visa otherwise they will have to come to court to answer court qaurell becos the reason for the reason refuse is nosses or stupid reason. I whats to say is that i can understand i those unqaulify people should be working in in british embasy called themselve ECO to handle people visa aplication and refuse people visa for stupid reason. I will advice anyone who feel they have been deniel unfairly to take the british embassy to court in uk not in nigeria. I will update the house again they have issue the visa or they choose to go to court with me to answer quarel.

Dis Guy:

why not leave this to your uncle, he's more likely to avoid mistakes and get the correct documents