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Phatjoe's Posts

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Computers / Re: Huawei USB Modem Unlocker - Download Here! by phatjoe(m): 6:14pm On Sep 15, 2011
@pager
Pls can you assist in profer soln
on ow to unlock an huawei phone and unlock mtn modem
European Football (EPL, UEFA, La Liga) / Re: Uefa Super Cup 2011 : Barcelona Vs Porto (2 - 0) On August 26th 2011 by phatjoe(m): 7:09pm On Aug 29, 2011
if there's any more trophy let em
bring so that we start winning o
we can't stop the shinning
this is our birth right
messi,fabrigas
big ups to y'all
fcb gees[b][/b][/color][color=#990000][/color][color=#990000][/color][color=#990000][/color][color=#990000][/color][color=#990000][/color][color=#990000][/color][color=#990000][/color][color=#990000][/color][color=#990000][/color][color=#990000][/color][color=#990000][/color][color=#990000][/color][color=#990000][/color][color=#990000][/color][color=#990000][/color][color=#990000][/color][color=#990000][/color][color=#990000][/color][color=#990000][/color][color=#990000][/color][color=#990000][/color][color=#990000][/color][color=#990000][/color][color=#990000][/color][color=#990000][/color][color=#990000][color=#990000][/color]
European Football (EPL, UEFA, La Liga) / Re: Uefa Super Cup 2011 : Barcelona Vs Porto (2 - 0) On August 26th 2011 by phatjoe(m): 7:11pm On Aug 26, 2011
lets do it again one more time
Pep,messi,iniesta,xavi,pique,valdes,villa,afella,puyol,sergio,pinto,and company
we trust in you folks
Phones / Re: The Second Nigeria Communication Satellite Launching[nigcomsat2] by phatjoe(m): 6:16pm On Aug 18, 2011
Thank God our Communication Sat is back in the orbit.
Education / Re: The New Federal University At Effurun, Delta State. by phatjoe(m): 4:40pm On Dec 01, 2009
PLEASE I NID SOMBODY TO TAKE MI TO THE SCHOOL
YOU CAN CALL MI OR MAIL MI
THANK YU O!
Career / Re: Nigerian Navy by phatjoe(m): 2:26pm On Dec 01, 2009
s/he will start from okorofo level
Travel / Re: Abuja City - Videos and Photos by phatjoe(m): 10:48am On Dec 01, 2009
abuja fyn no b small
i no mind join miritant
4 a residential infitation o.
kindly send us the form bro.
so that we go jolly wiv those nuaghty
boys n gals in sharing the national treasury i mean cake.
Forum Games / Re: ~Describe Nairaland In One Word . . .~ by phatjoe(m): 5:18pm On Nov 16, 2009
nursery skull
Health / Re: Is There A Cure For Seizure/epilepsy? by phatjoe(m): 4:22pm On Jul 29, 2009
herbs works better for any kind of treatment
it's just a matter of right kind and the right herbal
practitioner.just do comprehensive check-up to know
what you are to treat.


Concentration
1)PENETRATION Aloe reaches the deepest body tissues, some seven layers deep.
2)ANTISEPTIC It has six antiseptic agents which kill bacteria, viruses and fungus
3)STIMULATES CELL GROWTH Stimulates the birth of new healthy cell tissue.
4)SETTLES NERVES Calming effect on the body,s nervous system.
5)CLEANSES Detoxifies and normalizes the body,s metabolism

Medication
Ginkgo plus tablets
THERE ARE HERBS THAT HAS GINKGO CONTENTS

symptoms[i][/i]
Missed medication
Lack of sleep
Illness (both with and without fever)
Severe psychological stress
Heavy alcohol use
Medicinal contraindication regarding over-the-counter/prescription medications. These can decrease the efficiency of her of seizure medications
Nutritional deficiencies: vitamins and minerals
The menstrual cycle.
[size=8]

i'm in agreement wif the suggestions.
But, i strongly recommend that it should local herb
there is no harm in trying them.
i feel 4 people undergoing crises like siezure{asthmatic or epiletic}

wish your sister swift recovery.
Music/Radio / Re: Who Is Your Favourite On-air Presenter On Lagos Radio? by phatjoe(m): 11:24am On Jul 29, 2009
'm alligning maself wif the diplomatic Mc OP aka chief engineer,doctor,lawyer,mechanic,plumber,Minister of Info & justice et al, and the entire crew of WAZOBIA fm for brightening our moment.
Culture / Re: Is It Ever Too Late To Learn Your Language? by phatjoe(m): 7:10pm On Jul 28, 2009
som of us born and breed in a stange find it very diifficult to speak our dialect.
any way wif determination, no matter our age we can be able to learn about
how to speak,read and write in our mother, we just to allow ourselves to teachable
we just need one quality-HUMILITY.Also we want to be proud of our cultural heritage.
Jobs/Vacancies / Re: Is There Discrimination Against Part Time Graduates? I Need To Know by phatjoe(m): 11:57am On Jul 28, 2009
guys we should that this vaccum was created to encourage kick-back,kick-front,facilitation,egunje,jeun soke,jibiti & the likes of it.Until this bottlenecks are tipexed off, there will continue to be a great disparity between full time and part time.Or is this obtainable in other neck of the hood?
Politics / Re: Is Nigeria Really The Gaint Of Africa? by phatjoe(m): 5:24pm On Jun 16, 2009
it ended up in a nasty way?
Romance / Re: Guys: Can You Cry In Front Of Yours Girlfriend. by phatjoe(m): 5:14pm On Jun 03, 2009
it is not a bad idea
we are humans not robots
cryin helps to relief one of stress
that would build up in future if one
tries to suppress it by not cryin.
this y men die before their time.
always of the opinion that they can
chest their emotions becos' they don't
wanna lose face or b seen as a weakling
before GF.
Business / Re: Ghanaians Fear Nigerian Domination Of Economy –minister by phatjoe(m): 2:46pm On May 20, 2009
by the time we shut our borders
these leeches will come crawling like
black monitor lizards beggin like destitute
for trade accessibility.
Business / Re: South Africa: The Real Giant Of Africa? by phatjoe(m): 5:12pm On May 19, 2009
where is that rude animal boy called thabo
are u tyred of blowing ya trumpet
foolish brat of a baboon
ow did u thread ya nairaland
go to soweto and tell this shit
and see if u will escape wif ya soul
bunky-ass
Is this ow u say thank u to a BIG BROTHA
Politics / Re: Soludo In His Own Words! by phatjoe(m): 3:13pm On May 07, 2009
biina and papa browne
u guys av enliten us economically
wit these constructive nd calculated analysis
i sincerely would recommend u both 4 d job of CBN governor
and Finance Minister.
all the best!
Politics / Re: Soludo In His Own Words! by phatjoe(m): 1:03pm On May 06, 2009
Governor Soludo has done
creditably well. when comparing him
with all the past CBN administrators.
He is super fantastic.
all ye haters should face reality.
we know som of u were affected
negatively by the re-capitalization exercise.
Politics / Re: Governor Bukola Saraki Vs Governor Raji Fashola Who Wins? by phatjoe(m): 10:29am On May 06, 2009
Hmmm
i feel like throwin-up
   
Politics / Re: Halliburton Scam: Suspects Will Be Prosecuted — Akunyili by phatjoe(m): 8:37pm On Apr 08, 2009
we all know say corruption is a NIGERIAN.
so let's sweep this under d carpet,
it's a non-issue.
they juzt tryin to make news
only to deceive u and mi
later dem go share d 'spoils of war'
u 'n' mi go dey swallow saliva
so let us not b so passionate about this Helliburton scandals
it is part of strategy to REBRAND.
Romance / Re: What's The Best Gift You Can Give Your Woman by phatjoe(m): 7:08pm On Apr 08, 2009
@morenike
Time
Love
Care
faithfulness
honesty
protection
seduction
anger - - - - - I can't be in a mooshy mooshy r/ship. it's annoying
sensuous pleasure rolling in his voice
i concurr wiff u
Romance / Re: Girlfriend For 2 Weeks Wants You to Meet Her Mother, Grandmother by phatjoe(m): 6:52pm On Apr 08, 2009
Her intent is 4 ye 2 know her folks
and 4 dem 2 know who their ward is hanging out wiff
Pally,sincerely speakin ladies want security!
dat's y she want u 2 meat her family.
getin 2 know her folks does 'NOT mean Tying the KNOT'.
praktically,it's acceptable.
so take charge!
seperate ur imaginations 4rm reality.
cool cool cool cool
Culture / Re: Cultural Misunderstandings by phatjoe(m): 1:53pm On Apr 06, 2009
it is a different stroke 4 different folks
what is acceptable to you may b totally unacceptable to me.
but we all av to get along make best use of our changing circumstances.
Culture / Re: Who Are These So Called Nigerians That Shakes The Whole World by phatjoe(m): 1:19pm On Apr 06, 2009
i comment ma reserve
omo eko-big up
laudate- thumbs up
Nairaland / General / Re: Education Or Money? Which Is The Greater? by phatjoe(m): 12:49pm On Apr 06, 2009
Nigera toaday wit all itz re-sauces (uman & Kapital) is backward
becoz of the rate of ill-traces witch is 70%
see na every tin jaga jaga
our commentators kolomenta
we nid som orientation to manager our pelnty suaces.
Travel / Re: How To Have A Nice Vacation In Ghana? by phatjoe(m): 11:31am On Apr 06, 2009
guise!
will 45-50k cover a week's vacation in Ghana
Travel / Re: I Think The Most Beautiful Places In Africa Are: by phatjoe(m): 11:04am On Apr 06, 2009
guys! have you been to Ajegunle?
grin grin grin
Food / Re: Your worst Nigerian Food/dish? by phatjoe(m): 8:04am On Apr 06, 2009
dat soft shit called OGI BABA
disgusting!!!
cant stand the sight.
yakwa soup
gbegiri looks like duck fowl shit.
Health / Re: My Girl Has Serious Mouth Odour by phatjoe(m): 3:12pm On Apr 03, 2009
Bye her close up paste
then give her PK chewing gum
these are mint 4 fresh breath
Health / Re: How Many Times Do You Take Your Bath/shower Daily? by phatjoe(m): 3:50pm On Apr 02, 2009
awa,
for makin such a negative comment
you are a bush goat!
women stinks like maggot.
SA madness don brainwash ur sensibilities
make u use close-up wash that smellin-mouth of urs.
any way
e gud to baf twice daily
so dat your stinky body
go stay clean
Health / Re: How Many Times Do You Take Your Bath/shower Daily? by phatjoe(m): 3:43pm On Apr 02, 2009
awa,
for makin such a negative comment
you are a bush goat
women stinks like maggot.
SA madness don brainwash ur sensibilities
Business / Re: Intercontinental Bank Has Become Useless by phatjoe(m): 7:13pm On Mar 23, 2009
i bliv say diaohrea catch som of una 4 Mouth.
Wats ya stress.
bunky asses!
Silly propagandist!
De-marketing strategist!
e-nuisance!
Leave SOLUDO alone
enemies of progress

thumbs up BigDeeMan
ya d best
lov ya response
feelin it 2 pieces


Hi guys,

I have carefully read most of the posts here and carefully conducted a personal research on this bank.
I use this bank alongside three other banks in 9ja and i have confirmed that most of the people that posted negative comments here are just unfair to the bank (intercontinental bank) and our dear country -----I'm aware some banks also charge btw N50-N100 per ATM withdrawal. Most of the negative posts on this thread are over-bloated, exaggerated, and in some cases cannot be verified, the bank is not as bad as it is being represented here, I know of a relative that just took substantial loan from this bank. I do not think a distressed bank can give such a loan.

We need to realize that the economic meltdown is a global issue and we all seen how it is taking it's toll on most big orgs worldwide including big banks in US and Europe. Its only God that is still sustaining our economy and i wonder why some of us are attempting to destroy what God has done for us,

The absolute truth is that orgs need to take some measures to remain in business, and such can include, business re-strategize, lay-off, salary-cut, over-head reduction etc, I heard from an unconfirmed source that the bank want to cut salary, but if the MGT thinks that is necessary to keep them alive, i see nothing wrong in that, I am aware of other banks and so many organizations that have laid-off.

I have had causes to leave some banks due to unsatisfactory services, and i always believe it makes sense to do so as customer we have right of choice, but it's not good to pull others down,

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